Kyle Rattray.Realtor

Kyle Rattray.Realtor Working with me, you receive a knowledgeable, and committed ally to negotiate on your behalf! Your search is over. Give us a call today!

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🏠 There's nothing quite like the feeling of home, and if you ask me, Lake County is truly something special.From rolling...
11/19/2024

🏠 There's nothing quite like the feeling of home, and if you ask me, Lake County is truly something special.

From rolling hills, lakes everywhere, and historic downtowns full of character throughout, this community is one of a kind.

Locals here love the Lake Life, and you can often find locals boating the Clermont chain of Lakes, or the Lake Harris chain of lakes.

🎁 Not to mention the magic of the holidays here with a FL twist on them! You'll find amazing lights & festive decorations FL style in historic Mount Dora this season!

Share with a friend who loves living here, too!

Many home values are up! 📈🏘️ But does that mean that your home is as well?⁠⁠To help answer this question, I'm currently ...
11/15/2024

Many home values are up! 📈🏘️ But does that mean that your home is as well?⁠

To help answer this question, I'm currently analyzing the data and pouring over comps to evaluate the current home value for many of my past customers and friends.⁠

If you'd like me to look at your home as well while I'm completing these reports, I'd be happy to!⁠

All I need is your address and for you to let me know if you've made any recent improvements to your home.⁠

📲 Send me an email at [email protected] to get started!⁠

I'll get you your personalized copy of my signature home value report right away 🙌

From downpayment to closing costs, buying a home is a major financial investment.⁠⁠But the good news?⁠⁠Throughout the pr...
11/11/2024

From downpayment to closing costs, buying a home is a major financial investment.⁠

But the good news?⁠

Throughout the process, there are some ways you can save!⁠

And the one that can make the biggest difference involves your monthly payment -⁠

🏦 So, get multiple mortgage quotes!⁠

Even a slight difference in rates between lenders could mean thousands saved in interest.⁠

I'd recommend speaking with 2-3 lenders vs using any only mortgage calculators to determine what your rate could be.⁠

Up next, you can save on an ongoing expense when owning a home -⁠

💼 Get multiple quotes before locking in your homeowner's insurance for closing ⁠

Home insurance prices vary and comparing a few options can help you find the best coverage for your property and budget.⁠

And finally, if you're looking to protect your new home's major systems -⁠

🧰 Compare home warranty plans⁠

Make sure the plan you choose meets your needs without overpaying by comparing what's covered in the plan for the cost.⁠

You have options with all 3 of these expenses, but many buyers don't know this! So, be sure to save this post to come back to on your buying journey.

All the signs are pointing to...⁠⁠🏡✨🔑 buying a home could be right for you!⁠⁠So, if you've been busy getting your financ...
11/07/2024

All the signs are pointing to...⁠

🏡✨🔑 buying a home could be right for you!⁠

So, if you've been busy getting your finances in order and feel like your current space just isn't working, there are two next steps I recommend for you.⁠

Step 1 ✅ Complete your buyer's consultation ⁠

Inside, you'll meet with an agent and discuss what the homebuying process will look like for you. You'll go over the timeline, current market conditions, actions you need to take, and get all your questions answered.⁠

Step 2 ✅ Choose your agent and complete a written buyer agreement⁠

Your agent is not only going to be your guide to the market, but they're also your advocate throughout the transaction.⁠

So, make sure to interview agents! And at your buyer's consultation, use this time to make sure you're comfortable with the agent.⁠

Once you're ready to move forward, you'll complete your written buyer agreement.⁠

This document will clearly explain what you can expect from your agent, how the buyer's agent is compensated, and outline how your agent will prioritize your interests through the transaction.⁠

By completing steps 1 and 2 you'll be able to confidently go from scrolling through listings online to enjoying living in your new home!

You might be shocked to find out that...⁠⁠⚒️ 12% of home sellers carried out major renovations before selling⁠⁠⚒️ And 48...
11/05/2024

You might be shocked to find out that...⁠

⚒️ 12% of home sellers carried out major renovations before selling⁠

⚒️ And 48% of sellers did minor renovations before selling their homes⁠

That's 60% of sellers making some kind of improvements to their homes before selling.⁠

These are stats straight from the NAR 2023 Profile of Buyers and Sellers.⁠

And if you're thinking of selling, this is key insight into your competition - other homes for sale.⁠

We know that buyers prefer homes that look their best, and staging your home (with even just minor updates) could lead to a higher sales price in a shorter amount of time.⁠

So, these sellers found that making these updates was the right decision for them.⁠

But on the flip side, that same study found that 41% of sellers sold the home as-is without improvements.⁠

Now, before you go remodeling your kitchen, it's best to think about what the potential ROI is on your upgrade.⁠

Many seller's homes just need a good deep clean and some fresh paint prior to selling.⁠

To determine how much work you need to do on your home, let's chat! 💬 You'll want to balance making your home appealing to buyers with what makes sense for the bottom line and your preferences.

