Masonheimer Realty Group

04/07/2025

CALL TODAY if you are behind on your Mortgage Payments. Find out options and make sure you are in control of your future. We have helped sellers for 20+ year go through the short sale process or find alternative options to avoid foreclosure.

Banks are currently DENYING SHORT SALES on homes in the Boise area (selling for less than what is owed) and forcing people into foreclosure. I have talked to 2 owners this week alone - but there is help!

Keith & Mari Masonheimer
KW Realty ~ BoiseHousesOnline.com/selling
208-391-3014 and 208-860-5511

Why avoid foreclosure?
1. Renting - A foreclosure stays on your credit record for up to 7 years meaning you have to rent longer than expected as you can't buy a home until that has cleared (7 years on conventional loan; 3 years FHA loan; 2 years VA loan).
2. Auction - if the bank holds on to your home (which most do for a while) you cannot buy a home until that has cleared their books. Even if you have waited 3 years (FHA) but the bank took 2 years to sell the home, then you have to wait a total of 5 years.
3. TAX BILL - most states and mortgages have a Recourse clause meaning if you sell the home for less than what is owed, the state can send you a bill for the difference (ex. $500k mortgage sells for $320k then you could receive a tax bill on the $180,000).
4. Bankruptcy - if you have to declare bankruptcy from the tax bill, that can add even more time before you can buy your next home forcing you to Rent.

All of these are avoidable with the right real estate team in place.
Know your rights and options!

04/03/2025

Banks are currently DENYING SHORT SALES on homes in the Boise area (selling for less than what is owed) and forcing people into foreclosure. I have talked to 2 owners this week alone - but there is help!

CALL TODAY if you are behind on your Mortgage Payments to find out options and make sure you are in control of your future. We have helped sellers for 20+ go through the short sale process or find alternative options to avoid foreclosure.

Keith & Mari Masonheimer
KW Realty ~ BoiseHousesOnline.com/selling
208-391-3014 and 208-860-5511

Why avoid foreclosure?
1. Renting - A foreclosure stays on your credit record for up to 7 years meaning you have to rent longer than expected as you can't buy a home until that has cleared (7 years on conventional loan; 3 years FHA loan; 2 years VA loan).
2. Auction - if the bank holds on to your home (which most do for a while) you cannot buy a home until that has cleared their books. Even if you have waited 3 years (FHA) but the bank took 2 years to sell the home, then you have to wait a total of 5 years.
3. TAX BILL - most states and mortgages have a Recourse clause meaning if you sell the home for less than what is owed, the state can send you a bill for the difference (ex. $500k mortgage sells for $320k then you could receive a tax bill on the $180,000).
4. Bankruptcy - if you have to declare bankruptcy from the tax bill, that can add even more time before you can buy your next home forcing you to Rent.

All of these are avoidable with the right real estate team in place.
Know your rights and options!

02/27/2025

Similar numbers to the week prior and we will see this trend through March.
If you are looking to sell this spring in Meridian, Kuna and Star especially - you need to be priced comparable or less than New Construction and preview those homes to see how Buyers might compare them to yours - because the will (most buyers are prefering a move in ready home versus one with a bigger yard or better location).

10/30/2024

Need 4 bedroom and RV Parking?
This is the only home in Boise under $410k.
Check it out!
https://s.paragonrels.com/goto/K3rYCZf7d3P

Keith Masonheimer
Masonheimer Realty Group ~ KW Realty
208-391-3014

This captivating home combines the best of comfort and convenience. The single-level layout ensures effortless daily living and the warm wood floors in main areas add an inviting touch, creating a cozy ambiance you'll love coming home to. The split bedroom layout ensures everyone in the family can e...

10/26/2024

The owners say SELL!
Check out the new price and stop by the Open House on Saturday 1-3 pm.
https://s.paragonrels.com/goto/IUxAm8-TN4g

Keith Masonheimer
BoiseHousesOnline.com
208-391-3014

10/14/2024

Just Listed!
4 bedroom home in South Boise with RV parking, split bedroom layout and hardwood floors. Check out the link for more info and get settled in before the holdiays.
https://s.paragonrels.com/goto/GyAYwK7eUGr

Keith Masonheimer
Masonheimer Realty Group
208-391-3014
KW Realty Boise

This captivating home combines the best of comfort and convenience. The single-level layout ensures effortless daily living and the warm wood floors in main areas add an inviting touch, creating a cozy ambiance you'll love coming home to. The split bedroom layout ensures everyone in the family can e...

10/02/2024

Massive Price Improvement - Horse property, Nearly 1 acre, 3200 sq ft and daylight basement, close to Purple Sage Golf Course. This home combines the serenity of rural living with convenient access to recreational amenities, making it a perfect retreat.
Check it out!
https://s.paragonrels.com/goto/FC3vm0Sdm3o

Keith Masonheimer
208-391-3014
BoiseHousesonline.com
Keller Williams Realty Boise

09/12/2024

Just Listed - My clients did such an exceptional job getting their horse property ready for market! Nearly 1 acre, 3200 sq ft and daylight basement, close to Purple Sage Golf Course. This home combines the serenity of rural living with convenient access to recreational amenities, making it a perfect retreat.
Check it out!
https://www.boisehousesonline.com/property/98923702/?addrs=1

Keith Masonheimer
208-391-3014
BoiseHousesonline.com
Keller Williams Realty Boise

12/08/2021

Check out these exciting and fun activities to do this Winter!

Shopping ✔
Say Hi to Santa ✔
Christmas Lights ✔
"Fa-La-La"ing ✔

http://www.christmasinmeridian.org/

https://meridiancity.org/government/calendar

12/06/2021

** Off Market Property **
Amazing home near Greenbelt (Riverside Village area). 2800 sq ft 4/2.5 with Master on Main Level along with office and formal dining area. Hardwood floor and beautiful vaulted ceilings with 3-tier windows in living area. Upper bonus room could be 5th bedroom. $849k and available for quick close now (no contingent offers) otherwise will be active early spring.

Keith Masonheimer
DM or text 208.391.3014

06/30/2021

I pulled up to the hardware store and watched this take place right in front of me. This guy sees two kids walking in the pouring rain while one is pushing his broken bicycle and he stops everything he is doing and spends 5 minutes getting drenched with rain while he fixes this little boy’s bike. These kids rode off so happy and he left with a smile on his face from ear to ear. As a matter of fact, he put a smile on my face too. This is the America that I know. High five to you good sir!