09/15/2026
🏡 Buyer:
“I really want to buy a home, but interest rates are making it unaffordable. My monthly mortgage payment is just too high.”
Me:
“I understand. But that doesn’t mean we don’t have a solution.
How about we write the offer asking the sellers to contribute toward buying down your interest rate—possibly by paying for two points? If we can lower your interest rate, we may be able to bring your monthly mortgage payment down to a more affordable level.
Let’s ask your lender to run the numbers and see how much you could save.”
Buyer:
“That could actually work!”
Sometimes, buying a home isn’t just about negotiating the price. It’s about structuring the right offer to make the numbers work for you. 🏡🔑
Thinking about buying but worried about the monthly payment? Let’s talk about your options. Call me at (732) 762-3632 today!