Adrian Cluff - QC and San Tan Valley /Berkshire Hathaway HomeServices AZ

12/16/2024

Wishing you and your family the best this Holiday Season offers. May the coming year be the best yet! Please remember me and my team for all your Real Estate Needs!

11/11/2024

Happy Veterans Day to all the brave men and women who served our country and fought for our freedom! You are appreciated beyond words! A special thanks to the families that support and sacrifice so much as well!

09/30/2024

Remember you can find all active homes at www.AdrianCluff.com and as a local Arizona native (I have live here my whole life not just claiming to be home grown!) I can truly give you the home field advantage!

09/11/2024

I remember and will not forget.

09/10/2024

As a home owner in Arizona what are your rights against a Squatter?
From Arizona Realtors: Despite a possible revision to the process through which squatters are removed, Governor Hobbs’ veto of SB 1129 will leave the process unchanged.
A squatter is a person who lives on a property without permission or legal claim. They don’t pay rent or property taxes and lack legal title to the property. Sometimes, they even create a fake lease which they use to misrepresent their interest in the property.
With an increase in the number of property owners faced with the problem of squatters, discussion of this issue has become more prevalent, with many Arizonans under the misconception that they will soon have new powers to combat squatters.
Under current law in Arizona, squatters must be pursued through the court system, a process that takes time and money. The property owner cannot only experience property damage and the loss of rental income, they are often forced to incur court filing fees and legal fees to pursue an eviction. According to Doorloop, on average, an eviction in Arizona takes “anywhere between 9 – 41 days” to complete.
Based on the above, Senator Wendy Rodgers brought forth legislation this year that could speed up the process. Pursuant to SB1129, if the squatter, referred to as a “transient occupant,” refuses to leave the property after receiving written direction to do so, the property owner may submit a sworn affidavit to a law enforcement officer that states that the transient occupant:
Has been directed to leave the premises by a written demand;
Unlawfully continues to occupy the premises; and
Does not pay rent; Does not have an ownership interest; and Did not have any prior right to occupy the premises.
Upon receipt, the law enforcement officer may direct the transient occupant to leave the premises and charge them with trespassing if they refuse. If a person is wrongfully removed, they may of course file an action for damages and to recover possession.
SB1129 was supported by the Arizona REALTORS® and passed out of both the House and Senate with bipartisan support. Although other states have passed similar legislation, Governor Hobbs ultimately elected to veto SB1129, and did so with little explanation; citing in her veto letter that the bill “fails to leverage existing legal mechanisms, respect the due process of lawful tenants, and minimize unintended consequences, such as for victims of domestic violence.”
Despite what they may have heard, property owners in Arizona must therefore continue to pursue squatters through the eviction process. If questions about this process exist, the owner is encouraged to consult with legal counsel.
The Arizona REALTORS® looks forward to working with legislators and the Governor in future legislative sessions to find a mutually agreeable solution to the problem of squatters.

For Realtor.com Information click the link below:
https://www.realtor.com/advice/sell/how-to-keep-squatters-from-taking-over-your-home/

09/02/2024

May you rest from all your labors today, and find time to reach out to family and friends to renew relationships! I'm lucky because I was born around Labor Day so always get to celebrate in more ways than one! I was able to go to the movie Reagan this past weekend. I would highly recommend it! It has some very important information for our day as well!

07/30/2024

Nate has some good information in this video. This is something at all buyers need to do regardless of which lender you use! I recommend Nate Marino and have had lots of clients use him. Please reach out to him or me if you have any questions.

Why is it important to get prequalified? It allows me as your lender to determine what you qualify for based on a completed application, and review of basic ...

07/01/2024

The challenge of finding the right home at the right price (or payment) is one of the things I excel in. Give me a try!

06/20/2024

If you are considering making a change, today is the day. Homes can be more affordable that you think. You will never get a home unless you take the first step. I'll help you with everything that follows.

03/15/2024

Happy St. Patrick's Day! Please accept this Irish Blessing...

May the road rise up to meet you,
may the wind be always at your back.
May the sun shine warm upon your face,
and the rains fall soft upon your fields.
And until we meet again,
may God hold you in the palm of his hand.

