Alma "Bernice" Karamus Realtor

Alma "Bernice" Karamus Realtor See below on the additional information tab for my BIO Welcome! I have been blessed with a great husband, 3 wonderful sons, and a sweet Granddaughter.

I’m a Real Estate agent with Keller Williams Elite, Realtors, I am very passionate about what I do, it is extremely rewarding to see my sellers and buyers achieve their objectives whether it is assisting them with the sale or purchasing of their home. I have been a Real Estate agent and Investor for many years and my experience and skills that come with that gives a great advantage to my clients i

n many areas such as Market analysis, Home Evaluations, Property Conditions, Repairs, Returns on Repairs, Staging and improving the curb appeal and home interiors. I believe in providing the same service to my clients, that I would expect for myself, my family, or friends, I also believe in paying it forward, so from every commission I earn, I donate a percentage to these amazing charitable organizations, St Jude Children's Hospital, The Smile Train, Feed the Children, ASPCA and Wounded Warriors. I believe this is a country of opportunity and contribute by doing my part in working, respecting, and helping others. Love to travel in the US as well to different countries, enjoy nature, good food and cooking, spending time with my family, friends, neighbors. Thank you for allowing me to tell you a little about myself and I hope to be of service to you real soon!
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🌲 Would you love to escape the hustle and fast-paced city life to a secluded rustic cabin getaway?
03/16/2026

🌲 Would you love to escape the hustle and fast-paced city life to a secluded rustic cabin getaway?

Preparing to list your home? Before you list, check out these low cost curb appeal improvements you can make!If your hom...
03/13/2026

Preparing to list your home? Before you list, check out these low cost curb appeal improvements you can make!

If your home's curb appeal makes a great first impression, everyone (including potential homebuyers) will want to see what's inside!

Add budget-friendly curb appeal to your home with these upgrades you can do in a day, weekend, or month, from freshening your garden to replacing your mailbox.

Kitchens are often called the heart of the home ❤️✨It’s the place where family gathers, friends linger, and everyday mom...
03/12/2026

Kitchens are often called the heart of the home ❤️✨
It’s the place where family gathers, friends linger, and everyday moments turn into lasting memories.
Do you agree?

🛁 This copper tub adds a unique, luxurious touch to any bathroom! ✨The perfect blend of elegance and charm — would you d...
03/11/2026

🛁 This copper tub adds a unique, luxurious touch to any bathroom! ✨

The perfect blend of elegance and charm — would you dare to add a copper tub to your home? 💫

Drop a 🧡 if you’d love to soak in style!

Closing day is a big deal! Here's what you should expect on the big day.
03/10/2026

Closing day is a big deal! Here's what you should expect on the big day.

Closing day is significant as you'll transfer the property to the buyer, fully pay off any mortgages and receive proceeds from the sale.

Mortgage Term of the Day:An interest-only loan allows you to pay only the interest on your mortgage for a set period (us...
03/09/2026

Mortgage Term of the Day:
An interest-only loan allows you to pay only the interest on your mortgage for a set period (usually 5–10 years).

💡 What does that mean?
🔹 Lower monthly payments—at first
🔹 No reduction in the loan principal during the interest-only period
🔹 Payments increase after the interest-only term ends

Best for: Short-term ownership, investment properties, or buyers who expect higher income in the future.
📌 But be careful—once that interest-only period ends, payments can jump!

Mortgage Term of the Day:A mortgage is a loan used to buy a home.You borrow money from a lender, and in return, you agre...
03/06/2026

Mortgage Term of the Day:
A mortgage is a loan used to buy a home.
You borrow money from a lender, and in return, you agree to repay it over time—usually with interest. The home serves as collateral for the loan.

🔹 Most mortgages are 15 to 30 years
🔹 Monthly payments include principal, interest, taxes & insurance
🔹 You don’t own the home free and clear until the mortgage is paid off

It’s the key to homeownership for most buyers!

The color. The light. The vibe.This bedroom is giving peaceful sanctuary energy.Could you see yourself here? 🛏️💙
03/05/2026

The color. The light. The vibe.
This bedroom is giving peaceful sanctuary energy.
Could you see yourself here? 🛏️💙

Your home doesn’t remind you when it’s time to clean the gutters—but your basement will when it floods. 😬 Proactive beat...
03/04/2026

Your home doesn’t remind you when it’s time to clean the gutters—but your basement will when it floods. 😬 Proactive beats expensive every time.

A fireplace provides warmth without having to use the heater! Would you love having a fireplace in your bedroom like thi...
03/03/2026

A fireplace provides warmth without having to use the heater!

Would you love having a fireplace in your bedroom like this one?

Why settle for a plain, boring door when you can have a statement piece like this sliding barn-style door? 🚪✨It’s functi...
03/02/2026

Why settle for a plain, boring door when you can have a statement piece like this sliding barn-style door? 🚪✨
It’s functional and full of charm!

Curl up, get comfy, and escape into a good book — this spot is reader heaven! ☕📚
02/27/2026

Curl up, get comfy, and escape into a good book — this spot is reader heaven! ☕📚

Address

481 Memorial Parkway
Metuchen, NJ
08840

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