09/22/2026
🏡 Thinking about buying but waiting for prices or rates to drop?
I get it. It’s tempting to think, “I’ll just wait until things get better.”
But here’s the thing: there may never be a perfect combination of price + interest rate.
Current Fannie Mae forecasts project home prices to continue rising through 2030, while mortgage rates are expected to remain in the mid-6% range through 2026 and 2027, according to current industry forecasts.
That doesn’t mean you should rush out and buy a house. It means it’s worth looking at the numbers for your situation today instead of making a decision based on what you hope the market does tomorrow.
You can potentially refinance if rates become more favorable in the future. You can’t go back and purchase the same house at yesterday’s price.
Buy when the home, payment and overall numbers make sense for YOU. Build equity when you can. And if the market changes later, you can adjust your strategy.
If you’re on the fence, let’s run the numbers together. No pressure, just an honest look at your options. ❤️
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Katie R. McLemore, Realtor®
*Licensed in TN and MS*
GRI, SRS, C2EX, AHWD, Digital Marketing Certification, MAAR Excellence
Berkshire Hathaway HomeServices, McLemore & Co., Realty
C: 901-494-2814
O: 901-457-8515
[email protected]
www.KatieMacRealtor.com
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