08/25/2026
THE CLOSING TABLE: SQUATTERS VS. TENANTS
Dominique breaks down squatters’ rights in New York—and what homeowners need to know if someone moves into their property without permission.
First, let’s clear up a BIG misconception: A squatter is NOT automatically a tenant just because they’ve been there for 30 days.
In 2024, New York specifically clarified the law: a squatter is someone who enters or occupies property without the owner’s permission, title, or legal right—and a squatter is not considered a tenant. (New York State Assembly)
🚨 So how do you remove a squatter FAST?
1️⃣ Document everything. Take photos, save surveillance footage, document how you discovered the person and gather proof that you own the property.
2️⃣ Call law enforcement. If someone truly entered without permission, report the situation immediately and explain that you believe you have an unauthorized occupant/trespasser.
3️⃣ Do NOT take matters into your own hands. Don’t threaten them, physically remove them, shut off utilities, or change locks if the person may actually have lawful occupancy rights. NY law has serious penalties for unlawful evictions. (New York State Attorney General)
4️⃣ If police cannot resolve it, contact an attorney immediately to determine the proper court proceeding for possession. The goal is to use the quickest lawful route—not create a bigger legal problem for yourself.
⚠️ And remember: A tenant is someone who was given permission to occupy the property, whether through a written or oral agreement. Tenants have different protections and generally must be removed through the legal eviction process. (New York State Attorney General)
Squatter ≠ Tenant.
Knowing the difference can save a homeowner a LOT of time, money and headaches.
🎬 That’s another conversation at The Closing Table.
