Z.R Home and Lending

Z.R Home and Lending Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Z.R Home and Lending, Real Estate, 118 park Boulevard, Millbrae, CA.

When applying for a loan in February, the 30-year fixed interest rate was about 5.8%–5.9%.By April, the average loan int...
04/16/2026

When applying for a loan in February, the 30-year fixed interest rate was about 5.8%–5.9%.

By April, the average loan interest rate in the market has risen to about 6.25% for 30 years.

This time, the customer did Jumbo Loan, with only 11% down payment and good interest 👍

Funding next week🌞🌞

二月份申请贷款时，30年固定利率大约在 5.8%–5.9%。
到了四月份，市场平均贷款利率30年固定已经上涨到 约6.25%。

这次客户做的是 Jumbo Loan，仅11%首付，锁到很好的利息👍

下周 funding🌞🌞

After signing the Loan doc, prepare for funding and close next week.I wish the project all the best🌞🌞签完Loan doc, 下周准备fun...
04/16/2026

After signing the Loan doc, prepare for funding and close next week.

I wish the project all the best🌞🌞

签完Loan doc, 下周准备funding and close

祝project 顺顺利利🌞🌞

The two loan structures are very accurate, and the connection between the second-ranked loan and another set of house-bu...
04/05/2026

The two loan structures are very accurate, and the connection between the second-ranked loan and another set of house-buying loans

Next week funding 🌞🌞🚀

两个贷款结构卡得非常准，第二顺位贷款与另一套买房贷款的衔接

下周 funding 🌞🌞🚀

Prepare for funding next week 🌞🌞🌞Adjust the loan structure, repay part of the principal, and reduce the monthly payment😃...
03/15/2026

Prepare for funding next week 🌞🌞🌞

Adjust the loan structure, repay part of the principal, and reduce the monthly payment😃

下周准备 funding 🌞🌞🌞

调整贷款结构，偿还部分本金，降低每月月供😃

Prepare for funding next week 🌞🌞🌞Help customers raise funds for the second time:Keep the first-ranked low interest rate ...
03/15/2026

Prepare for funding next week 🌞🌞🌞

Help customers raise funds for the second time:

Keep the first-ranked low interest rate + the second-ranked cash-out (without checking income)

下周准备 funding 🌞🌞🌞

第二次帮客户融资：
保留第一顺位低利率 + 第二顺位 cash-out（不查收入）

Next week, the house will be funded.The guest would ask me at every step, "Is the loan okay?"Experience and strength are...
03/05/2026

Next week, the house will be funded.

The guest would ask me at every step, "Is the loan okay?"

Experience and strength are there 😄

Dealing with various emergencies every day, now it is basically a "calm mode"--

If the car comes, it will block, and if the water comes, it will cover it. 😎

下周，房子准备funding
客人每一步都会问我：“贷款没问题吧？”

经验和实力在那里 😄

每天处理各种突发情况，现在基本已经是 “淡定模式” ——
车来将挡，水来土掩 😎

This order is very smooth, representing the buyer and the loan broker, and the transfer was successfully completed in 20...
03/05/2026

This order is very smooth, representing the buyer and the loan broker, and the transfer was successfully completed in 20 days.

At 9 o'clock this morning, the bank and escrow started work, and immediately funding and closing 🌞🌞

这单非常顺利，代表买家和贷款经纪，20天顺利完成过户

今早9点，银行和 escrow 一开工，马上 funding 和closing 🌞🌞

The universe is undecided,You and I are both dark horses 🐎The Year of Fire in 2026,I wish you all a happy New Year,Peace...
02/16/2026

The universe is undecided,

You and I are both dark horses 🐎

The Year of Fire in 2026,

I wish you all a happy New Year,

Peace and happiness, everything goes well, and the family is happy 🧧🎉

乾坤未定，
你我皆是黑马 🐎

2026 年丙火年，
祝大家新春快乐，
平安喜乐，万事顺遂，阖家幸福 🧧🎉

🌞💘 Valentine's Day·AZ (February 14, 2026)Red and painfully sunburned by AZ 🌞After conquering the desert, celebrate Valen...
02/15/2026

🌞💘 Valentine's Day·AZ (February 14, 2026)

Red and painfully sunburned by AZ 🌞

After conquering the desert, celebrate Valentine's Day for 👵 and make up for the late romance 😃

Happy Valentine's Day to everyone ❤️

🌞💘 情人节·AZ （2月14日 2026)

被 AZ 的太阳晒得红痛痛的 🌞
征服完沙漠，给👵过情人节，补上迟到的浪漫 😃

祝大家情人节快乐 ❤️

From October last year to nowHOA finally repaired the leaking roof.The guests are still waiting for the brand-new beauti...
02/11/2026

From October last year to now

HOA finally repaired the leaking roof.

The guests are still waiting for the brand-new beautiful floor 👍👍

I went to San Mateo today and just finished the final walk-through.

Funding next week🌞

从去年 10 月到现在

HOA 终于把漏水的屋顶修好了
客人还等来了 全新的漂亮地板👍👍

今天去 San Mateo 刚做 完final walk-through

下周 funding🌞

Check the income, because the lender does not work overtime continuously.Returned by UW more than onceBut we haven't giv...
02/11/2026

Check the income, because the lender does not work overtime continuously.

Returned by UW more than once

But we haven't given up for 4 months.

And with the help of the lender goddess👸

Finally ushered in the good news.

Check the income

The interest rate is about 5%.

Lent money next week🌞🌞

查收入，因为贷款人加班不连续
被UW 退回不止一次

但我们4个月，没有放弃

又在 lender 女神👸的相助下
終于迎来好消息

查收入
利率约 5%左右
下周放款🌞🌞

Address

118 Park Boulevard
Millbrae, CA

Telephone

+14156525457

Website

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