09/17/2026
🚨 The Fed raised rates 0.25% — so did mortgage rates just go up 0.25% too?
Nope. 👀
The Fed doesn’t directly set mortgage rates, and there’s a lot more happening behind the scenes than one headline might make you think.
So if you’re considering buying a home, don’t let today’s news automatically scare you out of the market.
Swipe through 👉 for what the rate hike actually means, how mortgage rates are determined, and what buyers could realistically see.
At the end of the day, the question isn’t “Are rates good or bad?”
It’s “Does buying make sense for ME right now?”
And that’s a conversation I’m always happy to have. 🏡
📍 Upstate SC
Logan LaBonte | REALTOR®
JOY Real Estate