Bennett Capital Partners Mortgage Brokers

09/04/2026

📣 Weekly Mortgage Market Update: Rates Reach a 15-Month High, but Markets Show Resilience 📣

Mortgage rates reached their highest level since June 2025 this week as rising oil prices, geopolitical tensions involving Iran, and stronger-than-expected employment data placed upward pressure on the bond market. Despite these headwinds, rates showed encouraging resilience toward the end of the week.

Key Insights:

✅ Oil Prices and Iran Tensions Pushed Rates Higher

New air strikes in Iran sent oil prices sharply higher, increasing inflation concerns and driving the 10-year Treasury yield to its highest closing level since January 2025. Higher inflation expectations generally place upward pressure on mortgage rates.

✅ Fed Governor Waller Pushed Back on Rate-Hike Expectations

Fed Governor Chris Waller indicated that he would support keeping the federal funds rate unchanged at the upcoming meeting if August inflation data show continued progress toward the Fed’s 2% target. His comments were more dovish than Fed Chair Kevin Warsh’s recent Jackson Hole remarks and helped stabilize the bond market.

✅ The Strong Jobs Report Had a Surprisingly Modest Impact

Payrolls increased by 162,000, substantially exceeding the median forecast of 56,000. Although Treasury yields and mortgage rates moved higher following the report, the reaction was considerably smaller than markets have historically experienced after such a significant employment-data surprise.

🔍 What to Watch Next:

August inflation data will be released next Thursday and Friday. Cooler-than-expected inflation could strengthen the case for the Fed to hold rates steady and help mortgage rates improve. Hotter inflation could revive expectations for a rate hike and push rates back toward their recent highs.

Oil prices and developments involving Iran also remain major sources of potential market volatility.

📊 Analysis & Perspective:

Although mortgage rates reached their highest level in 15 months, the bond market’s performance on Thursday and Friday offered a constructive signal. Buyers stepped in as the 10-year Treasury yield moved above 4.80%, while the market absorbed a much stronger-than-expected jobs report without a significant sell-off.

Buyers, homeowners, and real estate investors should keep their financial and property documentation current so they can respond quickly if favorable pricing opportunities emerge following the upcoming inflation reports.

📖 Read the full September 4 mortgage market update:

https://bcpmortgagebrokers.com/9-4-26

📞 For mortgage guidance and real-time financing strategies, contact Bennett Capital Partners Mortgage Brokers at 800-457-9057.



Bennett Capital Partners Mortgage Brokers

Business NMLS #2046862 | Equal Housing Opportunity

Not a commitment to lend. All loans are subject to credit and property approval. Programs, terms, and eligibility are subject to change and borrower and property qualification.

Mortgage rates hit their highest level since June 2025 this week. While that milestone sounds ominous, it was the product of gradual movement and logical motivations.

09/04/2026

Mortgage Rate Update

This week's Freddie Mac PMMS print is on the graphic.

A national average is a benchmark, not a quote. What you actually qualify for depends on your full file: credit, property, occupancy, documentation, and how the loan is structured.

Thinking about buying or refinancing in Florida? We're happy to walk you through the options.

bcpmortgage.com/quote

Bennett Capital Partners Mortgage Brokers | NMLS #2046862 | Equal Housing Opportunity

08/29/2026

📣 Weekly Mortgage Market Update: Jackson Hole Sends Rates to a Three-Week High 📣

Mortgage News Daily’s average top-tier 30-year fixed rate ended the week at 6.81%, compared with 6.77% the previous Friday. Rates were relatively stable until Fed Chair Kevin Warsh’s Jackson Hole speech triggered a sharp bond-market sell-off.

Key Insights:

✅ Jackson Hole Triggered Friday’s Rate Jump

Warsh described the economy and labor market as strong, reaffirmed the Fed’s 2% inflation target, and indicated that current rates are not significantly restraining financial conditions. Markets interpreted the remarks as a signal that the Fed is in no hurry to cut rates.

✅ The Fed Does Not Directly Set Mortgage Rates

Mortgage pricing responds to bond-market expectations about future Fed policy. Treasury yields increased sharply following Warsh’s remarks, placing immediate pressure on mortgage rates.

✅ Oil and Inflation Remain Important

Lower oil prices helped rates earlier in the week. However, potential disruptions involving Iran and the Strait of Hormuz remain an inflation risk.

