The Adams Group Experience of EXP Realty LLC

The Adams Group Experience of EXP Realty LLC Expert real estate professionals on a mission to Deliver the Dream of Home Ownership Everywhere

💧 Your watering day is set through March 31, 2027. Here's the chart.Save this post. Share it with your neighbors. 👇The S...
09/28/2026

💧 Your watering day is set through March 31, 2027. Here's the chart.

Save this post. Share it with your neighbors. 👇

The Southwest Florida Water Management District (SWFWMD) extended its Modified Phase III water shortage.
The rules did not change.
It covers all of Hernando County.
That includes Spring Hill, Brooksville, and Weeki Wachee.

📅 Find your day.
Look at the LAST number of your house address:

0 or 1 ➡️ Monday
2 or 3 ➡️ Tuesday
4 or 5 ➡️ Wednesday
6 or 7 ➡️ Thursday
8 or 9 ➡️ Friday

No lawn watering on Saturday or Sunday.

🌙 Watering times on your day:
Midnight to 4 AM
OR
8 PM to 11:59 PM

Lot under 1 acre? Pick just ONE of those times.
Reset your sprinkler timer!

🪴 Hand watering and drip lines for plants and shrubs:
Any day.
Before 8 AM or after 6 PM only.

🚗 Washing your car at home?
Only on your watering day.
Use a hose with a shutoff nozzle.

⛲ Fountains: 4 hours a day max.

🌱 New sod or plants?
There is a special 60-day schedule.
Ask the county before you plant.

🏡 Good to know:
Private wells follow these rules too.
In Hernando, reclaimed water does too.
Your HOA can't make you water more or pressure wash just for looks.

Always confirm with Hernando County Utilities. Rules can change.

💬 Comment WATER and we'll DM you the chart.

Questions about your home? Call/text 352-587-9996.

🏡 JUST SOLD! 🔑🎉There’s something extra special about getting to help repeat clients make their next move. ❤️ A huge cong...
09/28/2026

🏡 JUST SOLD! 🔑🎉

There’s something extra special about getting to help repeat clients make their next move. ❤️ A huge congratulations to our buyers on the purchase of their beautiful new home!

This one took some coordination — selling their current home and purchasing the next one with both closings happening the same day — but everything came together smoothly. 🙌

⭐ Huge shoutout to Kylie Brown! Kylie did an incredible job keeping both sides of the move organized, communicating every step of the way, and negotiating a HUGE seller credit for our buyers. She worked hard behind the scenes to make what could have been a stressful day feel seamless. 👏🔥

Most importantly, thank you to our clients for trusting us AGAIN. Repeat clients mean the world to us. Being invited back to help with another chapter is one of the biggest compliments we can receive. ❤️

Thinking about selling your current home and buying the next one? You don’t have to figure out how to make all the pieces line up by yourself. That’s what our team is here for. 🏡➡️🏡

Man… Florida just approved MORE insurance rate cuts. 🏠Here's what that actually means for a Spring Hill renewal 👇This we...
09/25/2026

Man… Florida just approved MORE insurance rate cuts. 🏠

Here's what that actually means for a Spring Hill renewal 👇

This week, the state OK'd lower rates for 4 home insurance companies:

• One Alliance North America: about -10.4%
• Vyrd: about -10.4%
• Safe Harbor: about -4.1%
• Unique: about -3.2%

That's 62,000+ policies statewide.
And the state says more cuts are coming.

Now the real talk 👇

These are AVERAGES.
Your number could be more. Less. Or nothing.

It only applies if:
✅ You're WITH one of those companies
✅ It kicks in at your RENEWAL, not today
✅ Your home, roof, and address all factor in

Not with them? This news doesn't change your bill.
BUT… it's a sign the market is loosening up.

Even the head of Citizens said it:
If your renewal goes up, shop it.
Even if it's flat, you should still shop it.

So for the people in Spring Hill, Brooksville, and Weeki Wachee…
here's your renewal checklist 📝

COMPARE:
• Premium (the yearly cost)
• Hurricane deductible (what YOU pay first after a storm)
• Coverage limits
• Replacement cost vs. actual cash value
• Roof coverage

HAVE READY:
• 4-point inspection
• Wind mitigation report (this can mean real discounts 💨)
• Roof age + permit info

Start shopping 30–60 days before renewal.
And talk to a licensed insurance agent.
They'll compare apples to apples for you.

