10/16/2019
As your agent I will.....👇🏼
1. Get you preapproved.
good Realtor has a sizable network of trusted agents, lenders and other professionals involved in the home buying and selling process. I can connect you with a trusted lender who will take you through the pre-approval process so you can get to shopping for your home.
You want to be pre-approved so you know how much you can spend, so if you aren’t already – talk to me about getting it done.
One thing to keep in mind is the differences between being pre-approved and prequalified. These two mortgage terms are night and day in their meaning. You want to be pre-approved which means the lender has verified your income, employment and run your credit. A prequalification letter in most circumstances does none of these things.
2. Help find you a home – including counseling on location, neighborhood, schools, etc.
House hunting is a tiring process at the best of times, requiring you to make concessions so that your dreams can match up with the reality of what is available and what you can afford. I will help you clarify what you want most, and find you options that meet your specifications as much as possible. I will counsel you on location, neighborhood, schools and other factors.
I will help you determine the best locations for you to look based on what you’re looking to achieve, including the type of neighborhood you want, school systems you want to be part of, etc.
3. Negotiate offers
One of the biggest perks of having a great buyer’s agent is my ability to negotiate the best price for your home purchase. The best negotiators know the value of what they are attempting to buy or sell, which is what makes a respected Realtor so useful.
I will analyze the value of the home you are looking to purchase. I will then be advising you on what your initial offer should be and how to proceed accordingly when the seller responds.
I will have an in-depth knowledge of the factors that affect the value of a home. After all, this will be the basis for what you will pay for the house.
4. Help with picking a home inspector.
Just like real estate agents, some inspectors are better than others. I know the best home inspectors in the area and help you choose one that you can depend on to give you the low down on the true state of any home you are interested in buying.
5.Negotiate any home inspection repair requests.
The information you get from the home inspection can provide you with leverage in negotiations. You can request repairs based on the information from the home inspection, and you can sometimes get price, or other concessions based on the problems found in the inspection. I am qualified to negotiate for these things because I am knowledgeable about how each issue affects the value of the home.
I will be your “negotiator” to make sure any serious problems are dealt with by the seller. This could be in the form of a price reduction, a repair or a seller’s concession at closing. One of the roles of a buyer’s agent is to also let you know when you are asking for unreasonable home inspection requests. There is always a give and take when it comes to home inspections. Buyers need to remember the purpose of a home inspection is not to make a perfect home. Nearly every home has issues large and small.
I will direct you what to keep your focus on and what to let go.
Sometimes homeowners make changes to the home without getting the proper permits, which can present major problems to you as a buyer. You want to know about any of these hurdles before you buy.
6. Communicate with seller’s agent and buyer’s attorney throughout the sale.
Everyone needs to be on the same page for a home purchase to go smoothly. I will be responsible for keeping everyone informed, including the seller’s agent and your attorney.
I know what and when to keep the ball rolling.
7.Monitor your loan commitment.
I will always stay on top of things including monitoring the buyer’s mortgage commitment. Mortgage mistakes can be quite common, especially among first-time home buyers.
The pre-approval you got for your home purchase is a fragile thing, based off of the information given to the lender at the time of the pre-approval request. Any changes to your financial situation could make it impossible to get the loan or reduce the amount of the loan available to you.
I will monitor the status of your loan and advise you on how to protect your approval. I will make sure that you understand not to make any large purchases or take out any loans, like buying a car, before you close on the home.
8. Finalize all loose ends for the closing.
You only need to make it through the closing to finally get your home. But there are a surprising number of details involved in a closing, all of which need to be wrapped up before you officially become the owner of the home. Failing to take care of everything could cause the closing to fall through.
I will finalize all the loose ends so that the closing goes through without a hitch, and will be there alongside you at the closing so you have support and advice should you need it.
