Open Door Lending

Open Door Lending Licensed Mortgage Professionals NMLS 266528 and 1989485 CMS Mortgage Company #212405 www.nmlsconsumeraccess.org ALL RIGHTS RESERVED.

Mission
Help clients turn their home buying dreams into reality by offering free one on one consultations either in my office or their home at a time best suited to their schedule.. I am extremely passionate about helping my clients achieve their goal of homeownership. Whether you are a first time home buyer or refinancing an existing loan I will use my industry knowledge, professionalism and expe

rience to streamline the process towards a smooth and quick closing. Buying a home can be a daunting task but with the right mortgage professional by your side the process can be easy! Open Door Lending
1 Park West Circle
Suite 310 - H
Midlothian, VA, 23114

Kristin O'Neil, Licensed Mortgage Loan Officer (NMLS #266528)
Corey O'Neil, Licensed Mortgage Loan Officer (NMLS #1989485)

CMS MORTGAGE SOLUTIONS INC. NMLS ID #212405 (WWW.NMLSCONSUMERACCESS.ORG). FOR MORE LICENSING INFORMATION VISIT WWW.CMSMORTGAGE.COM


Rates are subject to change until confirmation of lock in. CMS Mortgage Solutions is licensed and regulated by the Virginia Bureau of Financial Institutions, a Division of the State Corporation Company NMLS #212405 (www.nmlsconsumeraccess.org)

06/25/2026

Mortgage Tip: Don't Move Big Money Right Before You Apply 🏦
Here's one that surprises a lot of buyers: avoid moving large sums between your accounts before applying for a mortgage.
Lenders track every significant deposit, so even money that's 100% yours can turn into a paperwork headache if it's not properly sourced. Save yourself the back and forth by keeping your funds put until we map out a plan together.
📲 Ready to buy with confidence? Send me a DM or click the link below to get pre-approved and start your home journey the right way.
👉 opendoorlending.com

06/04/2026

The #1 thing my clients winning offers have in common? They trust their agent. Reddit is great but nothing beats local knowledge and relationships.

I had the pleasure of sitting down with of to chat about what makes the Richmond real estate community so special.

If you are in the market to purchase a home in Richmond, VA comment COMMUNITY and I can connect you with a local agent who can help you win.

06/01/2026

Great news! 🙌 Imagine starting your mortgage at $331/month less, for free? One of our investors is covering the cost of a 1-0 buydown through June 30th. This means in year one, your payment is based on a rate that is 1% lower at absolutely no cost to you. On a $550K purchase with 5% down at 6.25% (6.512% APR), that’s $3,982 back in your pocket during your first year of homeownership. Put that money toward groceries, furniture, or just getting settled into your new home. Reach out today before this offer is gone! 📲

Example shown is for illustrative purposes only. Rates subject to change. Certain restrictions apply. Subject to borrower approval. NMLS #266528 | Company NMLS #212404 | www.nmlsconsumeraccess.org

04/18/2026
We are honored to be recognized by the Scotsman Guide as the  #1 Mortgage Broker in Virginia and top 1% in the country. ...
04/14/2026

We are honored to be recognized by the Scotsman Guide as the #1 Mortgage Broker in Virginia and top 1% in the country.

Behind this recognition are 149 stories of clients who trusted us with one of the most important financial decisions of their lives. Whether purchasing a first home, investing in a property, or refinancing, each story reminded us why we do this work.
To our clients, referral partners, and community. Thank you. Your trust is the foundation of everything we do and we do not take it lightly.

We are proud of this milestone and even more motivated to keep raising the bar for the people we serve. 🫶

04/10/2026
I had the opportunity to share my thoughts with Mortgage Professional America today on what the US-Iran ceasefire means ...
04/08/2026

I had the opportunity to share my thoughts with Mortgage Professional America today on what the US-Iran ceasefire means for you as a buyer or homeowner. The short answer is cautious optimism. We are seeing real relief in the market today, but the two sides are still far apart in negotiations, so it is too soon to say how long it lasts. My advice to buyers right now is simple: the window is open, and waiting for perfect is not a strategy. As always, DM us with any questions. The full article is linked in our bio.

She’s gorgeous!
04/08/2026

She’s gorgeous!

Address

1 Park West Circle Suite 310-H
Midlothian, VA
23114

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