Vincent Davis, Associate Broker/Realtor

09/05/2026

Think big investors are snapping up all the homes? The data says otherwise.

09/05/2026

Who wants to see houses?

09/04/2026

09/04/2026

No state highway closures scheduled over Labor Day weekend

09/03/2026

Mortgage rates aren’t random. They’re affected by 2 numbers.

The 10-year treasury yield and something called "the spread." That's the gap between the 10-year treasury yield and mortgage rates, and it usually sits around 1.76 percentage points.

Back in 2023, the gap in the spread ballooned up to 3.19 in response to economic uncertainty. If it were still that wide today, rates would be pushing almost 8%.
But the good news is the gap has narrowed to 2.01 (a lot closer to the long-term norm). And that’s a big positive for rates. It’s why today’s mortgage rate is in the upper 6s instead of touching 8%.

09/03/2026

Do you need a vendor to work on your house? Let me know, we have a list of good people to share with you.

09/02/2026

Do I have any Facebook friends with an active real estate license who works in Black Canyon City, Arizona?