Tamara Manuel, BenchMark Realtors

Tamara Manuel, BenchMark Realtors If you are interested in buying or selling a home, schedule a strategy session to get started! https://www.youtube.com/

www.picktime.com/readytosellorbuy

Visit my YouTube page for insightful info! I am an experienced real estate agent in TN and MS whose passion is to make people's dreams of home ownership become a reality. Whether you are looking for a luxury home to grow old and raise your grandchildren in or a starter home to start off your family, I aim to provide you with a home buying/selling experience and

customer service that you as the consumer deserves. I make it a priority to stay well-informed and knowledgeable of the current housing market trends so that my clients are equipped with the pertinent information that they need to make important decisions when purchasing or selling a home. So if you or someone you know is looking to buy or sell a home, give me a call. I do real estate the best way...THE MANUEL WAY!

๐Ÿ HOME FOR SALE IN OLIVE BRANCHโ€ผ๏ธLooking for a home in Olive Branch in DeSoto CentraI School District?? Friend, this may ...
04/27/2026

๐Ÿ HOME FOR SALE IN OLIVE BRANCHโ€ผ๏ธ
Looking for a home in Olive Branch in DeSoto CentraI School District?? Friend, this may be the one, and it's a beautiful day to buy a home!โค๏ธ๐ŸŒž

Contact me if you are looking!
If you are not looking, share with someone who is! ๐Ÿ‘ฅ

https://www.realtor.com/realestateandhomes-detail/4720-N-Terrace-Stone-Dr_Olive-Branch_MS_38654_M73492-55776?msockid=098718913adc60f127480d5d3b7261df

Tamara Manuel, BenchMark Realtors
๐Ÿ“ฑDirect: 901-644-6408
โ˜Ž๏ธOfc: 901-692-9253

10/06/2025

Hereโ€™s the math lenders use to say YES โœ… or NO ๐Ÿšซ.

What most people don't tell you about certain special financing options, such as 100% loans is that the debt-to-income ratio is capped and cannot exceed a certain percentage like 43%.

In this example, the DTI couldnt exceed 43%

43% of a $5K monthly income ($60,000/yr salary) = $2,150 max in monthly debt. That includes your car, credit cards, AND your future mortgage. This is why we say "House Before Car". Don't allow your car payment to eat up your mortgage allowance.

Tag a friend (or yourself) whoโ€™s saving for a house because they need to know this math!

๐ŸŽฏNeed a realtor who will guide you from beginning to end?
๐ŸŽฏNeed a Realtor who understands the numbers?
๐ŸŽฏNeed a Realtor who has the patience to help you?

It's time to schedule a consultation! www.picktime.com/readytosellorbuy

Tamara Manuel | Realtor
BenchMark Realtors
๐Ÿ“ฒ901-644-6408
โ˜Ž๏ธ 901-692-9253
๐Ÿ“ง [email protected]

09/15/2025

โ“๏ธTired of renting?

1. ๐Ÿ–๐ŸฝStop scrolling.
2. ๐Ÿ“Sign-Up.
3. ๐Ÿซถ๐ŸฝShare.
4. ๐Ÿ—ฃInvite a Friend.

Register Here: โฌ‡๏ธ
https://www.eventbrite.com/e/1645283480179?aff=oddtdtcreator

Giving homegirl Vibes...โœจ
Tamara Manuel | REALTOR
๐Ÿ“ฑ 901-644-6408 | โ˜Ž๏ธ 901-692-9253
๐Ÿ“ง [email protected]
๐Ÿก BenchMark Realtors | Licensed in TN & MS

I do not own the rights to the music.

๐Ÿก JUST CLOSED? ABOUT TO CLOSE? THINKING ABOUT BUYING?Listenโ€ฆnobody talks about this part! ๐Ÿ‘€Buying a home is exciting, bu...
08/20/2025

๐Ÿก JUST CLOSED? ABOUT TO CLOSE? THINKING ABOUT BUYING?

