Lindsey Furfari, Realtor

11/03/2021

Offer accepted and we are under contract for 138 Washington Terrace, Whitman!

10/28/2021

Come check out my new listing at 138 Washington Terrace, Whitman this weekend! 🎈

🏠Open house: Saturday 11-1, Sunday 11-1

06/07/2021

Last-minute decisions can either turn out really great, or they can cause lots of stress.

When buying a home, it might not be the best to make it a last-minute decision especially if you're lease is up in 1-2 months because buying a home can take longer than 2 months.

Especially in a seller's market, it might take a handful of offers before yours gets accepted. So plan ahead and save yourself the stress.

The timeline of purchasing a home:
Pre-approval: The first step, getting preapproved by the bank will take around 3 days if you get all the necessary documents to your lender.

Home Shopping: The timeframe of house shopping always depends on the individual, but the average time is 4 months. If you have strict criteria, then you can expect to last longer in this stage of the buying process.

Under Contract to Closing: Once your offer has been accepted, you're now under contract and have to complete inspections, provide more documents to the lender and complete the appraisal. This usually takes around 30-45 days, but sometimes delays can extend the closing date.

It's never too early to plan your future home purchase!

05/25/2021

Since offers are flying in left and right on pretty much every home on the market, you might've heard the term "Escalation Clause".

But is it the right path for you as a home buyer?
An escalation clause CAN bring a buyer peace of mind, especially if the buyer is in love with the property they are offering on. It allows the buyer to automatically increase their offer to beat out other competitive ones, up to a certain price point.

An escalation clause can go both ways to the seller's agent- they may not know how to deal with it and recommend the seller to pick the highest offer over yours, or they now know your position and can counter-offer higher even if the other offers on the table weren't as attractive.

I will always look out for my client's best interest, and point you in the right direction.

05/17/2021

Do you ever wish you got into an investment earlier? Like Bitcoin?

I always say it's never too late, instead of waiting to invest it's best to invest and wait especially if there's less risk.

Hmm... What could you invest in that provides the highest returns, the greatest values, and the least risk? Oh, I know!

Real Estate!

Over the past 10 years, the average home price in the U.S. has increased by $225,000 and in the next 10 years, you can expect it to rise more.

Want to get started? Contact me today!

05/11/2021

We've always learned that being independent is a good trait to have, but sometimes it's okay to accept help! Taking the responsibility of selling your own home is not only exhausting but the return isn't as much without a realtor by your side. Who would want to turn down money? Not me!

As a realtor, I know what makes a great offer and can find the needle in the haystack (a.k.a. the best offer in the pile)

05/07/2021

Imagine this: You've FINALLY been approved for a mortgage, and can now be a proud homeowner within 3 months. You want to celebrate by buying a new car to complement the driveway you're about to have. OH NO! You get a call from your lender, and they tell you there's been a problem with your debt to income ratio and you are no longer approved for a loan.

Just like that, there can be problems after applying for a mortgage if you don't stay away from these mistakes.

1. Don't change jobs
2. Don't make large purchases
3. Don't close credit accounts
4. Don't apply for new credit.

Your lender should explain these situations to you, but here's your reminder so that there are no roadblocks in your home buying journey!

05/03/2021

04/26/2021

The most popular question so many buyers are thinking about right now... When is this seller's market going to be over??

The truth is, unless you're a psychic, no one knows for sure. However, we can make predictions based on trends and it's looking like there will continue to be more demand than supply for the rest of this year.

In other words, if you're holding yourself back from buying due to a seller's market, don't wait too long because interest rates may continue to rise and we may still be in a seller's market a few months from now.

04/21/2021

Who’s ready to buy a house!?

04/15/2021

Do more of what makes you happy... like buying a home!

I'll admit, It's been tough out there for first-time homebuyers who are entering the market where bidding wars are happening left and right but with my experience, I've come up with tips to help you secure your dream home.

1. Try writing a letter- Mr. Seller may want the home to go to someone who will love it as much as they do, writing a heartfelt letter about your situation and what you love about their home could put you at the top of their list.

2. Save some extra money before buying- In a seller's market, it can be difficult to ask for closing costs when no one else is. The seller will most likely pick the offer that is not asking for their help, so having the money saved to cover your own closing costs can be a huge plus.

3. Homes that have been on the market for longer- Houses are flying off the market in 1-5 days, try finding a home that's been active for a longer period of time and you will have a better chance of getting an accepted offer.

4. New construction homes- with new construction homes, using an FHA loan is easier since they are brand new, and asking for closing costs won't turn them away.

5. Choose a conventional loan vs FHA- Sellers find conventional loans to be more appealing due to strict guidelines on an FHA loan. If you are able to, ask your lender to switch your FHA loan to a conventional loan.