Urbay Realty Group

01/19/2024

Here's what you need to know about FHA loans when buying your new home. 🏡

01/17/2024

Don't forget to budget for closing costs when calculating money needed to buy a home. And when selling don't forget closing costs when estimating your net proceeds from the sale. For more tips follow our page!

01/15/2024

If you're wondering how much you need to save for a down payment on a house, you can get started with as a low as 3% of the purchase price. But don't forget to save additional money to cover closing costs, and earnest money deposit. For more tips on real estate and the Miami FL region, follow our page! Thank you for the support.

01/15/2024

We recommend working to boost your credit score at least 6-12 months before you plan to buy a home to give yourself time to raise your credit score significantly. Applying for a mortgage with at least a 720 score (740-760 preferably) can give you a chance at the lowest interest rates offered by lenders, which can save you thousands in interest payments over the life of the loan.

12/25/2023

12/15/2023

We get asked quite often "When is the best time of year to sell my home" and right now is usually the best answer because it's a seller's market and homes are selling fast. The future is never promised to be this good for seller's. However, May to July tends to be the busiest time of year with the most transactions happening. Learn more about the selling process by contacting our team at Urbay Realty Group.

12/11/2023

One of the costs of buying or selling real estate is "Title Insurance" and it's a must have to protect you. By default, this charge will appear on the closing statement.

The title company who handles the closing will run a title search to make sure the property is free of any title defects before transferring title from seller to buyer.

However, it's not always 100% guaranteed that this was done accurately so title insurance acts as further protection!

Our team at Urbay Realty Group is happy to explain it in more detail and answer any questions, just send us a message.