July’s core PCE inflation reading matched the 0.2% forecast, but the unrounded figure of 0.247% was nearly high enough to round to 0.3%, adding modest pressure to rates.

🔍 What to Watch Next:

Next week includes ISM data, JOLTS job openings, ADP employment, and Friday’s employment report. Weaker job growth could help rates recover, while stronger data could keep rates under pressure.

📊 Analysis & Perspective:

Friday produced the sharpest rate increase in several weeks, although the overall week-over-week increase remained modest. Buyers, homeowners, and investors should keep their financial and property documentation current so they can respond quickly when favorable pricing opportunities emerge.

📖 Read the full August 28 mortgage market update:

https://bcpmortgagebrokers.com/8-28

📞 For mortgage guidance and real-time financing strategies, contact Bennett Capital Partners Mortgage Brokers at 800-457-9057.



Bennett Capital Partners Mortgage Brokers

Business NMLS #2046862 | Equal Housing Opportunity

Not a commitment to lend. All loans are subject to credit and property approval. Programs, terms, and eligibility are subject to change and borrower and property qualification.

Mortgage rates were on track for a fairly uneventful week until Friday morning, when a speech from Fed Chair Kevin Warsh triggered a sharp bond market sell-off. The average top-tier 30yr fixed rate jumped to its highest level in just over 3 weeks.

08/22/2026

📣 Weekly Mortgage Market Update: Rates Finish the Week Moderately Higher 📣

Mortgage rates ended the week at 6.77%, compared with 6.69% the previous Friday. Oil prices, Treasury yields, and elevated corporate bond issuance were the primary market drivers.

Key Insights:

✅ Oil Prices Renewed Rate Pressure

Renewed tension involving Iran and the Strait of Hormuz pushed oil prices higher. Rising energy prices can increase inflation concerns, placing upward pressure on Treasury yields and mortgage pricing.

✅ Treasury’s Buyback Announcement Created a Temporary Reset

Treasury announced that it would increase the maximum size of certain long-term bond buyback operations from $2 billion to $4 billion beginning September 9.

The announcement caused longer-term Treasury yields to fall sharply on Wednesday. However, this was a market-liquidity adjustment, not quantitative easing or a broader effort to stimulate lower interest rates.

✅ Mortgage Rates Received Less Benefit

Mortgage-backed securities typically have shorter expected durations than 10- to 30-year Treasury bonds. As a result, mortgage rates improved on Wednesday, but not nearly as much as longer-term Treasury yields.

✅ Oil and Corporate Bond Issuance Regained Control

By Thursday, the temporary benefit from the Treasury announcement had largely run its course. Higher oil prices and heavy corporate bond issuance returned as the dominant sources of upward rate pressure.

🔍 What to Watch Next:

The upcoming week includes a significantly more active economic calendar and the Federal Reserve’s annual Jackson Hole conference. Comments from Fed Chair Warsh, inflation data, housing reports, and other economic releases could produce additional mortgage-rate volatility.

📊 Analysis & Perspective:

This week demonstrated the difference between a temporary bond-market adjustment and a lasting change in the mortgage-rate environment. Wednesday’s Treasury announcement provided brief relief, but oil prices, inflation expectations, economic data, and overall bond supply remain the more influential variables.

Buyers, homeowners, and real estate investors should keep their credit, income, asset, insurance, and property documentation current. Being fully prepared can provide a strategic advantage when favorable mortgage-pricing opportunities emerge.

📖 Read the full August 21 mortgage market update:
https://bcpmortgagebrokers.com/8-21

📞 For mortgage guidance and real-time financing strategies, contact Bennett Capital Partners Mortgage Brokers at 800-457-9057.



Bennett Capital Partners Mortgage Brokers
Business NMLS #2046862 | Equal Housing Opportunity

Not a commitment to lend. All loans are subject to credit and property approval. Programs, terms, and eligibility are subject to change and borrower and property qualification.

Mortgage rates ended the week moderately higher, but things could have been slightly worse without Wednesday's surprisingly sharp drop in longer-term Treasury yields (a key benchmark for mortgage rates). The cause was an announcement about Treasury's bond buyback program--a subject that made far mo...

08/16/2026

Wynwood

Murals, culture, and one of Miami's most dynamic neighborhoods. Mixed-use, residential, and investment opportunity all in one district. We finance the deals that build here.

