09/13/2026
๐ก๐ฐ GOT EQUITY? YOUR CREDIT SCORE MAY NOT STOP YOU!
Did you know you may be able to refinance with a credit score as low as 495 when you have enough equity in your property?
๐ฅ Financing available down to a 495 credit score
๐ Up to 55% Loan-to-Value (LTV), based on appraised value
๐ผ Homeowners & Investors may qualify
If you have significant equity built up in your property, now may be the time to put that equity to work.
You could potentially use the proceeds to:
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Pay off high-interest debt
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Make home improvements or renovations
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Consolidate monthly obligations
โ
Access cash for other financial needs
โ
Refinance an investment property
Example:
If your property appraises for $400,000, 55% LTV equals $220,000 in total financing, subject to your existing mortgage payoff and program guidelines.
๐ Lower credit score? Don't automatically count yourself out.
Your home's equity could open the door to options you didn't know were available.
๐ฒ Let's talk about your situation and see what may be possible.
Roberta Rustin | NMLS #155569
First Choice Mortgage Solution LLC
๐ 770-371-8756
โจ Loans Built to Perfection
All loans are subject to underwriting, appraisal, program eligibility, and applicable lending guidelines. This is not a commitment to lend.