Cat Neal- Realtor

10/19/2026

Got orders to Little Rock Air Force Base and wondering where to live? 📍 Here's a quick guide to the four communities military families ask me about most:

🛩️ Jacksonville: home of the base, so the shortest commute
🏡 Cabot: a growing city with room to spread out and a real community feel (hello, CabotFest every October!)
🏙️ Sherwood: close to North Little Rock for dining, shopping, and VA services, with a suburban feel
🌳 Ward: a smaller community near Cabot with a quieter pace

My best tip: don't pick from a map. Drive the commute at the hours you'd actually travel for your shift, and think about the kind of home you want. With a VA loan, you may be able to do it with $0 down. 🎖️

I'll show you homes in the areas that fit, in person or by video. Read the full guide on the blog. 🔗 https://catneal.ar-property.com/blog/770/Zero+Down%2C+Real+Home%3A+A+Service+Member's+Path+to+Owning+Near+Little+Rock+AFB

Save this for your PCS planning, and share it with a fellow military family. 💙

Drive times, prices, and community details change. Please confirm current information and visit areas yourself before deciding. I'm not a lender.

10/19/2026

New construction in Greystone, and this one has room to spread out. 🏡⛳

5 bedrooms, 3.5 baths, and 2,809 sq ft on a level 0.31-acre lot in Cabot. You get a bonus room, a gas fireplace, wood and tile floors, a pantry, walk-in closets, and a brick, stone, and Hardie board exterior. A lawn sprinkler system is already included.

Greystone is an established golf community with a pool, tennis courts, and a clubhouse, just minutes from shopping, dining, and schools.

5 bed | 3.5 bath | 2,809 sq ft | two story | 2-car garage
Listed at $559,900 in the Cabot School District.

🔑 VA, FHA, and conventional financing are listed. Not sure what you can afford? I'm happy to walk you through it.

Full walkthrough is up on YouTube now — link in bio, or watch here: https://youtu.be/trXYQ_Kexg4

Listed by Brooke Wilson, PorchLight Realty.

Call or text me at 209-985-6476 to see it in person.

New construction home tour in Cabot, Arkansas! This brand new 5-bed...

10/18/2026

🚨 UNDER CONTRACT IN JUST 3 DAYS! 🏡🎉

And this one was BUSY from the start! 👀

✨ Multiple showings
✨ Multiple offers
✨ Under contract in just THREE days!

📍 44 Willow Oak Loop | Maumelle, AR

I couldn’t be more excited for my sellers! ❤️ I’m incredibly grateful they trusted me to market their home, navigate the offers, and help them take this exciting next step!

Here’s the thing… selling your home isn’t just about putting a sign in the yard and hoping for the best. It’s about having the RIGHT strategy, pricing, presentation, and marketing to get your home in front of the RIGHT buyers.

And that’s exactly what we did! 🙌

💭 Have you been thinking about selling your home?

Let’s talk! I’d love to show you how a customized marketing strategy can help your home stand out, attract serious buyers, and get SOLD!

📲 Cat Neal | 209-985-6476
🏡 Arkansas Property Management & Real Estate

10/15/2026

Think you can't buy because you haven't saved enough? Don't count yourself out yet. 🙌

Here's what Little Rock buyers should ask about:
🏦 ADFA Down Payment Assistance: up to $15,000 toward down payment and closing costs for qualifying buyers, through a participating lender
🏠 FHA loans: as little as 3.5% down
🎖️ VA loans: zero down for eligible veterans and service members
🌾 USDA loans: zero down in eligible areas (most of Little Rock itself generally isn't eligible, so check the map)
🤝 Seller credits toward closing costs, depending on your loan

Rates are high, but the cash to get started is often the bigger hurdle, and there is help for it.

I put the full list on the blog. 🔗 https://catneal.ar-property.com/blog/755/Down+Payment+and+Loan+Help+for+Little+Rock+Buyers%3A+What+to+Ask+About

Save this for later, and send it to someone who thinks they're not ready.

Program details, rates, and eligibility change. Confirm current information at adfa.arkansas.gov and with a participating lender. I'm not a lender.

10/15/2026

👀 **REMEMBER THAT SNEAK PEEK FROM YESTERDAY?**

Well, the wait is over… and I think you're going to LOVE the price!

🏡 JUST LISTED IN MAUMELLE — $200,000!

Yes, you read that right! An opportunity to own a 3-bedroom, 2-bath home in Maumelle at a price point that's getting harder to find!

📍 44 Willow Oak Loop | Rolling Oaks

✨ 1,160 sq ft of single-story living
✨ Fully fenced backyard
✨ Newly stained deck
✨ Two-car garage
✨ Refrigerator, washer & dryer included
✨ NO HOA dues!

Whether you're buying your first home, looking to downsize, or exploring your next investment, this one is worth a look!

🎥 **Ready to see the whole house?** I just dropped the FULL TOUR on YouTube! 👇

https://youtu.be/-5s17IPt1X4

🚨 **OPEN HOUSE THIS SUNDAY, OCTOBER 18 | 2–4 PM!**

Or message me to schedule your private showing!

