Florida Living with Edgar Rogers,Realtor

03/17/2026

01/15/2026

Colonial Christian soccer team. Champions 🏆

01/14/2026

With over 30 years of experience in buying, selling, and leasing both residential and commercial real estate, I’m proud to serve my clients as a Broker Associate with First Service Realty. Real estate isn’t just my career—it’s my lifelong profession, built on trust, knowledge, and results.
I currently serve as a State Director with the Florida Association of Realtors representing the Miami Association of Realtors, and I hold several professional designations, including Certified Senior Real Estate Advisor, Certified Probate Property Specialist, E-PRO, and At Home With Diversity. My specialties include strong negotiation skills and navigating the legal complexities of real estate transactions.
Whether you’re buying, selling, downsizing, handling an estate, or investing, you deserve fair, responsible, and knowledgeable representation. If you’re looking for experience you can trust and advocacy you can rely on, I’m here to help—every step of the way.

11/17/2025

10/30/2025

10/15/2025

💙 The People We Trust, Trust Me — Erica G. Ávila 💙

I’m so proud to have the trust and support of so many respected community voices — people who know what it takes to serve, protect, and lead.

Their trust means everything to me, and it inspires me to keep working hard for you and for the future of Homestead.

✅ Vote Erica G. Ávila — Ballot #202
Leadership. Vision. Results.

10/03/2025

The Kiwanis Dolphin Days Family fishing Tournament generated over $60,000 in net proceeds! These funds will be shared between the Kiwanis Club of Homestead- South Dade and the Military Affairs Council to improve the lives of children and military families, support literacy programing, scholarships and more this coming year.

We want to thank all of our sponsors and volunteers who made our 40th anniversary of our Kiwanis Dolphin Days Family Fishing Tournament possible.

09/16/2025

If the Federal Reserve lowers interest rates by a quarter point (0.25%) or half a point (0.50%) tomorrow, CD (certificate of deposit) rates for three months, six months, nine months, and one year terms are likely to decrease correspondingly, though not necessarily immediately. CD rates tend to follow the Fed’s federal funds rate with some lag, as banks adjust their deposit rates based on overall interest rate conditions and Treasury yields 1 2 4.Key points about the impact on CD rates:Direction: When the Fed cuts rates, banks typically reduce their CD yields because their cost of funds drops, and they lower deposit rates to maintain margins 1 2 4. Thus, a quarter or half-point Fed rate cut generally leads to lower rates on CDs across maturities.Timing: Changes in CD rates might not be immediate; banks take time to alter rates after a Fed decision. Some banks may delay or adjust rates gradually depending on competitive pressures and deposit demand 1 2.Magnitude: The exact reduction in CD rates may not equal the Fed cut exactly. It depends on economic conditions, inflation outlook, and bank strategies. Usually, shorter-term CDs (3 months, 6 months) react faster and more closely to Fed moves, while longer CDs (9 months, 1 year) may adjust more slowly or less dramatically 1 4.Current environment: With Fed rates currently in the 4.25%-4.50% range and the market expecting possible cuts in September 2025, many analysts expect CD rates to move downward from their current mid-4% APY range, perhaps settling somewhat lower if the Fed lowers rates as expected 1 2 4.Economic context: A mild Fed cut may lead to modest decreases in CD rates, while a larger cut or further easing due to economic slowdown or rising unemployment could push CD rates down more significantly 1.In summary, a Fed rate decrease of 0.25 or 0.50 percentage points would likely cause a decrease in interest rates offered on 3-month, 6-month, 9-month, and 1-year CDs, but the exact timing and scale vary by bank and market conditions. Investors looking for current higher rates might consider locking in CDs before such a rate cut, as rates tend to decline afterward 1 2 4.