David Slovak, Realtor

10/13/2024

I stay up late worrying about clients:
Unpopular opinion. Yes, I'm a worrier, whether you are still my client or going off on your own with a builder or other agent.
My hope: you find the best home that is suitable to your financial plans. Trust that I don't sleep well otherwise. Buying/selling a home isn't easy. How often do you spend north of 200k for anything??? It's a HUGE decision. I help to cushion the blow of that HUGE expense, whether through a builder or a home that's already built, or simply something you wish to update when time allows if ever. That's my job; that's my business. Can you go it alone? OF COURSE! Is it necessary? Not at all. The right agent is worth their weight in gold 🪙

07/31/2024

Please let this be you 🙏 Build generational wealth or rather, a nest egg. Read below ⬇️⬇️⬇️

Possible down-payment: 5% down
+ additional closing costs : 3-5% of purchase price

"How do I get that money? I have some saved, but that's a lot!" Keep reading ⬇️⬇️⬇️

A lender/bank can possibly assist you with 3-5% down for down payment/closing costs. Sooo... there is the down payment. Now what? 🤷🏻‍♂️ Continue... ⬇️

3-5% closing costs: Mrs. Seller, I need 5% from you for closing costs to get this deal done. Can you help me? ::Realtor adds that to your offer::

Seller response: "We can arrange that."

Buyer response: "Thank you Mr. Realtor for all your help and showing your value in gold. You're the greatest."

Buyer comment: Can I afford the payment on the 4 plex?

Realtor: Yes. This is called a house hack. You live in 1 unit. You rent out the other 3. Now you only pay a regular mortgage or less out of pocket as if you lived in a single family house. Then, move out after a year and rent out the one you lived in.

IF YOU BOUGHT THE APARTMENTS CORRECTLY, YOU SHOULD BE ABLE TO AFFORD THE MORTGAGE WITH JUST TENANT RENTS. Your realtor/agent helps advise on this part.

Let's do coffee ☕️, zoom, or a cold drink🧉 to discuss your next purchase. Get that nest egg! 🪺🏡

Call David Slovak, Realtor (956) 929-8391

07/08/2024

Hi guys! Here is my 2 cents on a major topic of conversation as of late: BIG BAD RATES 🐺%🏡

Listen in. Let me know what you think and let's have a conversation about it. If you agree, share with your friends or family. There is power in knowledge and plenty more where that comes from. I'm an open book 📖.

07/05/2024

Happy belated 4th of July 🇺🇲 We are just through the midway point of the year and the second half of summer has begun! Time becomes more available for fun activities and a favorite pass time - home shopping!

Many builders love working with agents because we become a great touch point for questions throughout the process! Westwind Homes is one of the many builders that welcome agents like myself to assist you with the process.

Please let me know when you are ready to have a conversation about your future build! I'm always happy to lend an ear and helping hand.

📲 David @ 956-929-8391
📧 [email protected]

Westwind representative: Juan Gomez

Customize your dream home in Laredo or Rio Grande Valley. WestWind Homes –quality, sustainability, and trust in every build. Start your journey & call today! | WestWind Homes

07/02/2024

Why not buy a duplex (2 units) or a multifamily property (2-4 units) as your first or second home? If you live in one unit, you can rent out the rest and possibly live for little to no money out of pocket.

"BUT I can't live in a 2 bedroom apartment!"

My advice: find a multifamily property that has a 3 bed 2 bath vacant to live in, then keep renting out the other units. Sound comfortable? Seems much better in my opinion.

"BUT I can't afford it!"

My advice: if you have some money saved for a home, put that toward the apartments instead. We can ask mortgage lenders or banks about options to help you afford it now rather than waiting to save. Property value generally goes up over time, so why wait on a more expensive property?

"BUT the down-payment is too high!"

My advice: once again, you have options. Some people put as little as 3.5% down while others, 5%. You're investing in yourself.

"BUT I don't make enough money to qualify for that loan!"

My advice: you are usually allowed to use part of that expected future rent as part of your expected income. Neat, huh? It definitely helps, so why not ask questions to the people that can let you know if it's doable now or in the next few months?

ASK ME HOW TO MAKE THIS HAPPEN. It's very DOABLE!

📞 📲 (956) 929-8391
📧 [email protected]

06/28/2024

For much of the Rio Grande Valley, we are in a BUYER'S MARKET! If you've been on the fence with home shopping because of high prices, they're negotiable!

Worried about not having enough 💰 saved to buy a home? Let me ask the seller to help you! Part of my job is finding you the BEST deal that includes the best price and AGRESSIVELY negotiating closing costs to get you into your dream home with less 💵 out of pocket!

A bank or mortgage lender can possibly help you with bringing LOW to NO💸 down if you qualify. Please reach out to me so I may point you in the right direction!

📞📲956-929-8391
📧[email protected]

04/30/2024

3 bed 2 bath plus a separate game room🎮, office💻, workshop🧰 or spare room with its own cold AC 🥶.

Located just a short drive from the expressway, HEB Plus, Walmart, and the McAllen Convention Center. Recently reduced by 16k!!! 💸

The price, extra space and location are hard to beat. Come see for yourself! 👀 You'll believe it when you see it.

Call your favorite agent today!

☎️956-291-3900 or (956) 929-8391
📍4316 Date Palm Ave McAllen Tx📍
MLS 422783

Listed for sale at $269000. Priced to sell! Lovely home in a prime location! Parks, schools, walking/biking trails, HEBs, Walmart, shopping plazas, ...

11/18/2023

Things are looking up! I don't suggest joining the crowd once the masses are ready. Beat them if you can to save on multiple offer situations! I'll be here for you. My 2 🪙🪙. ::Stepping off my soapbox::

The average 30-year fixed-rate mortgage was 7.44% for the week ending Nov. 16, according to Freddie Mac's latest Primary Mortgage Market Survey.

05/23/2023

Reduced! Looking for a spot to build your future home or investment property/properties? Located just minutes away from the expressway. Stop by today!

02/18/2023

In case you know anyone looking in the Harlingen Tx area. ☎️☎️☎️

26517 S Tamm Ln, Harlingen Tx

10/25/2022

I do not believe in fear mongering, however, I do believe in keeping past, present, and future clients informed on where the market is and where it's headed. Take 2 minutes to keep informed and do reach out with any questions.

Remember, the best time to buy was yesterday. Today is better than tomorrow, and tomorrow is too late.

There are ways to set yourself in the best position to buy or sell in any market by speaking with a professional about your plans to buy/sell/invest. Ask your favorite realtor what he/she recommends for you in any market.

A new report by Fannie Mae points to a strong possibility of a recession and a housing market downturn in 2023. Here's what you need to know.