Hector Gutierrez - Efinity Mortgage

06/18/2025

Congratulations to Abe and Katie in purchasing their first home in Yuba City!

Thank you Gary Aulakh from for doing a great job finding them the perfect home and working with the sellers to get the best deal possible!

Thank you Derek Sandgren from for representing the sellers and allowing us to close early and quickly.

We closed in 14-days from the contract acceptance date. That's fast!!

I am a local resident and lender at Land Home Financial Services in the Yuba-Sutter area and also service the Greater Sacramento area and a home loan can feel daunting, but with my experience and knowledge of mortgage loans I can make it an easy accomplishment.

Call me today at (530)713-7485 or APPLY NOW online at https://mortgage.lhfs.com/hectorgutierrez/ to get started.
NMLS 2222779

Yo también hablo español

12/16/2024

Congratulations to our newest homeowners! 🏡
Who's next to take advantage of our flexible downpayment assistance program?
Buying a home is not as difficult as you think.

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Hablo español!
Call today (530) 713-7485 or apply online at https://mortgage.lhfs.com/hectorgutierrez/ or click here https://linktr.ee/hector_homeloans to schedule some time for an initial loan conversation. NMLS 2222779

09/24/2024

The dropped rates. According to , “In a significant shift for the US economy, the Federal Reserve on Wednesday announced a jumbo-sized interest rate cut for the first time in four years. The half-point move is a major economic milestone in the central bank's long fight against inflation and for Americans battling a higher cost of living since the Covid-19 pandemic. In a news conference after the announcement, Fed Chair said the decision did not represent any new pattern for the central bank but that Fed officials want to keep the economy, and especially the labor market, in good shape. Markets surged in response to the central bank's announcement, but all three major indexes — the S&P 500, the and the Dow — had moved into the red by the closing bell.”

I can help you plan and review your current situation, there’s no obligation and the process is easy.

Call today (707) 695-2330 or APPLY NOW: https://apply.lodasoft.com/register?companyGuid=aaee8edb-5b9a-40fb-81f5-05a8f27ac8e1&userGuid=e3fb16db-3d26-45aa-a82e-f9bac708657a&flowGuid=4f8ff35b-e6db-4dfe-a6b0-44b13f51e5

NMLS 2222779

08/27/2024

As we typically see a decrease in interest rates leading up to an election, we also usually see an increase in Home Sales Post election. Great time to buy right now with rates on the downward trend, Home Prices stabilizing and most recent wage report showing increases.

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Let's talk and let me help you make homeownership a reality. Please feel free to call me today at (707) 695-2330 or apply online at https://mortgage.lhfs.com/hectorgutierrez/
NMLS 2222779

08/26/2024

Continued news around Interest Rates

Rates are on the decline.... It is time to review your home purchase power options and/or the benefits of a refinance.

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Call today (707) 695-2330 or apply online at https://mortgage.lhfs.com/hectorgutierrez/ or go to my bio and click on the links. NMLS 2222779

Let's talk about turning your homeownership dreams into a realty.
Hablo Español.
NMLS - #2222779 CA DFPI and Texas

08/09/2024

According to .com the number of newly listed homes has increased by 3.5%. Now’s the time to secure your dream home.

I can help you plan and review your current situation, there’s no obligation and the process is easy.

Please feel free to call me today at (707) 695-2330 or apply online at https://mortgage.lhfs.com/hectorgutierrez/ or go to my bio and click on the links. NMLS 2222779