Dr. Jacob Wiley Realtor

Dr. Jacob Wiley Realtor Hidalgo County, Starr County, Cameron County Real Estate Specialist ~Edinburg, Mission, Rio Grande +

Dr. Jacob Wiley NMLS # 2391831
Mr Mortgage, LLC, NMLS #2190447

Texas Compliant Notice
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMEN

T’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Happy Labor Day! 🇺🇸Today we celebrate the hardworking men and women whose dedication, determination, and commitment help...
09/07/2026

Happy Labor Day! 🇺🇸

Today we celebrate the hardworking men and women whose dedication, determination, and commitment help build stronger families, businesses, and communities.

Whether you’re spending the day with family, enjoying some well-earned rest, or still putting in the work, I hope you have a safe and meaningful Labor Day.

From my family to yours, Happy Labor Day!

— Dr. Jacob Wiley
The Real Estate Doctor
📞 956.478.0700
🌐 drjacobwiley.com

09/02/2026

Your real-estate plan should begin before you’re ready to purchase.

Whether you want to buy a home in six months, invest next year, or build a portfolio one property at a time, planning ahead can help you structure each move strategically.

Let’s discuss your goals, financing options, and the steps needed to put you in the strongest possible position.

📲 Schedule a planning meeting with Dr. Jacob Wiley today.
📞 956-478-0700

09/02/2026

🏡 FOR SALE IN EDINBURG, TX! 🔑✨

📍 2721 W Chesterfield Ave, Edinburg, TX 78539

Location, space, and convenience! 📍 This beautiful 4-bedroom, 2-bathroom home is conveniently located near McColl & Trenton, with quick access to DHR Health, Driscoll Children’s Hospital, shopping, dining, and everything the McAllen/Edinburg area has to offer! 🏡✨

🎥 Check out the video tour!

📲 Interested? Message us today to schedule a private showing!

🏢 Sky Real Estate Co. LLC

💬 TAG someone looking for a home in Edinburg!
❤️ Like • 🔄 Share • 💾 Save

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08/28/2026

A mistake that can cost thousands! Avoided at any cost.

08/25/2026

🏠 One Loan Program More Investors Should Know About

Think your income prevents you from purchasing another investment property? A DSCR loan may offer another path.

Instead of relying primarily on your personal income, a DSCR loan generally evaluates whether the property’s expected rental income can support its mortgage obligations. It can be a valuable option for investors looking to:

✅ Purchase rental properties
✅ Expand an existing portfolio
✅ Invest without traditional income documentation
✅ Take advantage of South Texas real estate opportunities

These programs commonly require a larger down payment—often around 20% or more—along with acceptable credit, sufficient reserves, and a property that meets the lender’s cash-flow requirements.

You may be closer to purchasing an investment property than you realize. Let’s review your options and build a strategy based on your goals.

📲 Dr. Jacob Wiley
The Real Estate Doctor
📞 956-478-0700 | 956-777-6575

🏡 OPEN HOUSE THIS THURSDAY! 🏡Come tour this beautiful 5-bedroom, 3.5-bath home in Mission! With spacious living areas, a...
08/18/2026

🏡 OPEN HOUSE THIS THURSDAY! 🏡

Come tour this beautiful 5-bedroom, 3.5-bath home in Mission! With spacious living areas, an open-concept kitchen, 3-car garage, and private backyard, this is one you’ll want to see in person. 🔑✨

📍 3106 San Clemente, Mission, TX 78572
📅 Thursday, August 20th
⏰ 12:00 PM – 2:00 PM

Stop by, take a tour, and meet the real estate and lending team on site. Know someone looking for a home in Mission? Tag them below or share this post! 🏠

08/18/2026

💰 What’s the smartest financial move before buying a home? Build your cash reserves.

Extra savings can give you more options. Depending on your situation, those funds may help you pay down debt, improve your credit profile, cover closing costs, or strengthen your overall loan application.

Before moving money or paying off accounts, speak with a mortgage professional—some decisions can affect your approval differently than expected.

Let’s review your finances and create the right strategy for your home purchase.

📞 Dr. Jacob Wiley | The Real Estate Doctor
956-478-0700 | 956-777-6575
NMLS #2391831

08/06/2026

🏡 Do You Really Need Perfect Credit to Buy a Home?

Many buyers believe they need a 700 or 750 credit score before they can even consider purchasing a home.

That isn’t always true.

Yes, your credit score can affect your loan terms, interest rate, and mortgage insurance. However, depending on the loan program and lender requirements, some buyers may qualify with a credit score around 580.

The biggest mistake is assuming you cannot qualify without first speaking to a mortgage professional.

You may already be closer to homeownership than you realize. Don’t disqualify yourself before exploring your options.

📲 Contact Dr. Jacob Wiley today for a personalized mortgage and home-buying consultation.

Dr. Jacob Wiley
The Real Estate Doctor
Realtor | Mortgage Loan Officer | Insurance Agent

📞 956-478-0700
🌐 [www.drjacobwiley.com](http://www.drjacobwiley.com)

Your situation is unique. Let’s review your options and create a plan that works for you.

08/04/2026

🏠 Can You Own More Than 10 Properties in Your Name?

The answer is yes. There generally isn’t a 10-property limit simply because the properties are titled under your personal name.

The number 10 usually becomes important when you’re financing second homes or investment properties through certain conventional loan programs. Once you reach that level, qualifying for additional financing may require a different loan strategy.

That doesn’t mean you have to stop investing. It simply means you need someone who understands the available exceptions and financing options.

📲 Want to continue growing your real estate portfolio?

Contact Dr. Jacob Wiley, The Real Estate Doctor, and let’s review your situation.

📞 956.478.0700
🌐 drjacobwiley.com

Loan programs, guidelines and qualification requirements may vary.

Address

3300 N McColl Road Suite PQ
McAllen, TX
78501

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