Sunday Phillips Group

03/05/2026

🚨I need your HELP in closing my first multimillion real estate deal 2026‼️

❤️Ken Griffin, is leading the Miami (South Florida) plea for businesses and individuals to relocate.

❤️Luxury Realtor since 2002. Miami native. University of Miami 97-99. Degreed Paralegal. Future Lawyer. Founder of Funky Plant-Based Juice, Black Girls Wealth Nonprofit, a 501 (c)(3) AND Universal Debt Resolutions, LLC. I am (56). Two married adult children (both are HBCU GRADUATES)…

🏦Business savvy realtor. Seeking a opportunity. Every Florida real estate agent use THE SAME MLS, the difference is I don’t have the same connections.

❤️I promise to provide the best service, loyalty, fiduciary responsibility and make your life better. I will ensure all our deals are CLOSED TIMELY

🙏🏾Humbly asking for a opportunity

❤️Thank in advance

03/04/2026

South Florida Winter

01/27/2026

ASK ME ABOUT LUXURY REAL ESTATE:
Coconut Grove has quietly crossed a threshold—from storied waterfront enclave to the epicenter of America’s billionaire migration.

A seismic shift in ultra-wealth geography is reshaping Miami’s luxury landscape, crystallized by co-founder Larry Page’s staggering $173.4 million acquisition of two neighboring waterfront estates in Coconut Grove. The purchases—one a 4.5-acre Biscayne Bay compound and the other a 10,400-square-foot off-market residence—rank among the most consequential real estate moves in the city’s history, instantly placing Page in the top tier of Miami’s most influential property owners and signaling Florida’s accelerating pull on the world’s wealthiest individuals.

Page’s move reflects a broader exodus of tech and business elites from California amid proposed wealth taxes, with Florida’s tax structure, lifestyle appeal, and privacy-friendly waterfront neighborhoods proving irresistible.

As figures like Sergey Brin and founder Ron Shaich also set their sights on South Florida, Coconut Grove has emerged as the crown jewel of this power shift—no longer just a place to invest, but a place to land.

01/15/2026

HOUSING: Mortgage demand spiked markedly higher last week as consumers returned from the holidays to find overall lower interest rates and then a sharp rate drop Friday on news from the White House.

President Donald Trump posted on social media late Thursday that, in an effort to lower mortgage rates, he would order mortgage giants Fannie Mae and Freddie Mac to buy $200 billion in mortgage-backed bonds. Just on that news, the average rate on the 30-year fixed sunk briefly below 6% on Friday morning before bouncing slightly higher again, according to Mortgage News Daily.

01/08/2026

BOOK CLUB INAUGURATION NIGHT 2026

BOOK CLUB INAUGURATION 2026

12/18/2025

Increased Loan Limits Means New Opportunities for South Florida Home Buyers

The Federal Housing Finance Agency (FHFA) recently announced a 3.25% increase in conforming loan limits for 2026, designed to keep pace with rising home prices and enhance financing accessibility for buyers nationwide. This adjustment allows borrowers to qualify for larger loans while benefiting from the advantages of conforming loans over jumbo loans, such as lower interest rates, smaller down payment requirements, and streamlined qualification processes.

What You Need to Know as REALTOR® Members

• 2025 Conforming Loan Limit is $806,500.
• 2026 Conforming Loan Limit is $832,750

Conforming simply means that the loan conforms to Fannie Mae and Freddie Mac lending guidelines.

Assuming buyers are putting 3% down and utilizing programs like Fannie Mae’s HomeReady or Freddie Mac’s Home Possible, the purchase price can go up to $830,695 this year (2025) and up to $857,732 next year (2026). Currently, there are 99 active single-family homes listed for sales within this price range in Miami-Dade County on the Multiple Listing Service (MLS); 106 in Broward County and 89 in Palm Beach County.

12/13/2025

Home prices have finally come down compared with last year, though just fractionally, according to daily reads from Parcl Labs.On a national level, home prices have not gone negative since mid-2023.

12/12/2025

ASK ME ABOUT REAL ESTATE

12/12/2025

🚨NOW IS THE TIME TO OWN PROPERTY

✅ASK ME ABOUT REAL ESTATE

✅Serving South Florida Since 2002

✅Miami Native | University of Miami 1999

✅

12/26/2024

YAHOO FINANCE: Mortgage rates rose again this week to end the year slightly higher than where they began.⁠
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The average 30-year fixed-rate mortgage rate was 6.85% for the week through Wednesday, according to Freddie Mac data. That’s up from 6.72% a week earlier.⁠
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Average 15-year mortgage rates rose to 6% from 5.92%.⁠
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“Mortgage rates increased for the second straight week, rebounding after a decline from earlier this month,” Sam Khater, Freddie Mac’s chief economist, said in a statement. “While a slight improvement in new and existing home sales is encouraging, the market remains plagued by an overwhelming undersupply of homes. A strong economy can help build momentum heading into the new year and potentially boost purchase activity.”⁠
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The latest increase in rates follows the Federal Reserve's meeting and interest rate cut last week. There, central bank officials signaled that they're likely to cut benchmark interest rates just twice next year, while many analysts and economists had expected as many as four reductions in 2025.⁠
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30-year mortgage rates spent much of 2024 in the 6% to 7% range, though the path was choppy. They peaked in May at 7.22% before falling for much of the summer to as low as 6.08% in September.