Jane Belmont Real Estate Agent

02/13/2026

🏘 Gorgeous Home Listed for Sale in Mesa, AZ 🏘

🛏️ 4 Beds
🛁 3.5 Baths
🚗 2 Car Garage
🩱Private Pool
📐 3,000+ Sq Ft

Experience elevated living in the award-winning master-planned community of Eastmark in Mesa, AZ.

Thoughtfully designed space, blending high-end finishes with everyday functionality.

Designed for both entertaining and daily living, the kitchen flows seamlessly into the spacious great room complete with a cozy fireplace and multi-slide doors that open to the covered patio for effortless indoor-outdoor living.

Reach out for more information on this lovely home or for a list of homes for sale in Eastmark.

🌐 JaneofHomes.com
📨 [email protected]
☎️ 480.567.2294

Listed at $950,000, MLS #6983563, 4 beds, 3.5 baths, 2-car garage, 3,160 square feet, built in 2021, 8100, Experience elevated living in the award-winning master-planned community of Eastmark in Mesa, AZ. This stunning 4-bedroom + den, 3.5-bath residence offers 3,160 square feet of thoughtfully desi...

01/30/2026

📊 No Rate Cut as Mortgage Rates Remain Steady📊

The Fed kept rates steady at their latest meeting, citing stubbornly high inflation and low unemployment. A new Fed Chairman should be announced soon (but he won't assume the role until May). Meanwhile, more signs of improving buyer demand in the Case-Shiller home price numbers.

01/19/2026

01/15/2026

💢 Top 5 Reasons to Consider Gilbert, Arizona 💢

1. Explore Ample Options: With 693 active listings in Gilbert, buyers have a broad selection of homes to browse through, with a median list price of $625,000. Discover the vibrant culture of Gilbert with a stroll through the Heritage District.

2. Act on New Opportunities: December brings 233 new listings to the market, presenting fresh opportunities for buyers, with a median list price of $615,000. Enjoy the beautiful scenery at the Riparian Preserve at Water Ranch.

3. Seize Competitive Prices: The median sold price in Gilbert stands at $580,000, reflecting a modest 1% month-over-month increase, offering a stable purchase environment. Check out the local dining scene, featuring a variety of cuisines and award-winning restaurants.

4. Monitor Inventory Trends: The months supply of inventory is at 2.61, showing a slight one-month change, with a 2% increase over twelve months, indicating a balanced market. Visit the Hale Centre Theatre for a dose of local performing arts.

5. Consider Timing: Homes spend a median of 48 days in RPR before selling, a 17% increase compared to last month, suggesting buyers have a little more time to make informed decisions. Take advantage of Gilbert’s convenient access to Phoenix via the nearby highways.

The current market dynamics in Gilbert provide several opportunities for savvy homebuyers to find their perfect home. 🏡

01/10/2026

🏘 Turning a House Into a Home: The Benefits You Can Actually Feel 🏘

There’s a lot of conversation about home prices, mortgage rates, and affordability right now – and those things are important. But if you’re thinking about buying a home, it’s worth remembering something the headlines rarely talk about: people don’t buy homes just for financial reasons. They buy them for their lives.

Because while homeownership can absolutely be a smart long-term financial move, it also comes with some emotional benefits spreadsheets just can’t capture. Maybe that’s why a 2025 survey from Fannie Mae notes:

“Consumers were twice as likely to mention lifestyle benefits (67%)—like security, customization, and outdoor space—than financial benefits (34%) when explaining why their homes have become more important in recent years.”

Here are a few reminders of what owning a home gives you that renting never will.

1. A Milestone You Get To Be Proud Of
2. A Place That Feels Like Your Reset Button
3. Space That Fits the Way You Actually Live
4. Freedom To Make It 100% Yours

Buying a home isn’t only about dollars and data points – it’s about building a life you love.

So, if you’re thinking about a move in 2026, keep the emotional side in the conversation too. And when you’re ready to explore your options, reach out and I'll guide you through the process!

