Ethio Star Home Group

10/15/2026

National trends tell part of the story. Local knowledge brings it home. 🏡

Realtor.com projects that 13.9 million homes could be released between 2026 and 2036 as older generations transition out of homeownership. But that shift will unfold differently from one community to the next.

The types of homes becoming available, local demand, and neighborhood price points will shape what it means for your next move.

That’s the heart of : pairing a national perspective with an understanding of the communities we serve. Your local real estate agent and Prosperity Mortgage Consultant can help you connect those insights to your home search and financing options.

Your goals. Your neighborhood. A plan built around you.



©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

10/14/2026

https://www.homes.com/news/arm-demand-hits-highest-level-in-a-year-as-mortgage-rates-climb/2066538922/?utm_source=Homes&utm_medium=email&utm_campaign=HM_PDT_B2B_ALL_AgentBreakingNewsFTP_20260401&utm_content=text

As mortgage rates keep rising, demand is drying up — but more borrowers are opting for adjustable-rate loans to gain a more affordable entry point

10/13/2026

The avg. 30yr FRM increases to 7.40% https://www.freddiemac.com/pmms

10/13/2026

https://www.mortgagenewsdaily.com/share/mortgage-rates

A list of current mortgage rates, historic mortgage rates, charts and interest rate news.

09/23/2026

Key takeaways:

As mortgage rates hover near 7%, more homebuyers are turning to adjustable-rate mortgages, which now make up nearly 10% of applications, to find cheaper entry points into the housing market.
Overall mortgage applications fell 1.5% in the week ending Friday, the third straight weekly decline, as both refinance and purchase activity slowed compared to the previous year.
The 30-year, fixed-rate mortgage reached 7.17%, its highest weekly average since January 2025.

09/23/2026

09/09/2026

Key takeaways:

Daily mortgage rates climbed again Wednesday, with the 30-year fixed-rate loan rising to 6.97%, another 2026 high.
Rising tensions in Iran and concerns about oil supply are fueling inflation expectations, adding upward pressure on the mortgage market.
Concerns about government spending and returns on long-term bonds are also sending borrowing costs higher.
Daily mortgage rates soared again on Wednesday, clocking another 2026 high.

By the afternoon, the 30-year, fixed-rate mortgage was offered at an average of 6.97%, according to Mortgage News Daily. That's eight basis points higher than a day earlier and the highest daily average since June 2025.

08/31/2026

Key takeaways

The average daily 30-year, fixed-rate mortgage rate rose to 6.87% on Monday, its highest level of 2026, according to Mortgage News Daily.
Increase came after Federal Reserve Chair Kevin Warsh warned that inflation progress has been only “modest.”
Experts say concerns about persistent inflation, including pressure from the conflict in the Middle East, are pushing longer-term borrowing costs higher and may continue to affect mortgage rates.
After a relatively calm August in the mortgage market, borrowing costs soared to their highest average in 2026 on Monday.

The 30-year, fixed-rate mortgage averaged 6.87% by the afternoon, according to Mortgage News Daily. That's six basis points higher than Friday's average, which was already a three-week high.

The 15-year, fixed-rate mortgage had also climbed, averaging 6.38% by the end of the day on Monday.

08/28/2026

Key takeaways

Before you start looking for homes, take time to evaluate your finances and improve your credit score. There’s a big difference between meeting the minimum credit score requirement and showing your lender a credit score well above 750.
Remember to account for the variable expenses of owning a home, which include insurance, property taxes, maintenance and repairs.
While sellers still have the edge in most parts of the country due to limited inventory, buyers are gaining more bargaining power. Work with an expert real estate agent to develop a negotiation strategy and score a better deal on your first home.
If you’re still renting your place, the thought of buying a home can feel pretty overwhelming. A recent TD Bank survey of first-time homebuyers found that 64 percent of people who have never owned a home are concerned about affordability due to high mortgage rates. Despite those worries, nearly half are working to save up for a down payment. If you’re one of them, read on for some money-smart moves that can put you on the path to successfully buying a home.