Heather Kerstetter Realtor

Heather Kerstetter Realtor Heather Kerstetter is an experienced real estate professional with Keller Williams of Central PA.
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Huge thank you to everyone who spent their Thursday evening with us for our Practical Household Budgeting webinar with T...
09/18/2026

Huge thank you to everyone who spent their Thursday evening with us for our Practical Household Budgeting webinar with The Appalachian Financial Literacy Group! đź’›

We talked about catching invisible monthly leaks, track and review, and simple ways to organize family cash flow without feeling restricted.

If you weren't able to join us live last night, don't worry—I've got you covered!

📩 Want the replay or the simple budget worksheet we shared? Drop "REPLAY" in the comments below, and I’ll send the replay and worksheet directly to your inbox!

Stay tuned—I am already planning my October in-person workshop on aging in place vs. downsizing, long-term planning, and home safety! 🍂

Heather Kerstetter
PA Licensed Realtor
Keller Williams of Central PA
cell 717-275-5122
office 717-761-4300

09/16/2026

What if saving money didn’t mean cutting out family pizza night? 🍕

Delivery fees, tips, and takeout prices for a family can easily hit $40–$50. Swapping for high-quality frozen or homemade pizza brings that down to $10–$15.

You get the exact same cozy memory with the kids, but you quietly free up ~$35 every time. Doing that twice a month saves nearly $800 a year for an emergency fund or home repairs!

We are diving deep into practical financial habits like this TOMORROW NIGHT at 7:00 PM in our free webinar class with The Appalachian Financial Literacy Group!

🎟️ Comment "PIZZA" below and I’ll send you the direct Eventbrite link to grab your spot before tomorrow night!

Last week I attended a two day conference hosted by Inglis. I am looking forward to sharing more. The focus this year wa...
09/15/2026

Last week I attended a two day conference hosted by Inglis. I am looking forward to sharing more.
The focus this year was on adaptive technology (AT) and I am excited to add what I learned to help my clients and on future real estate projects.

Saturday night wind-down thought...In my 21 years in banking, I saw so many hard-working families stress over money—not ...
09/13/2026

Saturday night wind-down thought...

In my 21 years in banking, I saw so many hard-working families stress over money—not because they weren't earning enough, but because small "invisible leaks" were quietly pulling cash out of their accounts every single month.

Budgeting doesn't have to mean cutting out every joy in your life or feeling restricted. It’s just about giving your money a clear, peaceful plan.

This coming Thursday, September 17th at 7:00 PM, I’m hosting a completely free, live webinar class on Practical Household Budgeting & Cash Flow.

No sales pitch, no pressure—just simple, real-life tools to help you take control of your household cash flow before fall hits.

🎟️ Want to join us from your couch on Thursday? Drop the word BUDGET in the comments below, and I’ll send you the direct Eventbrite link to save your spot!

09/04/2026

Looking for high ceilings, flexible living spaces, and room to truly unwind?

Join me for an Open House this Saaturday, Sept 5th from 1pm – 3pm! From the open two-story foyer to the cozy fireplace in the living room and a dedicated main-floor office behind French doors, this home is built for both everyday life and hosting.

đź“Ť 3961 Secretariat ST, Harrisburg, PA 17112
🤝 Hosted by Heather Kerstetter and Kyle Bailey, Realtor- Keller Williams of Central PA| Listing Courtesy of Jason Bytof, REALTOR

Come tour the space in person this weekend! Drop a comment or send me a message if you’d like full details or a private tour prior to the event.

Heather Kerstetter | Central PA REALTOR®

09/02/2026

Budgeting doesn't have to feel like a punishment.

Most of us hear the word "budget" and instantly think of cutting out everything we enjoy. But finding extra savings usually isn't about working a second job or stripping away the joy in your life—it's about catching the "invisible leaks."

The 10-Minute Audit: Grab your latest bank or credit card statement and a highlighter.

Spot the Leaks: Highlight every recurring charge, app subscription, or "free trial" that rolled over.

Take Action: If you haven't used it in the last 30 days, cancel it today and get that cash flow back!

What is one subscription you recently canceled that you don’t even miss? Let me know in the comments!

🗓️ SAVE THE DATE: Join me and The Appalachian Financial Literacy Group on Thursday, September 17th at 7:00 PM for a free, webinar on practical family budgeting.

Note: I am a licensed REALTOR® and community educator. All tips shared are for educational purposes—always consult your trusted financial professional!

This Saturday from 1-3pm at 3961 Secretariat Street, in Harrisburg, I will be hosting an open house. Kyle Bailey will b...
09/01/2026

This Saturday from 1-3pm at 3961 Secretariat Street, in Harrisburg, I will be hosting an open house. Kyle Bailey will be co-hosting with me Saturday!

If you would like more information on the property or to schedule a private tour, send me a message or comment Open House below.

Listing by Jason Bytof, REALTOR

We talk a lot about the cost of buying a home. But what about the return?ROI — return on investment — is one way to look...
08/29/2026

We talk a lot about the cost of buying a home. But what about the return?

ROI — return on investment — is one way to look at what you put into something compared with what you may get back over time.

With a home, that isn't always as simple as one number. There is the purchase price, improvements, maintenance, how long you own it, and what the market does along the way.

And sometimes the “return” isn't only financial. It may also be having a home that works better for your family and your plans.

This is another reason I think understanding your budget and your bigger picture before making a move matters.

When you think about buying a home, do you think about it as an investment too—or mostly as a place to live?

Heather Kerstetter, PA Licensed Realtor®
Keller Williams of Central PA
717-275-5122 | 717-761-4300

Perception is an interesting thing.I was volunteering at a Sertoma golf event and spent part of the day sitting right he...
08/26/2026

Perception is an interesting thing.

I was volunteering at a Sertoma golf event and spent part of the day sitting right here in the shade. There was a light breeze, and I thought it felt wonderful.

Meanwhile, golfers kept coming by talking about how hot it was.

Same day. Same temperature. Completely different experience.

It made me think about money and budgeting.

Two people can earn the same amount of money and feel completely different about what they can afford. Our expenses, priorities, responsibilities and future plans all play a part.

A budget is about someone else telling you what you should or shouldn't spend.

It's about understanding where you are, what's important to you and where you want to go.

Something I'll be talking more about as we head into September.

Heather Kerstetter, PA Licensed Realtor®
Keller Williams of Central PA
717-275-5122 | 717-761-4300

Address

700 Bent Creek Boulevard
Mechanicsburg, PA
17050

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 10am - 3pm

Telephone

+17172755122

Website

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