🌐 JaneofHomes.com
📨 [email protected]
☎️ 480.567.2294

01/07/2026

💰 How To Stretch Your Options, Not Your Budget 💰

One of the biggest homebuying advantages you can give yourself today is surprisingly simple: a flexible wish list.

Think of it like this. Your wish list and your budget are the guardrails of your search. And when your budget needs to hold firm, there’s another lever you can pull. That’s seeing if you truly need all of your desired features. Because the truth is, a small compromise could be the difference between feeling stuck and getting the keys to your next home.

The data shows more buyers are using that strategy to offset affordability hurdles in today’s market. A recent study from Cotality found most buyers (70%) ended up compromising on one or more items from their original wish list. But before they started searching, only 33% expected to compromise at all.

What changed? They realized something during the search. The things you can’t change matter far more than the things you can update later.

So, if you’re hitting a wall in your search or you’re browsing online and just not seeing “it,” here’s an easy exercise that can reset the whole experience. Write down everything you want in a home, then sort it into three buckets:

📌Must-Haves
📌Nice-to-Haves
📌Dream Features

Your next home doesn’t need to check every box. It just needs to check the right ones.

More info in the post below!

🌐 JaneofHomes.com
📨 [email protected]
☎️ 480.567.2294

01/02/2026

😁 Reasons To Be Optimistic About the 2026 Housing Market 😁

If a move is on your radar for 2026, there’s a lot more working in your favor than there has been in a while.

After a stretch where many people felt stuck, 2026 is shaping up to be a year with more balance, more options, and more clarity for people who want to make a move. Not because the market is suddenly “easy,” but because several key conditions are shifting.

Check out the full post below!

🌐 JaneofHomes.com
📨 [email protected]
☎️ 480.567.2294

11/21/2025

Why Experts Say Mortgage Rates Should Ease Over the Next Year

Mortgage rates have finally started to come down, and experts say they could dip even further over the next year. The key indicator to watch is the 10-year Treasury yield, which has long been tied to mortgage rate trends.

The Connection Between Mortgage Rates and Treasury Yields
For more than 50 years, the 30-year fixed mortgage rate has closely followed the 10-year Treasury yield, a major benchmark for long-term interest rates. When the yield rises, mortgage rates tend to rise. When it falls, mortgage rates typically drop.

The difference between the two, known as the “spread,” usually averages around 1.76 percentage points. Recently, that spread has been much wider due to economic uncertainty, which has kept mortgage rates higher than normal.

Good News: The Spread Is Narrowing
That wide spread has started to shrink as inflation cools and the economic outlook becomes more stable. This is a positive sign for buyers and homeowners alike. As Redfin explains, “A lower mortgage spread equals lower mortgage rates. If the spread continues to decline, mortgage rates could fall more than they already have.”

The 10-Year Treasury Yield Is Also Expected To Drop
It’s not just the spread showing improvement. The 10-year Treasury yield itself is forecast to decline in the coming months. When you combine a narrowing spread with a lower yield, both forces work together to ease mortgage rates.

Right now, the 10-year Treasury yield is around 4.09%. If it continues to move lower and the spread returns to its normal range, mortgage rates could settle near the upper 5% range by late next year.

Of course, future rates will still depend on broader economic factors like inflation, job growth, and Federal Reserve policy. While ups and downs are inevitable, most experts agree the long-term outlook points toward gradually declining rates.

Bottom Line
Mortgage rates are likely to continue easing through next year, giving buyers and homeowners more flexibility. To stay informed and plan your next move, connect with a trusted agent or lender who can track market shifts and guide you through your best financing options.

11/19/2025

Why More Buyers Are Turning to New Construction This Year

More homebuyers are turning to newly built homes in today’s market, and it’s not just for modern layouts or smart-home upgrades. The real reason is value. Builders across the country are offering strong incentives to attract buyers, making new construction more affordable than many expect. As a result, new home sales recently hit their highest level in more than two years.