Best wishes,
Adrian

11/14/2023

There is a lot of talk in the news about real estate agent commissions. They LOVE what they do, and they do it because they LOVE helping people, but there is almost always a huge misconception about what they do and how they get paid. It's not a secret, so here ya go...
The average FULL-TIME REALTOR’s earnings last year were $31,900 @ 40+ hours a week. (Notice I wrote full-time 40+ hours, not 0-20 hours a week) which is well below the living wage. As a REALTOR they do not get paid an hourly wage or salary and they
only get paid if they sell a home and it closes. They can only get paid by broker to broker. As an agent, you could work with someone for days, weeks, months, or years with no guarantee of a sale ever.
Essentially, they wake up each day unemployed going on Job Interviews, and dealing with constant rejection. They dedicate time away from family, use their time, and gas, pay for babysitters, miss dinner and weekends, and rarely take vacations. They are on 24/7! You constantly need to be on, or you could miss an opportunity. Once they do close a home, half goes to the other person's agent from the remaining half. They have lots of upfront expenses that must be paid out before they even get paid:
Broker Splits and Fees
Office rent and utilities
MLS Fees
NAR Fees
Local Association Fees
E&O Business Insurance
Extended Auto Insurance
Self-Employment Tax
State Licensing Fees
Advertising Fees
Showing Service Fees
Website Fees
Assistant's Salaries
Showing partners
Transaction Coordinator
Yard Signs
Photographers
Videographers
Office Supplies
Business Cards
Property Flyers
Electronic Lockboxes
Continued RE Education
Legal Fees
Gas
Income taxes are not taken out, so they have to put that aside around 25-30%.
Don’t forget health insurance if you don’t have a spouse who provides it.
As a listing agent, they have lots of tasks far more than just selling a home.
1. Prepare Listing Presentation for Sellers
2. Research Sellers Property Tax Info
3. Research Comparable Sold Properties for Sellers
4. Determine Average Days on the Market
5. Gather Info From Sellers About Their Home
6. Meet With Sellers at Their Home
7. Get To Know Their Home
8. Present Listing Presentation
9. Advise on Repairs and/or Upgrades
10. Provide Home Seller To-Do Checklist
11. Explain Current Market Conditions
12. Discuss Seller’s Goals
13. Share Your Value Proposition
14. Explain the Benefits of Your Brokerage
15. Present Your Marketing Options
16. Explain Video Marketing Strategies
17. Demonstrate 3D Tour Marketing
18. Explain Buyer & Seller Agency Relationships
19. Describe the Buyer Pre-Screening Process
20. Create an Internal File for Transaction
21. Get the Listing Agreement & Disclosures Signed
22. Provide Sellers Disclosure Form to Sellers
23. Verify Interior Room Sizes
24. Obtain Current Mortgage Loan Info
25. Confirm Lot Size from County Tax Records
26. Investigate Any Unrecorded Property Easements
27. Establish Showing Instructions for Buyers
28. Agree on Showing Times with Sellers
29. Discuss Different Types of Buyer Financing
30. Explain the Appraisal Process and Pitfalls
31. Verify homeowners Association Fees
32. Obtain a Copy of HOA Bylaws
33. Gather Transferable Warranties
34. Determine Need for Lead-Based Paint Disclosure
35. Verify Security System Ownership
36. Discuss Video Recording Devices & Showings
37. Determine Property Inclusions & Exclusions
38. Agree on Repairs to Made Before Listing
39. Schedule Staging Consultation
40. Schedule House Cleaners
41. Install Electronic Lockbox & Yard Sign
42. Set-Up Photo/Video Shoot
43. Meet the Photographer at the Property
44. Prepare a Home For the Photographer
45. Schedule Drone & 3D Tour Shoot
46. Get Seller’s Approval of All Marketing Materials
47. Input Property Listing Into The MLS
48. Create a Virtual Tour Page
49. Verify Listing Data on 3rd Party Websites
50. Have Listing Proofread
51. Create Property Flyer
52. Have Extra Keys Made for the Lockbox
53. Set-Up Showing Services
54. Help Owners Coordinate Showings
55. Gather Feedback After Each Showing
56. Keep track of Showing Activity
57. Update MLS Listing as Needed
58. Schedule Weekly Update Calls with Seller
59. Prepare “Net Sheet” For All Offers
60. Present All Offers to Seller
61. Obtain a Pre-Approval Letter from the Buyer’s Agent
62. Examine & Verify Buyer’s Qualifications
63. Examine and verify the Buyer’s Lender
64. Negotiate All Offers
65. Once Under Contract, Send to the Title Company
66. Check Buyer’s Agent Has Received Copies
67. Change Property Status in MLS
68. Deliver Copies of the Contact/Addendum to Seller
69. Keep Track of Copies for Office File
70. Coordinate Inspections with Sellers
71. Explain the Buyer’s Inspection Objections to Seller
72. Determine Seller’s Inspection Resolution
73. Get All Repair Agreements in Writing
74. Refer Trustworthy Contractors to Sellers
75. Meet the Appraiser at the Property, provide list of upgrades and comparables
76. Negotiate Any Unsatisfactory Appraisals
77. Confirm Clear-to-Close
78. Coordinate Closing Times & Location