Listenโ€ฆnobody talks about this part! ๐Ÿ‘€

Buying a home is exciting, but letโ€™s be real. After the keys hit your hand, the real survival mode kicks in!
๐Ÿ”Œ Who do you call if the power goes out?
๐Ÿšฐ What about that โ€œmystery water shut-off valveโ€?
๐Ÿ“ฆ How do you keep from drowning in the chaos of move-in?

Thatโ€™s why I created the New Home Survival Checklist โœ…...a no-fluff, power-packed guide to help you feel prepared, confident, and in control when you step into your new home.

๐Ÿ‘‰ Whether youโ€™re:

*Fresh off the closing table
*Counting down the days to move-in
*Or just starting to dream about homeownershipโ€ฆ

This checklist will help you start strong, stay organized, and avoid those โ€œwish I had knownโ€ headaches.

๐Ÿ“ฉ Drop the word SURVIVAL in the comments belowโฌ‡๏ธ, and Iโ€™ll send it straight to you!

Trust me, this is one of those things youโ€™ll thank yourself for later. ๐Ÿซถ

Tamara Manuel | REALTOR
BenchMark Realtors
Licensed in TN and MS
Direct: 901-644-6408 OFcc: 901-692-9253
Email: the [email protected]
Schedule a Consultation: www.picktime.com/readytosellorbuy

07/18/2025

Whew chile...๐Ÿ˜ฎโ€๐Ÿ’จ

If Andy Byron just taught us anything, itโ€™s this: cheating is embarrassing...but getting blindsided by hidden real estate terms might be worse.

Everyday, somebody is signing a contract without reading the small (and even big) print, only to find out later they agreed to:

๐Ÿ“Œ Non-refundable earnest money
๐Ÿ“Œ "As-is" purchase with no repairs
๐Ÿ“Œ Closing costs that they thought was the same as downpayment
๐Ÿ“Œ A temporary occupancy agreement that doesn't serve them
๐Ÿ“Œ HOA covenants and restrictions that don't align with them

Just like in relationships, in real estate you need TRANSPARENCY and someone who has YOUR back.

๐Ÿ’ก I walk my clients through every line, every clause, and every โ€œwhat if?โ€. I understand it all. And I can make it plain and clear. No surprises. No confusion. No regrets. ๐ŸŽฏ

Real estate should be a commitment, not a sneaky situationship...๐Ÿ˜

๐Ÿ“ฅ Want my FREE checklist: โ€œDonโ€™t Get Played: 5 Things to Read Before You Sign That Contractโ€?

Drop a ๐Ÿก in the comments or DM me โ€œNo Surprisesโ€ and Iโ€™ll send it to you for free.

๐Ÿ” Share this with a friend whoโ€™s thinking about buying soon. Because being informed is the right play.

Tamara Manuel, Realtor ๐Ÿก
BenchMark Realtors
โœจ Your Realtor Bestie | Giving Homegirl Vibesโ„ข
๐Ÿ“ Licensed in TN & MS
๐Ÿ“ฒ 901-644-6408 ofc: 901-692-9253
๐Ÿ“ฅ Schedule a Consultation: www.picktime.com/readytosellorbuy
๐Ÿ” Search Homes: bit.ly/4ia3hb5

๐ŸŽฏ๐Ÿด ๐—›๐—ผ๐—บ๐—ฒ๐—ฏ๐˜‚๐˜†๐—ถ๐—ป๐—ด ๐— ๐˜†๐˜๐—ต๐˜€ ๐—ง๐—ต๐—ฎ๐˜ ๐—ก๐—ฒ๐—ฒ๐—ฑ ๐˜๐—ผ ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ ๐—œ๐—บ๐—บ๐—ฒ๐—ฑ๐—ถ๐—ฎ๐˜๐—ฒ๐—น๐˜†...(Yes, even the one your best friend and cousin swears is true.)Let...
05/19/2025

๐ŸŽฏ๐Ÿด ๐—›๐—ผ๐—บ๐—ฒ๐—ฏ๐˜‚๐˜†๐—ถ๐—ป๐—ด ๐— ๐˜†๐˜๐—ต๐˜€ ๐—ง๐—ต๐—ฎ๐˜ ๐—ก๐—ฒ๐—ฒ๐—ฑ ๐˜๐—ผ ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ ๐—œ๐—บ๐—บ๐—ฒ๐—ฑ๐—ถ๐—ฎ๐˜๐—ฒ๐—น๐˜†...(Yes, even the one your best friend and cousin swears is true.)

