Delaware County Real Estate - John Herreid

11/20/2024

MORTGAGE RATES: WHAT'S BEHIND THE FLUCTUATIONS? If you’ve noticed mortgage rates changing frequently, you’re not alone. Key factors, including political uncertainty, economic shifts, and Federal Reserve policies drive recent volatility. Election Impact: Mortgage rates often respond to election o...

11/15/2024

MORE HOMES, SLOWER PRICE GROWTH - WHAT IT MEANS FOR BUYERS With more homes on the market than in recent years, now may be a prime time to buy. Active listings have increased by 29.2% since last October, offering buyers more choices and less competition. This means you’re more likely to find a home...

11/11/2024

LOAN BENEFITS AVAILABLE FOR VETERANS For over 79 years, VA home loans have been a pathway to homeownership for Veterans, offering key benefits to make buying a home more accessible. Surprisingly, only 3 in 10 Veterans know they may qualify for a no down payment option, making awareness crucial. Here...

11/07/2024

SHOULD YOU RENT OR BUY A HOME? Considering whether to rent or buy a home? One major advantage of owning a home is the potential to significantly grow your net worth. According to the Federal Reserve’s Survey of Consumer Finances, homeowners on average have nearly 40 times the net worth of renters....

11/05/2024

https://posts.gle/txom3Q

AVOID THESE TOP HOMEBUYER MISTAKES IN TODAY'S MARKET Buying a home can be overwhelming, and common mistakes can cost you. Here are key missteps to avoid and how a skilled real estate agent can help: 1. Timing the Market: Waiting for perfect conditions can be risky, as housing prices and mortgage rat...

11/05/2024

https://posts.gle/4UXdhx

MOVING WITH CONFIDENCE Feeling uneasy about moving? Working with a professional real estate agent can transform a stressful process into an enjoyable experience. Agents do more than handle paperwork—they provide trusted guidance through every step, making complex market trends, negotiations, and l...

11/05/2024

https://posts.gle/hsSeYG

IS A FIXER-UPPER RIGHT FOR YOU? Struggling with home affordability? A fixer-upper might be your solution! These homes, needing some TLC, typically cost about 29% less than move-in-ready properties. Here's why they could be your ticket to owning a home: - Affordability: Lower price points make fixer-...