Want the checklist?
Comment RENEWAL below and I'll send it your way 👇

Questions about how insurance fits into buying or selling a home here on the Nature Coast?
Call or text me: 352-587-9996 📲

— James | The Adams Group Experience

(Just general info here, not insurance advice. Rates and savings vary by policy, carrier, and property.)

🏡 JUST CLOSED — OFF MARKET! 🔑✨This one was extra special. ❤️ James had the opportunity to help facilitate an off-market ...
09/25/2026

🏡 JUST CLOSED — OFF MARKET! 🔑✨

This one was extra special. ❤️ James had the opportunity to help facilitate an off-market sale between two family members, making sure both sides were taken care of and the transaction came together smoothly.

What means even more is that these are repeat clients who trusted us once again with an important real estate decision. That trust is something we never take for granted. 🙏

A huge THANK YOU to both our buyer and sellers for allowing us to be part of another chapter for your family! 🏡❤️

Not every real estate opportunity ever hits the MLS. 👀 Whether you’re thinking about buying, selling, or have a unique situation that needs a little creativity, give us a call. Sometimes the right deal is already closer than you think. 📲

James Adams | The Adams Group Experience
📞 352-587-9996

09/24/2026

Man… this kitchen.

White cabinets. Granite. Big island you can actually cook and gather around.

7484 Morelli Ave · Brooksville (Brookridge)
$209,900 · 2 bed · 2 bath · 1,152 sq ft

Corner lot. Room to breathe. Florida room for morning coffee. Covered carport with storage. Deck off the back looking over a fenced yard.

2025 roof. Irrigation done in 2026. Flood Zone X. HOA about $55/mo. 55+ community. Fully furnished.

Want a walkthrough or a private showing?
Call/text 352-587-9996

Comment MORELLI and I’ll send the details.

Equal Housing Opportunity · MLS # W7889549

A Spring Hill dog is alive because a camera pinged the owner.Wednesday morning on Elgin Blvd, a smart camera’s smoke ale...
09/24/2026

A Spring Hill dog is alive because a camera pinged the owner.

Wednesday morning on Elgin Blvd, a smart camera’s smoke alert reached the homeowner. They checked the live feed, saw smoke, and called 911. Hernando County Fire Rescue contained the fire to one bedroom and brought the dog to safety. No one was hurt.

Quiet reminder for Nature Coast homes: a few alerts only help if they’re actually on.

Worth a 5-minute check today:
1. Smart camera smoke / motion push alerts — often need a turn-on in the app
2. Smoke + CO phone alerts — the siren may already work; the phone ping might not
3. Water leak sensors (sinks, AC pan) — usually add and enable
4. Phone crash detection — often on by default on newer phones; confirm in Settings
5. Watch fall detection — usually needs a turn-on

Not a product pitch. Just the same calm checklist we walk buyers and sellers through when a home needs to be listing-ready — and lived-in safely.

Questions before you list or buy?
Call/text 352-587-9996

Comment ALERTS if you want this checklist sent your way.

Educational only. Equal Housing Opportunity.

Quick Nature Coast money note — educational, not scary.Freddie Mac’s weekly survey says the 30-year fixed averaged 6.95%...
09/23/2026

Quick Nature Coast money note — educational, not scary.

Freddie Mac’s weekly survey says the 30-year fixed averaged 6.95% as of Sep 17, 2026 — up from 6.76% the week before. That’s near 7%, not a personal rate quote.

Spring Hill’s recent median sale price sits around $315k (Redfin, 3 months ending Aug 2026). Below we show example principal-and-interest math only — 20% down, 30-year fixed. Taxes, insurance, HOA, and PMI are not included. Your quote will differ.

Example (not a quote): ~$315k price → $252k loan
• 6.76% → about $1,636/mo P&I
• 6.95% → about $1,668/mo P&I

That’s roughly $32/mo difference on this example — small on paper, real in a budget. Shopping still matters.