Letโ€™s clear the air, shall we?๐Ÿ’๐Ÿฝโ€โ™€๏ธ

โžก๏ธ1. โ€œFind the house first, get pre-approved later.โ€
Thatโ€™s like shopping without your wallet. Get pre-approved firstโ€”it shows sellers you're serious (and saves heartbreak).

โžก๏ธ2. โ€œThe listing price is what Iโ€™ll pay.โ€
Maybe. But in todayโ€™s market, you could pay more (in the case of multiple offers)... or less. It's not a menu priceโ€”itโ€™s a starting point.

โžก๏ธ3. โ€œStudent loans = no home for me.โ€
No, no, and nope. Lenders care more about your monthly debt-to-income ratio than your total loan balance. Youโ€™re not doomed!

โžก๏ธ4. โ€œI need 20% down or I canโ€™t buy.โ€
False. There are legit programs with 3%, 5%, even 0% down. The 20% myth needs a nap...for good.

โžก๏ธ5. โ€œMy credit has to be perfect.โ€
Unless youโ€™re planning to marry your credit score, perfection is optional. Many loans work with scores in the 580s.

โžก๏ธ6. โ€œNew construction? I donโ€™t need an agent.โ€
Builder reps are lovelyโ€”but they represent the builder. You still need someone watching YOUR back.

โžก๏ธ7. โ€œOnce the offerโ€™s accepted, thatโ€™s it.โ€
Not quite. Home inspections can bring surprisesโ€”and more negotiation power. Think of it as the sequel.

โžก๏ธ8. โ€œZillow told me the value.โ€
Zestimates are like WebMD for homes. Good for curiosityโ€”not so much for accuracy.
โ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ขโ€ข
๐Ÿ’กMoral of the story: Donโ€™t let myths block your blessing. Work with a real estate pro who knows the real deal (Hi, itโ€™s me!๐Ÿ‘‹๐Ÿฝ).

Have you heard other myths? Drop them belowโ€”Iโ€™ll gladly myth-bust them too.๐Ÿ˜‰

Tamara Manuel | Realtorยฎ
TN & MS Licensed
๐Ÿ“BenchMark Realtors
๐Ÿ“ฑCall/Text: 901-644-6408
โ˜Ž๏ธOffice: 901-692-9253
๐Ÿ“ฉEmail: [email protected]
๐Ÿ Search Homes: https://bit.ly/4ia3hb5
๐Ÿ—“Schedule a Consultation: www.picktime.com/readytosellorbuy

Letโ€™s connect! The Manuel Way is the only way!
| |
๐Ÿก๐Ÿ”‘โค๏ธ

๐™‚๐™ง๐™–๐™ฉ๐™š๐™›๐™ช๐™ก ๐™›๐™ค๐™ง ๐˜ผ๐™ฃ๐™ค๐™ฉ๐™๐™š๐™ง 5-๐™Ž๐™ฉ๐™–๐™ง ๐™๐™š๐™ซ๐™ž๐™š๐™ฌโ—Every kind word from a past client is a reminder of why I do thisโ€”to guide, support, ...
05/14/2025

๐™‚๐™ง๐™–๐™ฉ๐™š๐™›๐™ช๐™ก ๐™›๐™ค๐™ง ๐˜ผ๐™ฃ๐™ค๐™ฉ๐™๐™š๐™ง 5-๐™Ž๐™ฉ๐™–๐™ง ๐™๐™š๐™ซ๐™ž๐™š๐™ฌโ—

