Lilly Shamam, NJ Realtor & NJ RE Appraiser

06/18/2026

We would like to invite you to our Broker Open at 88 Mine Hill Rd in Oxford, NJ on Wednesday, June 24th from 10:00 AM to 6:00 PM.

This beautifully renovated 3-bedroom, 1.5-bath home sits on a private 0.58-acre lot and features an updated kitchen, spacious living and dining areas, first-floor laundry, and a large level backyard.

An agent will be on site from 11:00 AM to 1:00 PM to answer any questions, and we’ll have some local goodies available.

As a thank you for stopping by, two $50 gift cards will be given away to agents who submit feedback through ShowingTime or complete a feedback sheet at the property.

We hope you’ll stop by and take a look!

03/24/2026

03/17/2026

Buying a home? 🏡 Understanding the process starts with knowing the key terms.

Escrow. Earnest Money Deposit. Closing Costs.

These are all important parts of a real estate transaction and knowing them helps you feel more confident when making offers.

Thinking about buying a home? Message me “HOME”. Let’s walk through the process together and get you one step closer to the keys in your hand. 🔑

03/13/2026

Do you know how much equity you have in your home? Many homeowners are sitting on more equity than they realize.

Home Value. Loan Balance. Equity.

Your equity depends on what your home could sell for in today’s market, minus what you still owe on your mortgage. That difference could be a powerful opportunity for your next move.

Message me for a free home value estimate and see how much equity you may have 🏡

03/10/2026

Before you list, do these three things 👇

Price Strategically. Pre-Inspection. Review the Comps.

The prep you do before hitting the market can make the difference between sitting… and selling strong. Message me for a free seller’s guide and let’s get you positioned to win 📈

03/06/2026

Numbers every seller should know.

Loan Payoff: Your actual payoff amount, including interest through closing and any fees.
Closing Costs: Estimated closing costs, commissions, escrow, title, taxes, and buyer credits.

What you walk away with isn’t just your list price minus your mortgage. The real number depends on the details. Even small costs can impact your net proceeds more than you expect. Strategy, preparation, and understanding your numbers upfront will always outweigh guessing at the closing table.

Comment your home value and I’ll help you estimate what you could realistically net 💰

03/03/2026

Buying your first home? 🏡 It’s an exciting milestone and the right preparation makes all the difference.

Check your Credit Score. Save Smart.
Get Pre Approved. Find the Fight Realtor.

Ready to Buy? Message me “ready”. Lets plan your path to homeownership and turn your goals into keys in your hand.

02/27/2026

Which one is your dream primary bedroom? 💭

Check out these three totally different vibes and tell me which one feels like home to you. Are you going for cozy and calm? Bold and dramatic? Or bright and airy with all the natural light?

Drop 1, 2, or 3 in the comments and claim your favorite.

02/24/2026

How much you should put down isn’t always the same as what lenders recommend. While 20% is often the starting point, the right down payment depends on your budget, lifestyle, and long-term goals.

Just because you can put more down doesn’t always mean you should. Liquidity, flexibility, and the right guidance matter just as much as hitting a number. Strategy and stability will always outweigh pressure to follow a “standard.”

Comment your target price and I’ll break down different down payment scenarios for you 📊