Janet Lopez, Real Estate Broker

04/28/2026

So happy for my sellers!!! Onward and upward!!!

🔥 𝗨𝗡𝗗𝗘𝗥 𝗖𝗢𝗡𝗧𝗥𝗔𝗖𝗧 𝗜𝗡 𝗨𝗡𝗗𝗘𝗥 𝟯𝟬 𝗗𝗔𝗬𝗦 🔥

This one moved 𝗙𝗔𝗦𝗧 and that’s no accident. When a home is 𝗽𝗿𝗶𝗰𝗲𝗱 𝗿𝗶𝗴𝗵𝘁, 𝗺𝗮𝗿𝗸𝗲𝘁𝗲𝗱 𝘄𝗲𝗹𝗹, and hits at just the 𝗿𝗶𝗴𝗵𝘁 𝗺𝗼𝗺𝗲𝗻𝘁… results follow.

✨ Congratulations to our sellers on a strong, smooth contract
🏡 And congrats to the buyers for securing a home they love

𝗠𝗼𝗺𝗲𝗻𝘁𝘂𝗺 𝗺𝗮𝘁𝘁𝗲𝗿𝘀. 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝘆 𝗺𝗮𝘁𝘁𝗲𝗿𝘀. 𝗧𝗶𝗺𝗶𝗻𝗴 𝗺𝗮𝘁𝘁𝗲𝗿𝘀.

Proud to have Janet Lopez, Real Estate Broker as the sellers’ agent on this successful listing.

Thinking about selling? Let’s make your move just as powerful.

📩 Reach out! We’d love to help you get results like this.

04/12/2026

With Top Agents Real Estate Company – I just got recognized as one of their top fans! 🎉

04/03/2026

03/25/2026

Coming Soon!! In Cenral Point - beautifully remodeled and updated to the 10’s!! I will be hosting an Open House this Saturday the 28th from 1-3!!
Janet Lopez
Top Agents Real Estate Co
541-601-1956

View this amazing property, images, and listing information.

11/06/2024

Our Wednesday update from Brian Case from Guild Mortgage:

Now that the election is behindus, the Fed meeting comes into focus. It is expected that the Fed will cut the overnight funds rate by 0.25 percent. Their statement, and Jerome Powell’s press conference, will be interesting as we’ve seen a lot of conflicting data recently. We saw a strong ADP report, weak GDP figures, a VERY weak BLS report and then continued softening from the Fed’s Beige Book.

In September, the Fed said they will be giving more weight to information from their business contacts (the Beige Book), since other data has been contradictory. If they follow through with that, we may see a more conservative outlook and statement tomorrow.

According to Mortgage News Daily, national average rates (which include everything from good to bad credit scores and minimum to high down payments) are currently around:

7.13 30yr conventional
6.55 15yr conventional
6.62 30yr FHA
6.64 30yr VA
7.25 30yr fixed jumbo
5.75 Oregon Bond Rate Advantage

Team Case
NMLS 1452909

11/04/2024

📸 Last month’s Chamber Luncheon was a fantastic experience! We had such a great time at The Promise, hearing from our inspiring speakers, The Promise and Glen Rose ISD. The delicious lunch was catered by Jasper’s Cafe, and with beautiful weather and amazing networking, it was truly a day to remember. Big thanks to our sponsor, Century 21 Judge Fite, for making it all possible.

Be on the lookout for details about our next luncheon, which will be held at Bernard’s Mill. You won’t want to miss another wonderful chance to connect, learn, and grow with us!

11/01/2024

Our Friday update from Brian Case of Guild Mortgage

The BLS Jobs Report showed that there were only 12k jobs created in October, which was WELL below expectations of 113k. The hurricanes and Boeing strike had an impact, but that’s a very low reading regardless. They also revised August down by 81k and September by 31k, for a total of 112k jobs that were overstated the last two months. The trend of negative revisions after the fact continues. It’s fun how the big numbers push rates up when they’re released but somehow it doesn’t help rates when those get adjusted down the road.