Every kind word from a past client is a reminder of why I do thisโ€”
to guide, support, and serve people through one of the biggest moments of their lives. ๐Ÿก

If youโ€™re thinking about buying or selling a home, I understand itโ€™s a big decision.
You deserve someone who listens, communicates clearly, and walks with you every step of the way.
Thatโ€™s what I aim to provideโ€”and itโ€™s what my clients have come to expect. ๐Ÿค

But donโ€™t just take my word for itโ€”-๐™ง๐™š๐™–๐™™ ๐™ฌ๐™๐™–๐™ฉ ๐™ค๐™ฉ๐™๐™š๐™ง๐™จ ๐™๐™–๐™ซ๐™š ๐™จ๐™–๐™ž๐™™ about working with me.
Their experience is the best reflection of the service I provide. โญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธ

๐—œ๐—ณ ๐˜†๐—ผ๐˜‚โœ๐—ฟ๐—ฒ ๐—ฟ๐—ฒ๐—ฎ๐—ฑ๐˜† ๐˜๐—ผ ๐˜๐—ฎ๐—น๐—ธ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ป๐—ฒ๐˜…๐˜ ๐—บ๐—ผ๐˜ƒ๐—ฒ, ๐—œโœ๐—บ ๐—ต๐—ฒ๐—ฟ๐—ฒ ๐˜๐—ผ ๐—ต๐—ฒ๐—น๐—ฝ.
Letโ€™s have a conversation about your goals and what comes next. ๐Ÿ“ž๐Ÿ’ฌ

You can reach me anytime:
Tamara Manuel โ€“ Realtor
BenchMark Realtors
Licensed in TN & MS
Cell: 901-644-6408 ๐Ÿ“ฑ
Office: 901-692-9253 ๐Ÿข
Email: [email protected] โœ‰๏ธ

๐—ฆ๐—ฐ๐—ต๐—ฒ๐—ฑ๐˜‚๐—น๐—ฒ ๐—ฎ ๐—–๐—ผ๐—ป๐˜€๐˜‚๐—น๐˜๐—ฎ๐˜๐—ถ๐—ผ๐—ปโฌ‡๏ธ
www.picktime.com/readytosellorbuy

Please feel free to ๐˜€๐—ต๐—ฎ๐—ฟ๐—ฒ ๐˜๐—ต๐—ถ๐˜€ ๐—ฝ๐—ผ๐˜€๐˜ with anyone you know who might need guidanceโ€”
๐—ฎ ๐—ณ๐—ฟ๐—ถ๐—ฒ๐—ป๐—ฑ, ๐—ฐ๐—ผ๐˜„๐—ผ๐—ฟ๐—ธ๐—ฒ๐—ฟ, ๐—ฐ๐—ต๐˜‚๐—ฟ๐—ฐ๐—ต ๐—บ๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ, ๐—ผ๐—ฟ ๐—ณ๐—ฎ๐—บ๐—ถ๐—น๐˜† ๐—บ๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ.
๐—œโ€™๐—ฑ ๐—ฏ๐—ฒ ๐—ต๐—ผ๐—ป๐—ผ๐—ฟ๐—ฒ๐—ฑ ๐˜๐—ผ ๐—ต๐—ฒ๐—น๐—ฝ ๐˜๐—ต๐—ฒ๐—บ ๐˜๐—ผ๐—ผ.โค๏ธ

๐Ÿฅณ WHEW! What a WIN for my buyer!We just got UNDER CONTRACT and I was able to negotiate some serious perks:โœ… Brand NEW Ca...
04/14/2025

๐Ÿฅณ WHEW! What a WIN for my buyer!

We just got UNDER CONTRACT and I was able to negotiate some serious perks:

โœ… Brand NEW Carpet throughout
โœ… A whole NEW Roof
โœ… ALL Closing Costs Covered

Yes, you read that right โ€” everything they wanted and more with money still in their pocket! It pays to have a strong negotiator in your corner.

Thinking about buying but worried about the costs? Letโ€™s talk! Iโ€™m out here making it happen for my clients every day.

