Peachtree Battle Realty

10/15/2026

Freddie Mac's weekly survey put the average 30-year fixed at 7.40% for the week ending October 8, seventh straight weekly rise, highest since Nov 2023.

Get precise, do not panic. Nobody buys a rate. You buy a payment you can live with.

Four things move your payment:

1. Multiple quotes. Same day, same borrower, offers can differ. Compare the payment, not the rate.

2. A buydown. Permanent lowers the rate for the life of the loan, 2-1 for two years. Seller concessions can pay for either.

3. Loan term. Thirty years is the lowest payment, fifteen builds equity faster.

4. Locking. Rates move daily. Know your number before you write an offer.

If today's payment does not work, waiting is a real answer too.

Education only, not a loan quote or commitment to lend. Rates and APR vary by program, credit and lender; this is not an offer of credit. Payment depends on credit, income, assets, debts, program, property and approved terms. NEXA Lending LLC, NMLS #1660690. Tamera Shearon, NMLS #2413707. Equal Housing Opportunity.

Closing for a Cause: a portion of every closing helps build Green Olive Tree Farm.

Love Your Neighbor. Healing from the Ground, Not the LAB. Planting Seeds of Hope.

Rate or payment, which are you watching?

24/7 by appointment, same-day call returns, or $100 off your commission at closing.

Message us: (678) 251-5024 | peachtreebattlerealty.com

Peachtree Battle Realty – Atlanta's Winning Move!

10/14/2026

10/13/2026

ARMs are back. Nearly one in ten buyers just made that choice.

Adjustable-rate mortgages climbed from 6.3% to 9.8% of mortgage applications as rates topped 7%. The 10-year Treasury hit 5.34%, its highest since 2002, and pending sales are down 4.1% year over year.

An ARM is not good or bad. It is a tool with one job, buy you a lower payment for a set number of years. Whether that trade makes sense depends entirely on how long you will actually keep the loan.

Who it can help. Buyers who know they will move or refinance before the fixed period ends. Buyers who need breathing room now and can handle a payment change later. Buyers using the savings on purpose rather than by accident.

Who it can hurt. Anyone planning to stay past the fixed period without a plan. Anyone who needs the payment to stay exactly the same to sleep at night. Anyone who would be stretched if the rate adjusted upward.

One question settles it. How long will I keep this loan?

If you can answer that honestly, the ARM decision gets a lot easier. If you cannot, that is the real conversation, and it is a far better one to have before you are under contract than after.

Our mortgage team works under the NEXA Lending license alongside Peachtree Battle Realty, so your real estate and your financing do not get handed off between two offices that never speak. Twenty-plus years of experience, in-house processing, and we answer 24/7. We return calls the same day, or we take $100 off your commission at closing.

Message us at (678) 251-5024 with the question you have been sitting on. No pressure, no pitch.

NEXA Lending LLC #1660690 | NMLS #2413707

Peachtree Battle Realty – Atlanta's Winning Move!

10/12/2026

Beyond the Highland cows, Green Olive Tree Farm is home to gentle donkeys, curious goats, and a wider rescue herd receiving compassion, safety, and a second chance. 🐐💚

These animals do more than brighten the pasture. As comfort animals, they help people slow down, reconnect, and heal. Come Be Restored, where Love Your Neighbor becomes something you can feel, and every visit helps us keep Planting Seeds of Hope.

Wellness fact: Acts of service and volunteering have been linked to a greater sense of purpose and lower reported stress. Sometimes helping an animal find safety helps us find a little steadiness, too.

Closing for a Cause: A portion of every closing helps build Green Olive Tree Farm and provide homes for animals in need.

Healing from the Ground, Not the LAB.
Planting Seeds of Hope.

Which animal always makes you smile? Tell us in the comments, and tag a neighbor who could use a little farm therapy.

Peachtree Battle Realty is available 24/7 by appointment. We return calls the same day, or provide a $100 commission discount at closing if we don’t.

Learn more at peachtreebattlerealty.com or call (678) 251-5024.

Peachtree Battle Realty – Atlanta's Winning Move!

10/10/2026

Sell now? Winter 2026 Seller Guide: advantage, checklist, price right, experts, equity + Simmer Pot, 4-Ingredient Farmhouse Cookies & “Some Want Land.” Message us: (678) 251-5024 | peachtreebattlerealty.com

10/10/2026

Where They Live Is Our Business Too!! 🫏

Out in the open pasture, these donkeys remind us that every animal deserves safety, space, and a place to call home.

Watch through the end for the donation QR code. Scan to support Green Olive Tree Farm through Chappy & Friends, a 501(c)(3) helping provide care and homes for rescued animals.

Healing from the Ground, Not the LAB.
Planting Seeds of Hope.

Thank you for listening, and for helping bring them home. Learn more at peachtreebattlerealty.com.

Peachtree Battle Realty – Atlanta's Winning Move!

Send us a message to learn more and help bring them home.

10/09/2026

You probably think you don't qualify. That's the myth.

Down payment help is not starter-only or limited to very low incomes. Nationwide, 2,746 programs exist, and 62% serve households earning over $100,000.

Depending on your situation, assistance may cover:
• Down payment
• Closing costs
• A rate buydown

Many buyers who assume they are out never ask. That assumption costs more than any rate.

General education, not a promise of eligibility or amount. Options depend on income, location, household, property and loan goals.

Buying your first home this winter? Our First-Time Home Buyer Guide is free on the site, no credit card required.

General education only, not a loan quote or commitment to lend. Payment figures depend on your credit, income, assets, debts, loan program, property and approved terms. Mortgage guidance provided through NEXA Lending LLC, NMLS #1660690. Tamera Shearon, NMLS #2413707. Equal Housing Opportunity.

Closing for a Cause: a portion of every closing helps build Green Olive Tree Farm and brings animals home.

Love Your Neighbor. Healing from the Ground, Not the LAB. Planting Seeds of Hope.

Know someone who says they cannot afford to buy? Tag them, or tell us whether you have asked about down payment help.

We answer 24/7 by appointment, and every call comes back the same day, or you receive a $100 commission discount at closing.

Message us: (678) 251-5024 | peachtreebattlerealty.com

Peachtree Battle Realty – Atlanta's Winning Move!

10/09/2026

Buying or selling in Atlanta this winter? The market has changed, and your strategy should change with it.

Inventory has moved from about 3.9 to 5.6 months of supply. In August, approximately 72.8% of Atlanta sales included a seller concession, compared with 44.7% nationally. That means buyers may have leverage they did not have a year ago, while sellers need to price, prepare, and position their homes correctly.

Two paths. One honest question: Which guide is yours?

SELLING THIS WINTER?
The Winter 2026 Selling Guide is built for homeowners thinking about listing. It helps you understand today’s competition, prepare your property, and make informed decisions before going to market, without guesswork or unnecessary pressure.

BUYING THIS WINTER?
The Winter 2026 Buyer’s Guide is for anyone ready to explore the market now. Use it to think through affordability, negotiation, inspections, financing, and the decisions that help you move with confidence.

Both guides are free PDF downloads. No credit card required. Just practical information for the next move that fits your goals.

While you sleep, we work: monitoring the market, answering questions, and helping Atlanta families move forward 24/7. A portion of every closing supports Green Olive Tree Farm and helps provide homes for animals.

Healing from the Ground, Not the LAB.
Planting Seeds of Hope.

Download your guide at peachtreebattlerealty.com. Not sure which one fits? Send us a message.

Peachtree Battle Realty – Atlanta’s Winning Move!