📲 Cat Neal | 209-985-6476
Arkansas Property Management & Real Estate

10/14/2026

Updated, move-in ready, and on a flat fenced lot in Greystone. 🏡

This Cabot home has a double-sided gas fireplace that opens to both the living room and the eat-in kitchen, granite counters, crown molding, and a primary suite with a brand-new tiled shower, soaking tub, and a huge walk-in closet. The laundry room is oversized, and the new HVAC, fencing, landscaping, and appliances mean the work is already done.

4 bed | 2 bath | 2,393 sq ft | one story | 2-car garage
Listed at $379,250 in the Cabot School District.

Greystone also has community amenities (voluntary fee) including a pool, tennis courts, clubhouse, golf course, and a fitness/bike trail.

🔑 VA, FHA, and conventional financing are listed. Not sure what you can afford? I'm happy to walk you through it.

Full walkthrough is up on YouTube now — link in bio, or watch here: https://youtu.be/6XZW95iMyRU?si=zyDHkwcJY7ce2zzi

Listed by Brooke Wheeler, PorchLight Realty. Call or text me at 209-985-6476 to see it in person.

Home tour in Cabot, Arkansas! This beautifully updated 4-bedroom, 2...

10/13/2026

Your interest rate is not your monthly payment. 🏡

On a $300,000 Little Rock home with 10% down at ~7.40%, principal and interest is about $1,869. Add estimated property taxes and insurance, and you're closer to $2,300 a month. (Taxes depend on the taxing district, so that's an example.)

What actually moves your payment:
💵 A bigger down payment shrinks your loan
🏷️ $10,000 off the price saves about $62/month
📝 Arkansas's homestead tax credit takes up to $600 off your property tax bill, but you have to make sure it's applied. It's not automatic.
📉 Rate matters, but it's only one piece

My tip: start with your target monthly payment, not your target price. Then we work backward with real taxes and insurance on every home you tour.

Full breakdown with three price points on the blog. 🔗 https://catneal.ar-property.com/blog/754/What+a+Little+Rock+Home+Really+Costs+Per+Month%3A+Rate%2C+Taxes%2C+and+Insurance

Save this before you start touring, and share it with a friend who's house hunting.

Illustration only: 30-year fixed at ~7.40% (Freddie Mac, Oct 8, 2026), assumed taxes and insurance. Not a loan offer. Confirm taxes with the Pulaski County Assessor and Collector and get an insurance quote for any specific home. I'm not a lender or tax professional.

10/13/2026

Rates feel too high? There's a tool most Little Rock buyers have never heard of: the rate buydown. 💡

On a $300,000 home with 10% down at ~7.40%, a 2-1 buydown could look like this:
📉 Year 1: about $1,516/month (vs. $1,869)
📉 Year 2: about $1,689/month
📈 Year 3 on: the full ~$1,869

That's roughly $350 a month back in your pocket in year one, and in a more balanced market, sellers can often help pay for it.

Even better: $2,700 off the price saves a buyer about $17 a month. The same $2,700 put toward a rate point saves around $46. 🤯

The catch? A temporary buydown ends, so only use it if you can afford the full payment later.

Full breakdown on the blog. 🔗 https://catneal.ar-property.com/blog/753/Rate+Buydowns+for+Little+Rock+Buyers%3A+Lower+Your+Payment+Without+Waiting+on+the+Market

Save this for when you start making offers, and send it to someone who thinks they're priced out.

Illustration only: principal and interest, 30-year fixed at ~7.40% (Freddie Mac, Oct 8, 2026). Not a loan offer. Costs and savings vary by lender and loan type. Talk to a lender about what's available for you.

10/12/2026

Waiting for mortgage rates to drop before you buy in Little Rock? Do the math first. 👇

On a $300,000 home with 10% down at today's ~7.40% rate, principal and interest is about $1,869 a month. If rates fell a full point, that drops to about $1,689. That's roughly $180 a month, and it's real.

But waiting isn't free:
📈 Lower rates can bring more buyers back, and more competition
🏠 Prices can climb while you wait
💸 Every month of waiting is another month of rent
❓ And nobody can promise rates will fall

My advice as your agent? Buy a payment you're comfortable with today. If rates drop later, a refinance is a bonus, not the plan.

I broke down the full math on the blog. 🔗 [INSERT BLOG LINK]

Save this if you've been on the fence, and share it with someone who's asking "should I wait?"

Illustration only: principal and interest, 30-year fixed, rate per Freddie Mac (Oct 8, 2026). Not a loan offer. Actual payments vary.

10/12/2026

Waiting for mortgage rates to drop before you buy in Little Rock? Do the math first. 👇

On a $300,000 home with 10% down at today's ~7.40% rate, principal and interest is about $1,869 a month. If rates fell a full point, that drops to about $1,689. That's roughly $180 a month, and it's real.

But waiting isn't free:
📈 Lower rates can bring more buyers back, and more competition
🏠 Prices can climb while you wait
💸 Every month of waiting is another month of rent
❓ And nobody can promise rates will fall

My advice as your agent? Buy a payment you're comfortable with today. If rates drop later, a refinance is a bonus, not the plan.

I broke down the full math on the blog. 🔗 https://catneal.ar-property.com/blog/752/Should+You+Wait+for+Rates+to+Drop+The+Real+Math+for+Little+Rock+Buyers

Save this if you've been on the fence, and share it with someone who's asking "should I wait?"

Illustration only: principal and interest, 30-year fixed, rate per Freddie Mac (Oct 8, 2026). Not a loan offer. Actual payments vary.