๐ŸŽฏLetโ€™s see what I can negotiate for YOU!

Tamara Manuel, Realtor
BenchMark Realtors
๐Ÿ“ฑ Cell: 901-644-6408
โ˜Ž๏ธ Office: 901-692-9253

๐Ÿ—“ Schedule a Consultation:
www.picktime.com/readytosellorbuy

๐Ÿ  Search for Properties:
https://bit.ly/4ia3hb5

Nothing makes my day more than a happy client walking away with a smile ๐Ÿ˜Š โ€” and their dream home ๐Ÿก (or sale ๐Ÿ’ผ) in hand!B...
04/07/2025

Nothing makes my day more than a happy client walking away with a smile ๐Ÿ˜Š โ€” and their dream home ๐Ÿก (or sale ๐Ÿ’ผ) in hand!

Being trusted as your REALTORยฎ of choice is not something I take lightly ๐Ÿ™. Itโ€™s an honor every single time โ€” and reading reviews like this one reminds me why I love what I do โค๏ธ.

When clients put their trust in me to guide them through one of the biggest decisions of their lives, I show up with dedication ๐Ÿ’ช๐Ÿฝ, knowledge ๐Ÿ“š, and heart ๐Ÿ’–. Because you deserve nothing less.

To my loyal clients: thank you ๐Ÿฅน for allowing me to be part of your journey. Your support, referrals, and trust mean the world ๐ŸŒŽ!

And to anyone out there looking for a real estate professional who truly cares ๐Ÿค, who will listen ๐Ÿ‘‚, guide ๐Ÿงญ, advocate โš–๏ธ, and get results โœ… โ€” Iโ€™d love the opportunity to be your go-to!

Letโ€™s make your real estate journey smooth, exciting, and successful ๐ŸŽฏ. Iโ€™m just a message away! ๐Ÿ“ฉ



Tamara Manuel, Real Estate Specialist
BenchMark Realtors
๐Ÿ“ฑ Cell: 901-644-6408
๐Ÿ“ž Ofc: 901-692-9253
๐Ÿ“… Schedule a Consultation: www.picktime.com/readytosellorbuy

Letโ€™s turn your dreams into an address ๐Ÿ—๏ธ๐Ÿ 

03/21/2025

๐ŸชจHeavy on the space, light on the taxes! Let's get into this beauty that qualifies for 103% financing with local lender, Bank 3!

๐Ÿ›Primary bedroom downstairs, and teen suite with private bath up! Two additional bedrooms, a 3rd shared bathroom๐Ÿ›, plus a large loft for office space or another sitting area!

The 4th bedroom is certainly large enough to utilization as a game/media/playroom or a mancave for the fellas!

Walking distance to shopping ๐Ÿ›’and dining๐Ÿดoptions!



๐ŸŽฏTamara Manuel
๐Ÿ“BenchMark Realtors
๐Ÿ“ฒDirect: 901-644-6408
โ˜Ž๏ธOfc: 901-692-9253
๐Ÿ—“Schedule a consultation: www.picktime.com/readytosellorbuy

02/10/2025

๐Ÿก Thinking About Selling? Letโ€™s Get It SOLDโ€”FAST! โณ๐Ÿ’จ

The right agent. โœ…
The right preparation. โœ…
The right price. โœ…

Thatโ€™s the magic formula for getting your home sold quickly and for top dollar! Homes are moving FAST when sellers are strategic, and Iโ€™m here to make sure youโ€™re ahead of the game.

From staging tips to pricing strategies, Iโ€™ll guide you every step of the way to get your home market-ready and buyer-approved in no time. Ready to make your move? Letโ€™s chat! ๐Ÿ“ž๐Ÿ’ผ

๐Ÿ”‘ Tamara Manuel | BenchMark Realtors
๐Ÿ“ฒ Cell: 901-644-6408
๐Ÿ“ž Office: 901-692-9253
๐Ÿ“… Schedule a consultation: www.picktime.com/readytosellorbuy

Address

Memphis, TN
38125

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