09/24/2024

Below I did a broad-brush summary of what I beleive Mr. Trump did over his first term, in seven areas of responsibility.
I then compared what what I beliieve the Biden-Harris administration did over the same seven areas.
Please read this over and ask yourselves two questions:
1. Are we better off in any of these 7 areas now than we were 4 years ago?
2. Given that both a Trump or Harris administration would probably be more the same than different from their first terms, which do you think is the better choice for the future?
Situation – American support for Afghanistan
What Trump Did:
• Negotiated a condition-based withdrawal plan which was dependent on both sides (Taliban and USA) meeting certain conditions.
Results:
• USA troop level was at 2,500; no US KIA for 18 months. Taliban understood that if they violated the agreement, the USA was free to retaliate and to stay in Afghanistan.
What Biden-Harris did:
• Abrogated the agreement and mandated complete withdrawal by 9/11, 2021.
Results :
• 13 American military killed; Taliban left in complete control of the country.
1. Situation, Posture on Fossil Fuels
What Trump Did:
• Drill baby drill
• Began to pave the way for Liquefied Natural Gas (LNG) exports to allies to relieve European dependence on Russia.
• Blocked a LNG pipeline from Russia to Western Europe.
• Opened former preserved land in Alaska to oil drilling
• Approved Keystone XL Pipeline
• Accelerated oil lease sales on federal lands and offshore.
• Installed sanctions against Iran that kept them from selling their oil.
Results:
• Attained energy independence for the first time in our history.
• Western European allies began to plan on LNG purchases from the USA
• Plans started to bring former preserved land in Alaska on line.
• Keystone XL pipe line would supply 800,000 barrels per day to Texas refineries.
• Plans made to accelerate drilling on federal lands and offshore.
• Iran could not sell oil; foreign reserves were almost zero when Biden-Harris was inaugurated. They could not support Hamas, Hezbollah and the Houthis.
• Gasoline price about $2.40 per gallon in January, 2021
What Biden-Harris Did:
• Blocked approvals for LNG exports to Europe
• Blocked future oil drilling on former preserved land in Alaska.
• Stopped work on Keystone-XL pipeline.
• Approved an LNG pipeline from Russia to Western Europe.
• Blocked oil lease sales on federal lands and offshore.
• Removed sanctions on Iran to allow them to sell their oil.
Results:
• 800,000 barrels of crude oil are now coming from foreign sources to Texas refineries instead of USA.
• USA importing oil again at higher cost.
• New drilling is much reduced from what it would have been.
• Gasoline price about $3.80 a gallon, about 60% higher.
• Russia went to war on Ukraine because they could, because of money generated from LNG sales.
• If LNG was coming from the USA, there probably would have been no war in Ukraine.
• Iran now has money to finance terror via Hamas, Hezbollah and the Houthis; started the Israel-Hamas war which has expanded to Israel and Lebanon.
• If sanctions had remained in place, there probably would have been no war in Gaza and Lebanon.
2. Situation – Middle East Diplomacy
What Trump Did:
• Abraham Accords – treaties between Israel and 4 Arab countries UAE, Bahrain, Morocco and Sudan.
Results:
• Decreased tensions among Israel and Arab countries, contributed to Middle East stability.
What Biden-Harris Did:
• Ignored the Abraham Accords and did not make further progress.
Results:
• Probably contributed to the current war in the Middle East.
Situation – Inflation
What Trump Did:
• 1.4% year over year inflation at the end of his term.
• About 7% overall total for all 4 years.
• Wages outpaced inflation over all 4 years.
What Biden-Harris Did:
• Reached peak of 9% year over year inflation.
• Overall inflation, about 20% for the first 3 years and 7 months.
• Inflation outpaced wages over the total term.
3. Border
What Trump Did:
• Illegals under control
What Biden Harris Did
• 20 million illegals (best guess). It could be a lot more.
4. Electrical Vehicle Mandate
What Trump Did:
• No Mandates
What Biden-Harris Did:
• Gasoline vehicles will not be sold within about 20 years.
5. DEI (Diversity, Equality Inclusion), CRT (Critical Race Theory), Woke and Cancel Culture
What Trump Did:
• Eliminated it for Government employees.
What Biden Harris Did:
• Mandated the training for government employees.
Results:
• Since the civil rights laws in the mid 60’s we have tried to judge people by the quality of their character instead of their skin color and gender. DEI and CRT require that we look at skin color and gender when making employment and promotion decisions.
• Leads directly to conflict and dissension.
• Many major corporations are discontinuing DEI work, like Ford, John Deere, Harley Davidson, Lowes.
6. Federal Government Regulation
What Trump Did:
• Mandated that at least 2 regulations be discontinued for every new one
Results:
• Actually 22 regulations were discontinued for every new one.
What Biden-Harris Did:
Increased federal regulation at a high level.
• Click here for a partial list, https://www.brookings.edu/articles/tracking-regulatory-changes-in-the-biden-era/

08/08/2024

Taylor Swift cancels three concerts in Vienna because of terrorist threats. And how could this happen you ask?
Well, the Iranian government leaders who are committed to the destruction, first of Israel and then the United States are the world leaders in sponsorship of terrorism. ISIS is one of the groups they finance and control. ISIS members have been arrested and charged with the plan to commit terrorist acts and kill a bunch of innocent people in Vienna.
Where do the Iranian government leaders get the money to finance terror? From oil sales. When Mr. Trump was President, he had sanctions on the Iraniansa that prevented them from selling oil. At the end of his administration, the Iranians were almost broke.
Mr. Biden refused to enforce the sanctions and Iran has been selling oil for the last 3 1/2 years. Built up somewhere between $60 and $100 billion in foreign reserves.
And where is that money going? To finance terror of course. Cancellation of TaTaylor Swiftoncerts is not all that big in the grand scheme of things. But the war against Israel is. The money is coming from Iran only because Mr. Biden allowed it to happen.
And that has resulted in how many tens of thousands of deaths and unknown destruction of property?
Please think about it as you make up your mind about the kind of leadership we need in the United States. And how that impacts the rest of the world.

07/16/2024

SECURITY FOR PRESIDENT TRUMP LAST SATURDAY

I am no security expert, but 4 1/2 years in the Army to include a tour in Viet Nam taught me a few things about personnel security. Within 30 seconds of seeing an aerial picture of the Saturday Rally Site, it was obvious the plan had several fatal flaws. Now the Secret Service seems to be saying "not me". It was the local yokels who messed this up. Not hardly. The locals had no way to communicate with the snipers with the effective weapons or with the people who should have gotten the president the hell out of there. That overall planning had to be done by the Secret Service. And the Secret Service Head says she has no intention of leaving. GIVE ME A BREAK.

05/21/2024

The Long Game is a recent movie that, for some reason, got very little exposure in theatres. It is available to stream and I recommend it highly.

Here is a link to get you started. https://www.aol.com/true-story-behind-movie-long-042752172.html

Try it,I guarantee you will like it, no make that LOVE IT. !!!

The new inspirational golf movie "The Long Game" is based on a true story and stars Dennis Quaid and Jay Hernandez. Learn all about the film now in theaters.