There are resources out there to help make homeownership a reality for many!⁠⁠So, swipe through to learn about -⁠⁠🔑 Down...
11/04/2024

There are resources out there to help make homeownership a reality for many!⁠

So, swipe through to learn about -⁠

🔑 Down Payment and Closing Cost Assistance⁠

🔑 First-Time Buyer Programs⁠

🔑 Veteran & Military Benefits⁠

🔑 Essential Worker Programs⁠

🔑 Government-Backed Loans⁠

To find out which program might work for you, let's talk! Reach out at 407-470-9236⁠

There are many options out there, and I can help connect you with the different programs to see what you might qualify for.⁠

And if one of these programs sounds like it might work for someone you know, be sure to send this info to them too!

Marketing your home isn't just adding some ok photos to MLS and maybe hosting one open house.⁠⁠✨🔑 Your home needs a mode...
11/03/2024

Marketing your home isn't just adding some ok photos to MLS and maybe hosting one open house.⁠

✨🔑 Your home needs a modern, professional plan to stand out in the market 🔑 ✨⁠

I'm talking social media promotion. Video marketing. The works!⁠

But what does the works look like?⁠

Not every agent offers a comprehensive plan designed to attract the most buyers and the highest offers.⁠

That's why I recommend that you review a potential listing agent’s marketing plan to see how it will work to sell your home in today's market.⁠

I'd be happy to share mine with you and and how each piece of the strategy works to get your home sold!⁠

To see a copy, reach out to me at [email protected] or DWM me!

I don't often share that I use to Wakeboard professionally.⁠⁠Or that that was the reason I moved to FL from Canada.⁠⁠But...
11/02/2024

I don't often share that I use to Wakeboard professionally.⁠

Or that that was the reason I moved to FL from Canada.⁠

But it's true! Take a look at my background outside and inside of real estate!⁠

And follow along .Realtor if you can relate to relocating or have made or thinking of making a big move too.

🎃 🍂 There's always lots of fun to be had here in Lake County this time of year!⁠⁠And you can tell it's time for Hallowee...
10/21/2024

🎃 🍂 There's always lots of fun to be had here in Lake County this time of year!⁠

And you can tell it's time for Halloween around here when...⁠

👻 Southern Hill Farms start their Fall Festival featuring pumpkins, sunflowers, rides & food⁠

👻 Downtown Clermont will have their annual Harvest Festival (Oct. 19th) with Fall foods, live music and a costume contest⁠

👻 The trick-or-treat candy and fun Halloween costumes hit the store shelves⁠

👻 And the local Farmer's Markets start featuring all kinds of Fall goodies - from seasonal produce and vegetables, to locally grown pumpkins, handmade Fall decor and more⁠

What's your favorite way to enjoy the Halloween fun locally?⁠


✨ Hope you have a very Happy Halloween! ✨

🎃🎁🎉 It's the holiday season here in Clermont!⁠⁠And here’s your front-row seat to it with the 2024 Local Holiday Guide! ⁠...
10/19/2024

🎃🎁🎉 It's the holiday season here in Clermont!⁠

And here’s your front-row seat to it with the 2024 Local Holiday Guide! ⁠

Inside you’ll find - ⁠

🗓️ All these best seasonal events⁠

🥳 Insider tips to make the most of the season⁠

✨ Ideas for you to enjoy our local area from October all the way to December! ⁠

Swipe through the post to explore the best of the season locally - and be sure to save this ultimate list! ⁠

Want a copy of this guide to easily come back to? ⁠

There’s a printable version you can have! ⁠

💬 Comment HOLIDAY, and you’ll get it in your DMs!

👀🏘 Curious about Clermont? I've got the inside scoop!🙌⁠⁠Swipe through for a look closer look at⁠⁠✨ what the area's known...
10/18/2024

👀🏘 Curious about Clermont? I've got the inside scoop!🙌⁠

Swipe through for a look closer look at⁠

✨ what the area's known for⁠

🤩 what locals love most about living here⁠

🏡 and what the homes are like⁠

Personally, my favorite thing about the area is the views the hills provide!⁠

It's a loved hometown for a reason!⁠

Want more info on the area or what homes may be on the market? Reach out anytime!

🏡 Making a move is a big step... but it’s also the start of an exciting new chapter!So if Lake County is calling your na...
10/17/2024

🏡 Making a move is a big step... but it’s also the start of an exciting new chapter!

So if Lake County is calling your name, you don’t have to go it alone -

✅ I’m proud to specialize in helping buyers relocate here.

From finding the right community, navigating the local market, and handling all the little details of the big move.

📍 It pays to have a local expert on your side.

I’ve lived and worked in Clermont for 16 years!

So, before you turn to Google about moving to Clermont, let a local give you the true scoop!

And if you’re not in the area, I’d be happy to share all those insights over a video call!

📱 Send me a DM to hear about my top tips for relocating here and what to know about the market. Or reach out at [email protected]

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Minneola, FL

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