Real Estate with Kathy Stockley, Broker, CRS

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I have been a Realtor for over 35 years and have recently joined the wonderful office of Heritage Real Estate in Lake Orion and still servicing the Oakland, Lapeer and Genesse Counties representing both Sellers and Buyers with professionalism and honesty.

09/15/2026

Builder confidence rises in August
Builder confidence saw a slight uptick in August, rising to 35, though it’s still below the 50 mark that signals strong optimism. Interestingly, the Midwest and Northeast—regions not so different from our own Michigan communities—showed improvement, while the South and West either held steady or slipped. Builders are still feeling the strain from high costs, rising fuel prices, and general economic uncertainty, but custom homes and smaller markets are hanging in there. After more than 35 years of guiding buyers and sellers through real estate changes in Oxford, Lapeer, and Lake Orion, I’ve seen how these market shifts can affect local opportunities. Staying informed together helps us make the smoothest moves, whether you’re considering a new build or simply curious about how national trends might touch our Michigan neighborhoods.

09/14/2026

Lapeer County Market Update

U.S. Home Sales Defy Affordability CrunchDespite affordability concerns, July saw U.S. existing-home sales dip by 1.7%, ...
09/13/2026

U.S. Home Sales Defy Affordability Crunch
Despite affordability concerns, July saw U.S. existing-home sales dip by 1.7%, landing at 4.06 million homes sold nationwide. At the same time, the median price rose 2% to $434,100, while mortgage rates hit 6.66%. The Northeast experienced a bump in sales, but the Midwest and South—regions that often mirror trends I see here in Michigan—saw declines. After more than 35 years guiding buyers and sellers in the Oxford, Metamora, Goodrich, Brandon, and Lapeer areas, I’ve learned how market shifts can affect each community differently. My priority is always to keep clients fully informed, so you can navigate these changes with confidence, whether you’re buying or selling.
http://www.kathystockley.com/agent-news/kathy-blevins-stockley/1912694-U.S.-Home-Sales-Defy-Affordability-Crunch

Home Sales on the Rise, but Momentum May Be FadingIt’s always important to keep an eye on the local market trends—July b...
09/12/2026

Home Sales on the Rise, but Momentum May Be Fading
It’s always important to keep an eye on the local market trends—July brought a 7% increase in home sales, with average home values rising 1.1% to $371,757. We’re seeing inventory tick up to 1.41 million homes, which can offer more options for those looking in the Oxford, Lapeer, or Lake Orion areas. Mortgage payments dipped slightly by 0.9%, though that may not last long. The median days to pending rose to 25, and 27.1% of listings had price reductions—signs that the pace may be shifting. With 35+ years of guiding buyers and sellers through changing markets in our communities, I know how to help you navigate these shifts smoothly and make informed decisions at every stage.
http://www.kathystockley.com/agent-news/kathy-blevins-stockley/1903982-Home-Sales-on-the-Rise%2C-but-Momentum-May-Be-Fading

Mortgage Rates Sink to an 11-Month Low—Will Fed Cuts Push Them Even Lower?Mortgage rates have just dipped to an 11-month...
09/11/2026

Mortgage Rates Sink to an 11-Month Low—Will Fed Cuts Push Them Even Lower?
Mortgage rates have just dipped to an 11-month low, with the 30-year fixed now at 6.48%—the lowest we’ve seen since October 2024. These shifts are always influenced by factors like inflation, market demand, housing supply, and of course, bond yields. In my decades of working with buyers and sellers throughout Oxford, Lapeer, Lake Orion, and surrounding areas, I’ve seen firsthand how challenging it can be to time the market perfectly. The best move is to make decisions when you’re truly ready, rather than waiting for rates to fall even further—sometimes, the right opportunity is the one in front of you. My commitment is to keep you informed and supported, so you can navigate each step with confidence, just as I have for hundreds of families over the years.
http://www.kathystockley.com/agent-news/kathy-blevins-stockley/1934077-Mortgage-Rates-Sink-to-an-11-Month-Low%E2%80%94Will-Fed-Cuts-Push-Th

09/10/2026

USA Starter Homes: A Rare Shift for Buyers
In my 35+ years helping buyers and sellers across Oxford, Metamora, Goodrich, Brandon, and Lapeer, I've seen the market shift in countless ways. Right now, many first-time buyers are wrestling with whether to wait for borrowing costs to drop, hoping for better rates. But, based on both my experience and current expert insights, trying to time the market can be a risky approach—especially for those looking for their first home. If rates do fall, we often see more buyers jump back in, and that increased competition tends to drive prices up. My role is to keep clients informed and guide them through these decisions as smoothly as possible, always with honesty and a focus on their long-term success. If you're weighing your options, remember: sometimes waiting can mean missing out on the right home for you.

09/09/2026

USA: Why ‘Price Stability’ Is a Myth
Let’s talk about why the idea of true 'price stability' is, in reality, more of a myth—something I see echoed not only in the national economy, but right here in our local real estate market. In the US, when prices rise for one thing, they often fall for another, because people shift their spending between goods and services rather than everything getting more expensive at once. For example, advances in technology have made our devices more affordable, but at the same time, luxuries like hotel stays, sporting events, and especially college tuition have shot up. This pattern shows why we can’t expect the central bank—or anyone—to deliver perfect price stability. So many individual choices and global factors shape what things cost. If the value of the dollar were steadier, more people could invest instead of worrying about protecting their money from inflation. That could help make many prices more reasonable, but it would likely push the prices of truly scarce items even higher. The key takeaway? Prices are always changing, and these shifts aren’t always a sign of trouble—in fact, they often reflect progress and changing priorities, much like we see in the housing market over time. After more than 35 years of helping buyers and sellers navigate these ups and downs, I know that understanding these trends is just as important as knowing the right neighborhood or the best negotiation strategy.

09/08/2026

Homebuyers Find Better Deals in Major U.S. Cities
We're seeing a shift across many major U.S. cities: in 38 out of the 50 largest metro areas, buyers are now purchasing homes for less than the asking price. This trend is driven by higher mortgage rates and an increase in available properties. In places like Florida and Texas, discounts range from 2-5%. On the other hand, markets such as San Francisco, New York, and Boston are still seeing sales above list price, thanks to limited inventory and consistently strong demand. Having guided clients through a wide variety of market conditions in the Oxford, Lapeer, and Lake Orion areas for over 35 years, I know how important it is to stay informed and set realistic expectations, whether you’re buying or selling. Every market tells its own story—and understanding the details can make all the difference in a smooth transaction.

Address

P. O. Box 339
Metamora, MI
48455

Telephone

+12488666825

Website

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