03/19/2023
Hope all is well with everyone. Question:
Can a person have too much credit?
Although you can't have too much credit, you can have too much debt. Having big balances relative to your credit card limits, or a bunch of cards with balances, can definitely hurt your scores, credit scoring experts say ( more than 30% of the total credit limit).
Please Note I am not a credit expert, but I a Realtor here helping you all.