79. Verify Title Company Has All Docs
80. Remind Sellers to Transfer Utilities
81. Make Sure All Parties Are Notified of Closing Time
82. Resolve Any Title Issues Before Closing
83. Receive and Carefully Review Closing Docs
84. Review Closing Figures With Seller
85. Confirm Repairs Have Been Made
86. Resolve Any Last Minute Issues
87. Attend Seller’s Closing
88. Pick Up Sign & Lock Box
89. Change Status in MLS to “Sold.”
90. Close Out the Seller’s File With the Brokerage
91. Be supportive, handling emotions through the process and the move.
As a buyers' agent, they also have many tasks.
1. Schedule Time To Meet Buyers
2. Prepare Buyers Guide & Presentation
3. Meet Buyers and Discuss Their Goals
4. Explain Buyer & Seller Agency Relationships
5. Discuss Different Types of Financing Options
6. Help Buyers Find a Mortgage Lender
7. Obtain a Pre-Approval Letter from Their Lender
8. Explain What You Do For Buyers As A Realtor
9. Provide an Overview of Current Market Conditions
10. Explain Your Company’s Value to Buyers
11. Discuss Earnest Money Deposits
12. Explain Home Inspection Process
13. Educate Buyers About Local Neighborhoods
14. Discuss Foreclosures & Short Sales
15. Gather the Needs and wants Of Their Next Home
16. Explain School Districts Effect on Home Values
17. Explain Recording Devices During Showings
18. Learn All Buyer Goals & Make A Plan
19. Create Internal File for Buyers Records
20. Send Buyers Homes Within Their Criteria
21. Start Showing Buyers Home That They Request
22. Schedule & Organize All Showings
23. Gather Showing Instructions for Each Listing
24. Send Showing Schedule to Buyers
25. Show Up Early and Prepare First Showing
26. Look For Possible Repair Issues While Showing
27. Gather Buyer Feedback After Each Showing
28. Update Buyers When New Homes Hit the Market
29. Share Knowledge & Insight About Homes
30. Guide Buyers Through Their Emotional Journey
31. Listen and learn From Buyers At Each Showing
32. Keep Records of All Showings
33. Update Listing Agents with Buyer’s Feedback
34. Discuss homeowner’s Associations
35. Estimate Expected Utility Usage Costs
36. Confirm Water Source and Status
37. Discuss Transferable Warranties
38. Explain the Property Appraisal Process
39. Discuss Multiple Offer Situations
40. Create Practice Offer To Help Buyers Prepare
41. Provide Updated Housing Market Data to Buyers
42. Inform Buyers of Their Showing Activity Weekly
43. Update Buyers On Any Price Drops
44. Discuss MLS Data With Buyers At Showings
45. Find the Right Home for Buyers
46. Determine Property Inclusions & Exclusions
47. Prepare Sales Contract When Buyers are Ready
48. Educate Buyers On Sales Contract Options
49. Determine Need for Lead-Based Paint Disclosure
50. Explain Home Warranty Options
51. Update Buyer’s Pre-Approval Letter
52. Discuss Loan Objection Deadlines
53. Choose a Closing Date
54. Verify Listing Data Is Correct
55. Review Comps With Buyers To Determine Value
56. Prepare and submit the Buyer’s Offer to the Listing Agent
57. Negotiate Buyers Offer With Listing Agent
58. Execute A Sales Contract & Disclosures
59. Once Under Contract, Send to the Title Company
60. Coordinate Earnest Money Drop Off
61. Deliver Copies to Mortgage Lender
62. Obtain a Copy of the Sellers Disclosure for Buyers
63. Deliver Copies of the Contract/Addendum to Buyers
64. Obtain A Copy of HOA Bylaws
65. Keep Track of Copies for Office File
66. Coordinate Inspections with Buyers
67. Meet the Inspector At The Property
68. Review Home Inspection with Buyers
69. Negotiate Inspection Objections
70. Get All Agreed Upon Repair Items in Writing
71. Verify any Existing Lease Agreements
72. Check In With the Lender To Verify the Loan Status
73. Check on the Appraisal Date
74. Negotiate Any Unsatisfactory Appraisals
75. Coordinate Closing Times & Location
76. Make Sure All Documents Are Fully Signed
77. Verify Title Company Has Everything Needed
78. Remind Buyers to Schedule Utilities
79. Make Sure All Parties Are Notified of Closing Time
80. Solve Any Title Problems Before Closing
81. Receive and Review Closing Documents
82. Review Closing Figures With Buyers
83. Confirm Repairs Have Been Made By Sellers
84. Perform Final Walk-Through with Buyers
85. Resolve Any Last Minute Issues
86. Get CDA Signed By Brokerage
87. Attend Closing with Buyers
88. Provide Home Warranty Paperwork
89. Give Keys and Accessories to Buyers
90. Close Out Buyer’s File Brokerage
91. Keep the transaction on tract as for buyers it is also emotional.
Whew…exhausting isn’t it!?!

You don't need to buy or sell a home to support your agent's real estate business – here are just a few simple ways to show your support!⁣ By sharing one of their listings, sending a friend or family member their way, letting them connect you with agents outside their area for a broker-to-broker referral, or leaving them a positive comment or review, this helps them feel seen and supported - (thanks to you)!

If you’re a Realtor, please feel free to copy & paste and continue to share this information. Please add to the list as we all know that a good agent does more.