Heather Paterno - Realtor

Heather Paterno - Realtor Heather is a Realtor and Leasing Specialist with Chambers Theory and excels at her attention to detail and personalized approach to everything she does.
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Hip Hip Hooray, It’s Groundhog’s Day! Are you hoping for a longer winter or an early spring? Can you believe that Punxsu...
02/02/2022

Hip Hip Hooray, It’s Groundhog’s Day! Are you hoping for a longer winter or an early spring?
Can you believe that Punxsutawney Phil saw his shadow? 6 more weeks of winter?

DM me for more info.
02/02/2022

DM me for more info.

January was a long month, but it gave us plenty of time to start some good habits in 2022 and kick off this year right! ...
02/01/2022

January was a long month, but it gave us plenty of time to start some good habits in 2022 and kick off this year right! I'm so excited for February and all the happiness and success it will bring with it! Who's with me?

Don't forget about closing costs! When buying a home, be sure to plan ahead when saving for a down payment and closing c...
02/01/2022

Don't forget about closing costs! When buying a home, be sure to plan ahead when saving for a down payment and closing costs. Closing costs usually run 2-5% of the total purchase price.

What are your fears about purchasing a home? A home is likely the largest financial purchase you'll make, and I'm here t...
01/29/2022

What are your fears about purchasing a home? A home is likely the largest financial purchase you'll make, and I'm here to ease any concerns you may have along the way.

Call or message me, I'd love to help.

Who's ready to get their home sold next? I'd love to take you from listed to sold in no time, call me today!            ...
01/26/2022

Who's ready to get their home sold next? I'd love to take you from listed to sold in no time, call me today!

🤔When you are a first time home buyer there are specific questions you should be asking your lender, such as:▪️What type...
01/25/2022

🤔When you are a first time home buyer there are specific questions you should be asking your lender, such as:
▪️What type of loan do I qualify for?
▪️Do I need to have extra money set aside for extra expenses and, if so, what are they and how much should I set aside?
▪️Do I need to have a pre-approval letter?
▪️Will I only be able to look at homes that are within my budget?
▪️How do I make sure my credit score stays consistent?

If you have other questions, shoot me a DM and I'd be happy to answer them.

Which would you rather have, a bathtub or a shower? You can only have one!
01/22/2022

Which would you rather have, a bathtub or a shower? You can only have one!

It's Taco Tuesday, so let’s taco ‘bout how I can help make this happen! 🌮
01/18/2022

It's Taco Tuesday, so let’s taco ‘bout how I can help make this happen! 🌮

I totally get it! Buying a home is a huge deal. Plus, making sure you have a budget established, your credit in check an...
01/18/2022

I totally get it! Buying a home is a huge deal. Plus, making sure you have a budget established, your credit in check and all of your documents in order feels like a daunting task. That’s where we come in! Our team will help you crunch the numbers so that you have the confidence you need and a competitive edge when submitting offers. DM me today to get the guidance you need in today’s market!

Don't wait to put an offer in, because in this market your dream home could be gone by tomorrow!                        ...
01/15/2022

Don't wait to put an offer in, because in this market your dream home could be gone by tomorrow!

It’s easy to forget the importance of prepping your house for winter. We are definitely in the thick of it, and staying ...
01/11/2022

It’s easy to forget the importance of prepping your house for winter. We are definitely in the thick of it, and staying cozy inside your home sounds a lot better than bundling up to brave the cold or checking off a to-do list. You had better think twice! Maintaining your home during the winter will help you avoid expensive repairs!

Winterizing your home will also improve its efficiency, saving you money, and keeping your home comfortable. As the temps begin to dip, follow our tips to keep your property in tip-top shape.

What would be a must have for your dream kitchen? Updated appliances, a backsplash, granite countertops? I'd love to hea...
01/11/2022

What would be a must have for your dream kitchen? Updated appliances, a backsplash, granite countertops? I'd love to hear what the latest trends are this year.

When your deepest desire is to succeed, you hustle harder than everyone else. Keep working hard and success will find yo...
01/07/2022

When your deepest desire is to succeed, you hustle harder than everyone else. Keep working hard and success will find you.

Looking for the best sledding hills in NoVA? Northern Virginia Magazine celebrates the first snow of the year by recomme...
01/06/2022

Looking for the best sledding hills in NoVA?
Northern Virginia Magazine celebrates the first snow of the year by recommending a trip to these 7 sledding hills to zoom down this winter! 🛷🛷🛷
❄️ Franklin Park - 17501 Franklin Park Dr., Purcellville
❄️ Stone House in Manassas National Battlefield - 6511 Sudley Rd., Manassas
❄️ Signal Hill Park in Manassas Park - 9300 Signal View Dr., Manassas
❄️ James S. Long Regional Park - 4603 James Madison Hwy., Haymarket
❄️ Windmill Hill Park - 501 S. Union St., Alexandria
❄️ Lake Fairfax Park - 1400 Lake Fairfax Dr., Reston
❄️ Tuckahoe Park - 2400 N. Sycamore St., Arlington

Does anybody else think it feels like a Monday? I'm ready for the weekend again, lol!
01/04/2022

Does anybody else think it feels like a Monday? I'm ready for the weekend again, lol!

Home Inspections & Homeowners Insurance | The folks at HGTV say, "Be smart when it comes to safety and savings."Karin Be...
01/04/2022

Home Inspections & Homeowners Insurance | The folks at HGTV say, "Be smart when it comes to safety and savings."

Karin Beuerlein of HGTV suggests that you "get the home inspected. Don’t skip this step; consider it a necessary expense of home ownership (even if you’re buying a brand-new house). You may think you looked the house over carefully, but a home inspector’s job is to know whether a house meets code and is safe to inhabit."

