06/06/2026
Quick real talk for anyone assuming they are completely priced out of buying a home in the area because they don't have a massive 20% down payment sitting in the bank. On a home with our local (Chesterton) $370,000 median sold price, people assume they need an overwhelming $74,000 saved up.
In reality, excellent programs allow first-time buyers to qualify with as little as 3% to 3.5% down, dropping that upfront cash closer to $11,000.
I broke down the exact math on local down payments and neighborhood tax brackets into a quick, 5-slide 'Stressless Buying' guide. It’s completely free—if you want to see what it actually takes to own a piece of NWI this year, the link is right in my bio! đźŹ