02/27/2026
“We haven’t seen this since 2022 — and it matters.”
This is a big psychological moment for the housing market 👇
Mortgage rates just fell below 6%.
The average 30-year fixed is now 5.98%, according to Freddie Mac — the lowest we’ve seen since September 2022.
And here’s why that matters 👀
This isn’t just about the number.
For buyers who paused because payments felt too high, this feels like permission to re-enter the market.
For homeowners holding onto low rates, this starts reopening conversations about moving again.
That “5-something” rate creates momentum.
More showings.
More confidence.
And often — more competition.
But here’s the key 👉
Lower rates don’t automatically mean easier buying. They usually mean more buyers coming back at the same time.
If you’re buying or selling in Atlanta’s suburbs, strategy matters more than ever right now.
Hi, I’m Tracy Coleman.
I keep up with what’s going on, so you don’t have to.
