05/31/2026
If you're buying a home in Florida, always — ALWAYS — request a 4-point inspection before closing.
Unlike a general home inspection, a 4-point specifically covers the four things insurers care most about:
🔹 Roof (age, condition, material)
🔹 Electrical systems
🔹 Plumbing systems
🔹 HVAC (heating/cooling)
Why does it matter? Because in Florida, your insurance company might refuse to insure the home — or quote you astronomical premiums — based on what they find.
Knowing this BEFORE you close gives you negotiating power. It could save you thousands.
Save this post 🔖 and share it with anyone buying in Florida right now.
They'll thank you later.