Why Builders Are Offering More Incentives
There are more newly built homes for sale now than there have been in several years. That gives buyers more options and motivates builders to move their existing inventory before starting new projects. To stay competitive, many builders are offering attractive perks, including:

Mortgage rate buydowns that reduce monthly payments

Price cuts to make homes more affordable

Help with closing costs or even free upgrades

According to housing research firm Zonda, nearly 60% of new home communities are offering incentives on homes under construction, while more than 75% are offering them on move-in ready homes. Real estate analyst Nick Gerli says, “Builders are adjusting to the realities of the current housing market. They’ve cut prices 13 percent from the peak and are giving generous mortgage rate buydowns on top of that.”

In other words, builders are motivated to sell. For buyers, that could mean locking in a lower price and possibly a better mortgage rate than what’s available in the resale market.

More New Homes To Choose From
The rise in new home construction also means buyers have more variety than they’ve seen in years. Whether you want a home that’s ready to move into or prefer to personalize a new build, there are plenty of options.

Recent Census data shows that the South and West are leading in new construction, giving buyers in those regions more opportunities and greater negotiating power. However, this won’t last forever. Builders are already starting to slow production to avoid having too many homes on the market.

Robert Dietz, Chief Economist at the National Association of Home Builders (NAHB), explains, “There are currently 621,000 single-family homes under construction, down 3.7% from a year ago and the lowest level since early 2021 as builders pull back on supply.”

That slowdown means fewer new homes will be available in the coming months. For buyers, that makes now one of the best times to explore newly built homes while inventory and incentives are still strong.

Bottom Line
Builders are working hard to attract buyers, offering price reductions, mortgage perks, and added benefits that make new construction more appealing than ever.

If you’re considering a new home, connect with a trusted real estate agent before you start visiting communities. A knowledgeable agent can help you compare builder incentives, evaluate pricing, and negotiate on your behalf to ensure you get the best deal possible.

11/14/2025

Planning To Sell in 2026? Start Preparing Now

If selling your home is part of your 2026 plans, what you do this year can make all the difference between an easy sale and a stressful one. If your goal is to list next spring, which is typically the busiest season for real estate, the smartest move is to start getting ready now. As Realtor.com notes:

“If you’re aiming to sell in 2026, now is the time to start preparing, especially if you want to maximize the spring market’s higher buyer activity.”

Starting early gives you time to handle repairs, touch-ups, and decluttering so your home is in top shape when it hits the market.

Why Getting a Head Start Matters
In today’s market, buyers have more homes to choose from than they did in recent years. That means your home needs to make a great first impression to stand out. You don’t need to take on a full renovation, but addressing small fixes and updates now can help your home show better later.

By beginning this year, you can spread out projects over time and avoid the stress of rushing before listing. Whether it’s repairing a leaky faucet, repainting your entryway, or scheduling a roof replacement, starting early lets you find reliable contractors and stay within budget.

Get Professional Advice Early
Connecting with a local real estate agent well before you list is one of the best ways to prepare. An experienced agent can help you determine which updates will make the biggest impact and which ones aren’t worth your time or money. As Realtor.com explains:

“Respondents overwhelmingly agree that both buyers and sellers enjoy a smoother, more successful experience when they start early. In fact, for sellers, bringing a real estate agent into the process sooner can pay off significantly.”

A trusted agent can guide you through:

What local buyers are looking for right now

Which repairs or updates will boost your home’s appeal

How to prioritize projects if your budget or time is limited

Which contractors can help you get the work done efficiently

According to research from the National Association of Realtors (NAR), the most common updates agents recommend today include fresh paint, landscaping improvements, and minor kitchen or bathroom upgrades. Still, what’s worth doing depends on your local market and competition. Your agent can help you focus on the improvements that matter most where you live.

Bottom Line
If 2026 is the year you plan to sell, now is the time to start preparing. Taking small steps today... repairing, decluttering, and consulting with an agent, will help you enter next year’s market ready, confident, and ahead of other sellers.

Want to know which projects deliver the best return in your area? Reach out to a local agent now to build your 2026 home-selling strategy.

11/12/2025

Why Some Homes Sell Quickly – and Others Don’t

A few years ago, homes were selling almost instantly because inventory was at record lows. Today, the market looks very different. Listings are up nearly 20% from last year, and in many areas, supply is back to pre-pandemic levels. For sellers, that means one thing, your home must stand out right away to attract buyers.