The rates below are from this morning, but the market has been very volatile today and is actually down about 20bps right now. If the rates were updated, we’d be looking at closer to 7.20 percent on the 30 year conventional fixed.

According to Mortgage News Daily, national average rates (which include everything from good to bad credit scores and minimum to high down payments) are currently around:

7.05 30yr conventional
6.48 15yr conventional
6.61 30yr FHA
6.63 30yr VA
7.15 30yr fixed jumbo
5.5 Oregon Bond Rate Advantage

Team Case
NMLS 1452909

10/31/2024

Happy Halloween! Our Thursday update from
Brian Case of Guild Mortgage

The PCE Inflation report came in about as expected this morning. Inflation continues to moderate even though shelter costs (partially due to high interest rates) and healthcare (which the Fed can’t control) are propping it up. The Core PCE rate (the Fed’s favorite measure of inflation) over the last six months is at 2.28 percent which is barely above the Fed’s target of 2 percent. We’re not likely to make a lot of ground for the rest of the year due to some really low readings at the end of 2023, but we could see it fall of a cliff in the beginning of 2025. The Fed is dangerously close to pushing us towards deflation at this point.

We also saw the Employment Cost Index report today, which showed the employee wages and benefits rose 0.8 percent in the last quarter which was below expectations. This is a good sign for future inflation figures.

Initial and continuing unemployment claims both dropped a bit this week. Personal spending rose higher than expected, but the savings rate continues to drop. This shows that consumers, much like our government, continue to spend money they don’t have.

Estimates for tomorrow’s BLS Jobs Report are all over the place. On one hand, the JOLTS report was MUCH lower than expected so that should be a good sign, but on the other, the BLS Jobs Report has continued to surprise with higher than expected figures for most of the last couple of years.

According to Mortgage News Daily, national average rates (which include everything from good to bad credit scores and minimum to high down payments) are currently around:

7.09 30yr conventional
6.48 15yr conventional
6.61 30yr FHA
6.62 30yr VA
7.16 30yr fixed jumbo
5.5 Oregon Bond Rate Advantage

Team Case
NMLS 39160

10/28/2024

Our Monday update from Brian Case of Guild Mortgage

Well! Well! Well....

There isn’t a lot to report today, but rates are up a bit as the market braces itself for the slew of data scheduled to be released this week.

Here is what is coming over the next few days:

10/29: JOLTS Report (open jobs)
10/30: ADP Employment & Q3 GDP Reports
10/31: PCE Inflation Report
11/1: BLS Jobs Report

According to Mortgage News Daily, national average rates (which include everything from good to bad credit scores and minimum to high down payments) are currently around:

7.00 30yr conventional
6.47 15yr conventional
6.46 30yr FHA
6.48 30yr VA
7.10 30yr fixed jumbo
5.5 Oregon Bond Rate Advantage

Team Case
NMLS 391

10/26/2024

Congratulations to my sellers!! This was a super long escrow as the buyers are from New York and when one sells property in New York - there's an attorney who handles the escrow and the attorney picks the close of escrow date not the buyers nor the sellers.
We all did it!! Many thank yous to the sellers for their patience and all the extra work they did to help me sell this beautiful home!!

10/23/2024

Our Wednesday update from Brian Case with Guild Mortgage. Not the best news

We continue to, unfortunately, see rates climb. One reason could be due to the amount of debt that the US government is issuing.

Over the last two months, the national debt has increased by $600 Billion and the total national debt is about to hit $36 Trillion! Our national debt has almost DOUBLED since 2015 when it was just over $18 Billion. That’s clearly unsustainable and there are only so many dollars to be invested in bonds like US Treasuries and mortgages.

When there’s too much supply (or not enough demand) in the bond market, rates go up until they become attractive enough for investors to purchase.

According to Mortgage News Daily, national average rates (which include everything from good to bad credit scores and minimum to high down payments) are currently around:

6.92 30yr conventional
6.38 15yr conventional
6.38 30yr FHA
6.40 30yr VA
7.00 30yr fixed jumbo
5.375 Oregon Bond Rate Advantage

Team Case
NMLS 39160