TIP: If you have allergies or live in an area that is prone to elevated mold or radon levels, consider having a separate inspection done by an environmental consultant. General home inspections will not test for mold or radon.

FIND INSURANCE. "You’ll need to shop for homeowners insurance; look for affordable premiums, but also consider whether an insurance company is considered highly reliable by a third-party rating organization like A.M. Best."

TIP: Your auto or life insurance provider may give you a deal if you bundle all your insurance plans.

🥂Happy New Year! #2022
01/01/2022

🥂Happy New Year!

#2022

 #2021  #2022
01/01/2022

#2021 #2022

🤔 Many clients often wonder what exactly a "down payment" is and why do I need one if I am going to carry a mortgage for...
12/28/2021

🤔 Many clients often wonder what exactly a "down payment" is and why do I need one if I am going to carry a mortgage for much, much more?

KEY TAKEAWAYS:
▪️The down payment you make on your home impacts what kind of mortgage you qualify for, how much money a lender will give you, and the loan's terms and conditions.

▪️But the size of your down payment also impacts your lifestyle and long-term financial planning goals, as it determines your monthly mortgage payments and how much money you'll have for other expenses.

▪️If you've only ever rented, keep in mind that your monthly expenses as an owner include more than just the mortgage; there are also property taxes, maintenance, insurance, and potential repairs.

▪️A larger down payment will give you a lower loan-to-value ratio, or LTV. This key measure makes you less risky to lenders, may qualify you for lower interest rates, and may help you avoid fees, such as private mortgage insurance.

▪️A larger down payment may make you more competitive as a buyer because you'll be seen as more reliable, less prone to haggling, or needing to ask for sellers to pay closing costs.

Wishing everyone the happiest of holidays!May the season be filled with joy, love, and happiness.
12/25/2021

Wishing everyone the happiest of holidays!
May the season be filled with joy, love, and happiness.

🤓 A great tip for homebuyers trying to navigate through the holiday season: don’t give up hope in finding your dream hom...
12/22/2021

🤓 A great tip for homebuyers trying to navigate through the holiday season: don’t give up hope in finding your dream home!

🎄 The holiday season, though undoubtedly hectic, is actually a great time to buy a house. Competition is slim, so sellers will be much more willing to deal, which means a relatively smoother time finding the home of your dreams!

As British poet Dame Edith Sitwell once said, “Winter is the time for comfort, for good food and warmth, for the touch o...
12/21/2021

As British poet Dame Edith Sitwell once said, “Winter is the time for comfort, for good food and warmth, for the touch of a friendly hand and for a talk beside the fire: it is the time for home.”

Let's find that home for you so that you, too, can have those talk beside the fire, good food and warmth.

🎄 A little holiday décor can go a long way! Indulge in the excitement that comes with the holidays and spread some décor...
12/21/2021

🎄 A little holiday décor can go a long way!
Indulge in the excitement that comes with the holidays and spread some décor around for that holiday spirit.

☃️ Is your home on the market? You can keep it simple with some festive coasters, a few well-placed ornaments, soft lights, decorated succulents, and small garlands.

🎁 Share what decorations you'll be using this year to put you in a festive mood. Deck those halls with boughs of holly!
Fa la la la la, la la la la (fa la la la la, la la la la)
After all, 'tis the season to be jolly!

Buying a home can be overwhelming but, hopefully, these5️⃣ things to keep in mind will get you on the right track.⏺️ Kno...
12/18/2021

Buying a home can be overwhelming but, hopefully, these
5️⃣ things to keep in mind will get you on the right track.

⏺️ Know your credit score and how to improve it, if needed.
⏺️ We cannot stress this enough: Get pre-approved!
⏺️ Do NOT make any major purchases that may hurt your credit score.
⏺️ Don’t leave your job or change careers. Stability is imperative.
⏺️ Call me, an agent that you can trust!

😒 Not feeling like YOUR home is a HOME for the HOLIDAYS?This Christmas, give yourself the gift of a Real Estate Agent — ...
12/18/2021

😒 Not feeling like YOUR home is a HOME for the HOLIDAYS?

This Christmas, give yourself the gift of a Real Estate Agent — ME! We'll be sure to get you into a home where you'll love celebrating the holidays - one you'll call home SWEET home! 🏡

🏡 Is your perfect match just around the corner?If you're considering selling your home or buying a new one, I'm here to ...
12/15/2021

🏡 Is your perfect match just around the corner?

If you're considering selling your home or buying a new one, I'm here to help. You can rely on my expertise to guide you through the real estate world and connect you with your dream home. Curious to learn what your current home is worth in today's market? Contact me for a no-obligation consultation.

Let's do this!
12/11/2021

Let's do this!

🤔Fun Fact Friday: December's important food groups are eggnog, cookies, and caffeine, right?🍪☕Let us know what  your fav...
12/10/2021

🤔Fun Fact Friday: December's important food groups are eggnog, cookies, and caffeine, right?

🍪☕Let us know what your favorite holiday treat is and we may have it at our next open house.

💪Yes, we may be in the thick of the holiday season, but we're still working hard for YOU, jingling all the way!

HGTV has 20 Designer Entryway Ideas to Steal!👀Your entryway. Dress it up, or down, but make  sure your WOW them! For all...
12/09/2021

HGTV has 20 Designer Entryway Ideas to Steal!

👀Your entryway. Dress it up, or down, but make sure your WOW them!

For all 20 designs👉 http://ow.ly/WCq050H6C64

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1307 Dolley Madison Boulevard
McLean, VA
22101

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