Much of today’s inventory growth is coming from homes that have been sitting on the market for weeks rather than from new listings. According to Realtor.com, more active listings are lingering unsold, while fewer fresh properties are entering the market. This shift highlights the importance of making your home appealing and competitive from the start.

Why Some Homes Sell and Others Don’t
The key to selling quickly is making your home easy for buyers to say yes to. That means pricing it realistically based on current market conditions, completing necessary repairs, and showcasing its best features. Homes that are priced correctly and presented well are still selling quickly, even in a slower market.

On the other hand, properties that sit unsold often have one or more of these issues, according to Redfin and HousingWire:

Overpricing from the start

Skipping needed repairs or updates

Poor staging or presentation

Refusing to negotiate

Limited showing availability

Weak marketing or low-quality photos

A few years ago, when buyers had fewer choices, these missteps didn’t matter as much. But with more homes available now, buyers can afford to be selective. Your first few weeks on the market are critical, this is when your listing gets the most visibility. If the price or presentation is off, it can quickly lose traction.

The Importance of a Great Agent
Selling quickly isn’t about luck, it’s about strategy. A skilled real estate agent knows how to price your home competitively, market it effectively, and guide you through what repairs or staging will help it shine. The National Association of Realtors (NAR) notes that homes listed with agents sell faster: over half of sellers who used an agent accepted an offer within a month, compared to far fewer who sold on their own.

Bottom Line
Even with more homes on the market, yours can sell quickly if it’s positioned right. Pricing competitively, presenting it well, and working with an experienced agent can make all the difference. If you’re planning to sell soon, now’s the time to prepare and list your home in a way that captures buyers’ attention from day one.

11/07/2025

Why You Don’t Need To Be Afraid of Today’s Mortgage Rates

Mortgage rates have been the monster under the bed for many buyers. Every time they rise, people hesitate and think, “Maybe I’ll wait for a better rate.” But waiting for that perfect 5-point-something rate could end up costing more in the long run.

The Magic Number
The National Association of Realtors (NAR) explains:

“A 30-year fixed rate mortgage of 6% would make the median-priced home affordable for about 5.5 million more households, including 1.6 million renters. If rates were to hit that magic number, about 10%—or 550,000—of those additional households would likely buy a home within the next 12 to 18 months.”

When mortgage rates drop near that 6% mark, the shift in buyer psychology will be huge. Many potential buyers who have been holding off will rush back into the market, creating strong demand and pushing prices higher.

While a 5.99% rate sounds appealing, waiting for that number may not save as much as it seems. On a $400,000 mortgage, the difference between today’s average rate of about 6.2% and 5.99% is roughly $50 per month. That’s about the cost of a few coffee runs or takeout orders. But if prices rise due to increased competition when rates fall, that $50 savings could disappear quickly.

Waiting for a slightly lower rate could also mean missing out on today’s advantages, such as more available homes, stronger negotiating power, and less competition. Once rates dip below 6%, these benefits will start to fade as more buyers reenter the market.

Why Acting Now Makes Sense
Jessica Lautz, Deputy Chief Economist and VP of Research at NAR, recently noted:

“Over the last five weeks, mortgage rates have averaged 6.31%. This has provided savvy buyers a sweet spot to reexamine the home search process with more inventory, widening their choices.”

Matt Vernon, Head of Retail Lending at Bank of America, adds:

“Rather than waiting for a rate they like better, hopeful homebuyers should assess their personal financial situation. If the house is right for them and the upfront and monthly payments are affordable, it could be the right chance to make a move.”

The Bottom Line
If today’s mortgage rates make you nervous, remember that waiting does not always pay off. Experts predict rates could fall below 6% next year, but that drop will likely bring more buyers back into the market, pushing prices higher and increasing competition.

Buying a home now could offer more flexibility, better selection, and a chance to secure a property before demand surges again. So, don’t let today’s mortgage rates scare you. If the numbers work for your situation, this could be your opportunity to buy before the market heats up once more.