Jeri A. Davis Wallace Group Home & Loan Keller Williams 901-261-7900

07/19/2023

Come out and see us this Saturday!!

🎈OPEN HOUSE🎈GERMANTOWN🎈SATURDAY🎈JULY 22ND🎈

⏰11AM-1PM

📍1608 OAK HILL COVE

🍹COME SEE US THIS SATURDAY & HAVE A MIMOSA & CUPCAKE WITH US!🧁

06/19/2023

New Price Update!!!! Back on the market in Bartlett!! Financing fell through…asking $280,000appraised at $300,000….seller will pay $3,500 towards buyer’s closing’s cost, plus a home warranty!!! My seller is ready to get this sold!! New roof, new siding, new flooring throughout, all three bathrooms have been completely renovated and has a great screened in porch overlooking a large fenced in backyard!!

06/16/2023

Back on the market in Bartlett!! Financing fell through…asking $289,900 appraised at $300,000….seller will pay $3,500 towards buyer’s closing’s cost, plus a home warranty!!! My seller is ready to get this sold!! New roof, new siding, new flooring throughout, all three bathrooms have been completely renovated and has a great screened in porch overlooking a large fenced in backyard!!

04/20/2023

It was a pleasure working with David! This was definitely a fast transaction!! 🥳
His pup sure is going to love her new backyard!! 🐶
Thank you Thomas Bauman - LO Motto Mortgage 365 and Michelle Tracy for helping him along the way!!
Welcome home David!! 🏡

04/17/2023

Happy Closing Day to the Nelly Looker and Austin Looker!! 🎉🏡🎉
They definitely had ups and downs throughout the process…BUT the downs lead us to find the perfect place for them to call home!! 💜
I absolutely loved working with y’all!! I can’t wait to see what you guys do with your new house!! 🥳🥳

Thank you Thomas Bauman - LO Motto Mortgage 365!! You’re the best!!

04/10/2023

04/06/2023

Ah, financing a home purchase – it’s like trying to navigate a maze blindfolded. 😵💰 With so many options to choose from, it’s easy to feel like you’re drowning in a sea of loan jargon. 🌊🤯

But fear not brave homebuyer! 🦸‍♂️🦸‍♀️ I’ve got the lowdown on all the different types of financing out there:

🗝 Conventional Mortgage
It’s the most popular type of loan for home buyers and typically offers more competitive interest rates than other types of mortgages

🗝 FHA Loans
FHA loans are government-insured mortgages that are available to buyers with lower credit scores, typically 580 or higher. These loans come with lower down payment requirements and are a great option for first-time home buyers

🗝 VA Loans
Those are loans for veterans or active-duty military personnel, available through the Department of Veterans Affairs. These loans offer low interest rates, no down payment, and are
often easier to qualify for than conventional mortgages

🗝 USDA Loans
These are government-backed loans that are available to those who purchase a home in a rural or suburban area. These loans are typically easier to qualify for than conventional mortgages due to their
relaxed credit score requirements and low down payment requirements.

🗝 Jumbo Loans
Are loans for home purchases that exceed the conforming loan limit set by Fannie Mae and Freddie Mac. These loans typically come with higher interest rates and stricter qualifications than conventional mortgages.

So before you go diving into the deep end of the loan pool, make sure you know what options are available to you and where to find them. After all, the only thing better than finding your dream home is finding the perfect loan to make it a reality! 🏠💖

Jeri Davis, Your Buyer's Specialist
Wallace Group Home and Loan at Keller Williams Realty
C: 901.686.1084
O: 901.261.7900

04/05/2023

Feeling behind because you haven’t bought your dream home yet? Don’t worry, you’re not alone! 🏡 Did you know that the average age of first-time home buyers in the US is around 33 years old? That just means more time to perfect your interior decorating skills and become a pro at hiding unsightly flaws with houseplants. 🌿💁‍♀️ Home sweet home is worth the wait! ❤️

Jeri Davis, Your Buyer's Specialist
Wallace Group Home and Loan at Keller Williams Realty
C: 901.686.1084
O: 901.261.7900

04/04/2023

Are you tired of cleaning rooms you never use, tripping over clutter, and feeling like you’re rattling around in an oversized home? It might be time to downsize! While it may seem daunting to go from a large home to a smaller one, there are many benefits to this lifestyle change.

🔸 Think of all the money you’ll save on utilities and maintenance!
🔸 More cash in your pocket for hobbies, travel, or whatever else strikes your fancy
🔸 Declutter and get rid of things you no longer need or use ( Say goodbye to that ugly vase from Aunt Mildred and hello to a streamlined, clutter-free living space 😉 )

But downsizing isn’t just about saving money and getting rid of clutter. It’s also about simplifying your life and focusing on the things that matter most to you.

So, if you’re ready to say goodbye to the excess and hello to a cozier, more manageable lifestyle, it might be time to consider downsizing to a smaller home.

Jeri Davis, Your Buyer's Specialist
Wallace Group Home and Loan at Keller Williams Realty
C: 901.686.1084
O: 901.261.7900

04/03/2023

Home truly is where the heart is.💜 It’s the place where we laugh, love, and make memories that last a lifetime. Whether it’s a cozy apartment or a sprawling mansion, having a place to call our own is a gift that should never be taken for granted. So let’s cherish those four walls and the loved ones within them, because there’s no place like home sweet home! 💜🏡💜

Jeri Davis, Your Buyer's Specialist
Wallace Group Home and Loan at Keller Williams Realty
C: 901.686.1084
O: 901.261.7900

04/01/2023

April Fools’ Day may be all about the pranks, but buying or selling a home is no joke! With the right realtor by your side ( Hello 👋) you can navigate the twists and turns of the market with confidence. So don’t be fooled by the naysayers…Let’s make your home buying (or selling) dreams a reality this April! 😉

Jeri Davis, Your Buyer's Specialist
Wallace Group Home and Loan at Keller Williams Realty
C: 901.686.1084
O: 901.261.7900

03/31/2023

I am truly honored to have been given the opportunity to work with such amazing clients like you. 🥰 Finding a dream home is no small task, and I am grateful for the trust you have placed in me. It has been a pleasure getting to know you and helping you with this important journey, and I am thrilled to have been able to play a part in making your real estate goals a reality. 🏡
I hope you’ll think of me if any of your friends or family need assistance with their real estate needs. Thank you again for your trust and for considering me for this important journey. 💜

Jeri Davis, Your Buyer's Specialist
Wallace Group Home and Loan at Keller Williams Realty
C: 901.686.1084
O: 901.261.7900