Wynwood: invest or live? Tell us below.

Bennett Capital Partners Mortgage Brokers | NMLS #2046862 | Equal Housing Opportunity

08/14/2026

📣 Weekly Mortgage Market Update: Rates Reach Their Lowest Levels in Four Weeks 📣

Mortgage rates finished the week near their lowest levels since July 17, supported primarily by favorable inflation data and improving mortgage-bond pricing.

Key Insights:
✅ Inflation Data Drove the Week
July’s Consumer Price Index was largely in line with expectations and produced limited movement. Thursday’s Producer Price Index was more favorable in several key areas, pushing bond yields and mortgage rates sharply lower.

✅ Oil Prices Created Early Volatility
Rates moved higher Monday as oil prices increased amid renewed concerns surrounding Iran and the Strait of Hormuz. Oil markets stabilized by Tuesday, allowing attention to shift back toward inflation data.

✅ Retail Sales Fell Below Forecasts
July retail sales declined 0.6%, compared with forecasts for a 0.1% increase. However, timing related to Amazon Prime Day and seasonal adjustments involving fuel sales reduced the report’s market impact.

✅ Rates Reached a Four-Week Low
Thursday and Friday produced the lowest mortgage rates since July 17. Mortgage-backed securities held up better than Treasury bonds on Friday, helping rates remain close to Thursday’s improved levels.

🔍 What to Watch Next:

Markets will evaluate several important economic releases next week:

• Housing market conditions and manufacturing data on Monday
• Building permits, industrial production, and pending home sales on Tuesday
• Federal Reserve meeting minutes on Wednesday
• Philadelphia Fed manufacturing data on Thursday

Unexpected economic weakness could support lower rates, while stronger data or renewed inflation concerns could place upward pressure on mortgage pricing.

📊 Analysis & Perspective:

This week reinforced the significant influence inflation, oil prices, economic data, and bond-market conditions have on mortgage rates. It also demonstrated how quickly pricing can improve when inflation readings are more favorable than anticipated.

Buyers, homeowners, and real estate investors should keep their credit, income, asset, insurance, and property documentation current. Being fully prepared can provide a strategic advantage when short-term rate opportunities emerge.

📖 Read the full market update: https://bcpmortgagebrokers.com/8-14

📞 For mortgage guidance and real-time financing strategies, contact Bennett Capital Partners Mortgage Brokers at 800-457-9057.



Bennett Capital Partners Mortgage Brokers
NMLS #2046862 | Equal Housing Opportunity

Not a commitment to lend. All loans are subject to credit and property approval. Programs, terms, and eligibility are subject to change and borrower and property qualification.

Rates may still be elevated in a general sense, but by the end of the week, they were as low as they've been since July 17th. If we have one thing to thank, it was this week's inflation data.

08/13/2026

Foreign national mortgage lenders aren't interchangeable: the documents are universal, the programs are not.

The paperwork for foreign national loans is straightforward. The real key is matching you with a lender whose programs fit your property, especially for condos and investments.

That's what we do: bcpmortgage.com/foreign-national-mortgages

Bennett Capital Partners Mortgage Brokers | NMLS #2046862 | Equal Housing Opportunity

08/10/2026

Cash-out refinance on an investment property: how Florida investors turn equity into the next down payment — qualifying on the property's income.

A cash-out refinance lets you pull equity from a rental to fund the next down payment, renovations, or reserves. It's how portfolios grow without fresh capital.

Learn more: bcpmortgage.com/dscr-mortgages

Bennett Capital Partners Mortgage Brokers | NMLS #2046862 | Equal Housing Opportunity

08/09/2026

When does refinancing make sense? The half-point rule of thumb - and the three factors that move it.

As a rule of thumb, it's worth checking if you can lower your rate by half a percent or more, but it depends on your situation.

A quick, no-obligation conversation: bcpmortgage.com/quote

Bennett Capital Partners Mortgage Brokers | NMLS #2046862 | Equal Housing Opportunity

08/08/2026

DSCR loans for Airbnb and short-term rentals: the qualifying income depends on which source your lender uses.

Financing these properties has special rules about how rental income is calculated. The right loan program can make the difference between approval and denial.

We know how to structure these deals: bcpmortgage.com/dscr-mortgages

Bennett Capital Partners Mortgage Brokers | NMLS #2046862 | Equal Housing Opportunity