Daryl Hardin-Your Man for Land

05/24/2023

This picture doesn’t do it justice…..Ahhhh 😘

Beautiful Venice 😍

📸 .andra

03/18/2020

To support the economy during the coronavirus pandemic, the U.S. Federal Reserve cut interest rates to a new all-time low – nearly zero – on Sunday, March 15, 2020. With COVID-19 and the Fed's cut taking over the news, you might be wondering what this means. Although the Fed and mortgage rates are closely connected, they are not the same.

Here are some key points to know.

First and foremost, the Federal Reserve Rate being close to zero percent does not mean that mortgage interest rates are zero percent. Mortgage rates are determined by the bond market, which include mortgage bonds and mortgage-backed securities. When the Fed lowers rates, the purpose typically is to help stimulate economic growth. This time the cut was driven by the coronavirus and its effects on the economy, so that affected businesses can take out smaller loans in an affordable way to stay operational until the economy recovers. The same idea goes for banks.

In addition, the Fed cut liquid reserve requirements for banks to increase liquidity and ensure business keeps going per usual – meaning borrowers can still get a loan and banks can continue to operate.

Although at this time we cannot say for sure when the economy will stabilize, or the pandemic will subside, we feel confident in our ability to help you manage the mortgage process for your purchase and refinance needs. We have expert teams in place working extremely hard to manage increasing demand for refinances and purchases. Rest assured that you come first, and we are here to help you any way we can.

Through all of this we are still seeing record low mortgage rates and it’s still a great time to buy. We understand that a lot of the information can be confusing, so please reach out to me with any questions, stay safe, and keep in mind: We are here for you and your clients!

Sincerely, Karen


Karen Maxwell
Sr. Mortgage Banker
NMLS #415478, Licensed in NC, SC
235 North Washington Street
Rutherfordton, NC 28139
Office: 828-829-1555
Mobile: 828-287-6840
Fax: 877-655-6415
[email protected]
www.atlanticbay.com/karenmaxwell
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12/24/2019

Merry Christmas!

11/08/2019

Fall does it’s best to make more visible all those things that were there to begin with doesn’t it? It shortens the light of day and requires us to put hurry in our steps. We tend to and sit and sip and cozy up to reminisce for a spell when all the while looking, taking note and planning for tomorrow. It’s really pretty here. Come see us.

11/08/2019

“Good.Better. Best.”This Site Built 2,044 Sq.Ft.,REALLY COZY, Foam Insulation,ENERGY Efficient Doors and Windows, 1. 5 Story Home offers all. Upon entering from an open Porch the Living Room, flaunting, Hardwood Floors, Cathedral Ceiling, Built in’s, Wide Windows, and generous Moldings. In view is a Dining/Kitchen area, Tiled Floor, Great Kitchen with dark Marble Counter that wraps appliances and a SS Farm Sink. Around the corner is the Master Bedroom/Bath and Tastefully spaced is Laundry and 1.5 Bathrooms. Upstairs landing has much storage and 1Full Bath as you pass into another Large Bedroom. Outside Features a Covered Stoop opening to M.Bedroom and from Dining a Stone Patio has supple room for Visitors and supports a “Wonderful” Chimney for cool days. In Addition on this property are 3 unbelievable additional Barns,Garages or Storage Buildings with wide doors. One of which presently used as a ManCave. Also, a Majestic Hen House built so there’s no need to set alarms. Everything:The Sun,Stars, Moon and Your Dreams are waiting to guide you. Exceptional property. Class Act. Call quickly to see.

10/30/2019

An Amazing River Front,“Plant your Soul Here” property awaits as you travel V.S. Dalton Road (off County Line) and wind down to a valley of green. While catching your breath you’ll see this Cape Cod, custom built, expertly maintainedHome. 1.5 Stories, 3Bedrooms,3Full Baths and extra 2 half Baths are all spacious and Professionally Decorated. Main Floor has an open Living Room with Fireplace (propane logs) and Built-Ins. Large Master Bed with Master Bath offer Garden Tub and Shower Stall. Great Appliances fill the Kitchen, with warm Cherry Cabinets, flanked on one side by a Breakfast Nook and the other a Formal Dining. Laundry(hidden) adjoins kitchen. Also, a Great Room/Den/Office has a Stone, wood burning, Fireplace and wonderful solid Wood, Wall Shelving and countertops. This room opens to a Large Covered Porch that steps off onto Concrete walkway leading to Drive and Detached Garage with Workshop/Storage/Potters/Craft Space. Ready and Waiting is a 42’x 80’Morton Barn equipped with12ft. Sliding Doors Oversized Windows, partial Cement Floors, Workbench and Hayloft. Electricity, Overhead Fan, Utility Sink are in place for working ease. Fencing is in with, 5.25 +/- Acres, Cattle Ready, for grazing. This “Not to be Overlooked” listing has so many great features it’s unbelievable, an Inviting Atrium, Large Windows, Tall Ceilings, Wood and Tile floors, Soft Water system, established Plantings and the noise of Green River that birds and wildlife have enjoyed for years. It’s all here, inviting you to enjoy. Let us show you this Elegant Treasure. You won’t be sorry.

04/04/2019

...more pictures of a Wild Cat Spur View Listing
Call for an appointment to experience this place

04/04/2019

How nice of you Mother Earth to allow us to sit our home here looking at these mountains named Wild Cat Spur (Worlds Edge) and White Oak and have all these wonderful trees and native plants greet us and leave the ground carpeted green. Native trees sending a gentle breeze from high and birds singing are such nice touches as we meander this self maintained yard. I admit, occasionally you allow planes overhead. As the yard is, so also this Well Built Brick, Double Car Garage, strategically designed, home awaits you. Ample space and Features are endless. Windows are placed for viewing yard and mountains. It’s other features include an upstairs, Basement Space and, most unusual, concrete crawl where essential plumbing and HVAC ducts are accessible. The Large unattached Barn, WorkShop/Storage, offers space and work benches are waiting to hold plenty of your tools and treasures. Seeing is believing..Call soon and let us introduce you to this Special Place.

03/21/2019

FAMILY OWNED for 135 YEARS this property echoes memories from the past whispering names NANITO, SHINGLE HOLLOW and PINEY K**B, none of which carry a postal address today. In 1884and beyond this spot was a hub of activity for these sleepy towns. WJ Hardin, age 16, was the owner, and self-proclaimed doctor, dentist, attorney, postmaster, STORE OWNER and proud DEACON of his CHURCH. In retrospect he had and was all anyone needed on demand. The Store and Home were proudly maintained by son JLewis Hardin who continued the family legacy. Fading quickly are Structures, (Home and Store), and Memories. Structures including said STORE BUILDING and FAMILY HOME beckons someone’s love and care. The entire acreage fronts Cove Road on both sides as well as Piney K**b on both sides. Call for an appointment to see and bring your imagination.

*Agent must be present for showing.