Grove Bank Mortgage

10/19/2026

10/05/2026

With 30-Year Fixed Mortgage Rates approaching the mid-7's borrowers have less purchasing power. With Grove Bank's Portfolio Mortgage Programs, we have a solution for that. Check out our 5-Year Portfolio Balloon.

Rates as low as 6.50% interest rate / 6.72% APR. Sample payment: A $350,000 loan at 6.50% interest rate amortized over 30 years requires 60 monthly payments of $2,212.24 ($6.32 per $1,000 borrowed) and one final balloon payment of $327,641.22 due at month 60. In lieu of the balloon payment, borrowers may apply to renew for a new five year loan at maturity; renewal is subject to underwriting approval and current prevailing interest rates at that time.

Rates and approval times based on creditworthiness, underwriting criteria, and loan terms.

Visit http://www.grove.bank to learn more and apply.

10/02/2026

Love your home, but ready for a refresh? Don't let your renovation plans stay on the mood board. We're here to help you tap into your home's value and get started today. Tell us: modern farmhouse or sleek contemporary?

10/01/2026

We always appreciate the positive feedback. Thank you so much!

09/29/2026

Qualifying Isn't Affording.

We don't just tell you if you qualify for the house. We tell you if the house is worth what qualifying will cost you. Here's what that means. Qualifying tells you the number a lender will approve. It doesn't tell you what that number feels like every month once taxes, insurance, and maintenance are added in.

Two houses at the same price can cost completely different amounts to actually live in. Our job isn't just running the approval. It's making sure the house you fall in love with still feels good to own a year in, not just on closing day. Sometimes that means the house is exactly right. Sometimes it means looking at one that costs less to qualify for and more to actually enjoy. DM us READY and let's look at the real cost, not just the approved number.

09/24/2026

KNOW YOUR DTI FIRST
Most buyers find out what "debt-to-income" means the same week they lose the house they wanted. By then it's not a lesson. It's a loss. Here's how our mortgage advisors try to help clients avoid that: We review your numbers before you fall in love with a listing, not after. Income, debts, the ratio itself...explained in plain language, before you're emotionally attached to an address. If your DTI may be a challenge, we want to flag it in week one, not have it surface with an underwriter in week six. Depending on your situation, that might mean a conversation about paying down a balance. It might mean adjusting the price range. Or it might mean you're in a stronger position than you realized. Either way, our goal is for you to go into an offer with a clearer picture of where you stand. DM us the word READY and let's take a look at your numbers together.

08/21/2026

🚀 Grow Your Career with Grove Bank!

For over a century, Grove Bank has been a trusted community anchor, delivering personalized financial solutions to our friends and neighbors. We’re expanding our team and looking for passionate professionals who share our commitment to exceptional local service!

We are currently hiring for three key roles:

1.) Full-Time Operations Specialist / CSR
2.) Part-Time Customer Service Representative
3.) Mortgage Loan Officer

Why join Grove Bank? You’ll work alongside a supportive team where your daily contributions truly matter, with real room for long-term professional growth.

Ready to build your future with us? Apply today!

👉 Click here to view full job descriptions and submit your resume online: https://grove.bank/careers.html

(Prefer to say hello in person? Stop by our branch to learn more!)

07/21/2026

Your Dream Second Home Just Got Significantly More Affordable!

Bypass the extra costs. Grove Bank Mortgage waives Loan-Level Price Adjustments (LLPAs) on conventional second-home financing.

Most lenders tack on steep, mandatory pricing adjustments for second homes, driving your interest rate up before you even apply. At Grove Bank, we do things differently.

By offering conventional second-home mortgages with zero loan-level price adjustments, we deliver some of the most competitive rates in the industry. Whether it’s a lake cabin up north, or a beachside escape, your next chapter starts with lower monthly payments and more upfront savings.

Ready to unlock your getaway? Contact a Grove Bank Mortgage Loan Officer today to lock in your competitive rate.

Grove Bank Mortgage Legal Disclosures:
All loans are subject to credit and property approval. Program terms, rates, and conditions are subject to change without notice. "No loan-level price adjustments" applies strictly to conventional second-home financing programs offered directly by Grove Bank and is subject to borrower qualification under conventional underwriting guidelines. Other standard closing costs, escrow requirements, and fees still apply. This is an advertisement and does not constitute a commitment to lend. Grove Bank is an Equal Housing Lender | Member FDIC | NMLS ID: 472577

07/17/2026

Thinking about tapping into your home’s value? 🏡 A Home Equity Line of Credit (HELOC) can be a highly flexible financial tool for structured investments like home renovations or high-interest debt consolidation. Because a HELOC is secured by a mortgage lien on your home, making informed choices and planning out your repayment strategy is key to protecting your equity.

Before you borrow, let's map out a plan together. Click the link below to learn how a variable APR home equity line of credit works and discover how to leverage your equity safely.

👉 Learn More & Connect with a Lender: https://grove.bank/heloc-home-equity-line-of-credit.html

Loans subject to credit approval. Programs, terms, and conditions subject to change. Property insurance required. Variable APRs are subject to change monthly based on market indexes. Grove Bank | Member FDIC | Equal Housing Lender 🏠

Thinking about tapping into your home’s value? A Grove Bank HELOC can be a powerful financial tool for home renovations or debt consolidation. Learn how a variable APR home equity line of credit works and how to protect your equity. Member FDIC. Equal Housing Lender.