Shop 3 lenders checklist (same day, same loan size):
1. Ask for a written Loan Estimate
2. Match loan type + down payment
3. Compare rate and fees
4. Ask about points / credits in plain English
5. Sleep on it — no pressure

Want a lender who explains the loan in plain English? We like working with David Ratti at Envoy Mortgage — clear, patient, and great at walking through how the numbers actually work. (NMLS 532652 · FL licensed)

Want help running your numbers before you tour or list?
Call/text 352-587-9996 — happy to walk it calmly.

Educational only. Examples, not offers. Rates change. Equal Housing Opportunity. Not affiliated rate quotes — shop multiple lenders.
Sources: Freddie Mac PMMS · Redfin Spring Hill market report.

Quick Nature Coast insurance note — easy version.Not in a flood zone? You may still need flood insurance.If you're on Ci...
09/21/2026

Quick Nature Coast insurance note — easy version.

Not in a flood zone? You may still need flood insurance.

If you're on Citizens, your policy includes wind, and your home's rebuild amount is $400,000 or more — flood insurance is required for new or renewing policies in 2026. That includes many Zone X / low-risk homes in Spring Hill, Brooksville, Weeki Wachee, and Hernando.

Already in a high-risk flood zone with wind? Flood has been required on that track for a while.

By 2027, Citizens says this expands to every Citizens home policy with wind — no matter the rebuild amount.

This usually skips: condo unit owners, renters (contents only), and policies with no wind coverage.

Check the rebuild amount on your Citizens paperwork — that's the number that matters (not what the house might sell for).

Want help reading your policy?
Call/text 352-587-9996 — happy to walk through it with you.

Educational only. No premium quotes here. Equal Housing Opportunity.
Sources: CitizensFla.com/flood · Hernando County EM flood pages.

🏡 JUST SOLD in Inverness! 🎉🔑A huge congratulations to our sellers AND our buyers on the successful closing of 10100 Perc...
09/21/2026

🏡 JUST SOLD in Inverness! 🎉🔑

A huge congratulations to our sellers AND our buyers on the successful closing of 10100 Perch Ct! ❤️ Kylie Brown had the privilege of representing the sellers — and finding the buyer for their home! 🙌

One of the biggest advantages of working with our team is the size of the database we’ve built over the years. Sometimes the perfect buyer for your home is already someone we know. 👀🏡 Our ability to connect buyers and sellers can create opportunities that go beyond simply putting a home on the market.

We’re incredibly grateful to both our sellers for trusting us with their home and our buyers for trusting us to help with their next chapter. Congratulations to everyone involved! 🥂🎊

👏 A special shoutout to Kylie for putting this one together from both sides! Kylie did an awesome job taking care of her sellers, matching the right buyer with the right home, and helping everyone get all the way to the closing table. This is exactly what great real estate looks like — creating opportunities and taking care of people every step of the way! ❤️🏡

Thinking about selling? Before you even hit the market, we may already know your buyer. 📲

National headlines will say: buy the week of Sep 27.Here’s the part they skip.Realtor.com’s 2026 Best Time to Buy report...
09/21/2026

National headlines will say: buy the week of Sep 27.

Here’s the part they skip.

Realtor.com’s 2026 Best Time to Buy report puts the national best week at Sep 27 – Oct 3.

For Tampa–St. Pete–Clearwater?
Nov 29 – Dec 5.
Miami lands the same week.

“Best week” isn’t magic. It’s their mix of inventory, prices, competition, days on market, new listings, and price cuts — scored against the rest of the year. Rates aren’t even in that score.

So if you’re shopping Spring Hill, Brooksville, Weeki Wachee, or nearby Pasco — don’t let a national calendar bully your timing.

Curious where your timeline fits?
Call or text 352-587-9996. Happy to walk it through — no pressure.

What surprised you more — how early the national week is, or how late Tampa’s is?

—
Source: Realtor.com Research, “Best Time to Buy 2026,” Sep 14, 2026. Metro figures are MSA-level seasonal scores, not a promise on any one home. Equal Housing Opportunity.

Address

17034 Ayers Road
Masaryktown, FL
34604

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 9am - 7pm
Sunday 9am - 7pm

Telephone

+18136707205

Website

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