PJFLoanofficer

PJFLoanofficer I believe a mortgage should be about building relationships and helping customers achieve their goals

08/28/2024

Please reach out so we can discuss the pre-approval process and give you an advantage over other buyers. Looking forward to help you and guide you through the journey.

Happy to work with Lara and Perland Title in making another buyers dream a reality. Felicidades Dayaneth and Danny!!
08/27/2024

Happy to work with Lara and Perland Title in making another buyers dream a reality. Felicidades Dayaneth and Danny!!

Caption: Did you know that a Renovation loan can help you turn a fixer-upper into a dream home and roll the cost of repa...
05/18/2024

Caption: Did you know that a Renovation loan can help you turn a fixer-upper into a dream home and roll the cost of repairs right in your mortgage? To discover how you can create a move-in ready home with the HomeStyle® Renovation Loan, contact me today!

https://www.loandepot.com/knowledge-cafe/home-purchase/fannie-mae-homestyle-renovation-loan?utm_source=TE&utm_medium=Social&utm_campaign=Fannie-Mae-HomeStyle-Renovation-363533f&ldec=Retail_TE_Social_Fannie-Mae-HomeStyle-Renovation-363533f&loid=pflores

05/08/2024

🏡 Attention Florida Mortgage Professionals! 🚀

As we navigate the evolving real estate landscape, affordability remains a crucial hurdle for many of our borrowers. With the anticipation building for the Florida Housing Hometown Heroes Loan Program going live on July 1st, now is the ideal time to gear up your referral partners and clients for the high demand expected once the program launches.

Here are the Top Five Things Every Lender Should Know about the Hometown Heroes Loan Program to maximize its benefits:

1. Minimum Credit Score Requirements: Ensuring your clients know the credit score threshold sets the foundation for a successful application. If you have clients that are on the cusp of meeting this requirement what tools and resources do you have to help your clients increase their scores to meet this requirement.
2. Income Limits - A Common Misconception: Many lenders mistakenly consider household income, whereas the program focuses on qualifying income. This distinction can make all the difference for your clients.
3. Residency Requirements for Non-Permanent Residents: Understanding the program's inclusivity can broaden the pool of potential homebuyers.
4. Realtor Transaction Fee Caps and Cash Back Issues: As a lender, we've observed common challenges in this area over the past year. Knowledge of these specifics can prevent potential obstacles at closing.
5. No occupation restrictions: You no longer need to be within a specific occupation/profession. Any full time employee that meets all other requirements can apply for this program.

🔑 Direct Access to Reservations is Essential: For originators, having direct access to reservations can significantly impact your ability to serve clients effectively. If your current lender setup doesn't offer this advantage, it's time for a change.
📞 Contact me Today: If you're looking for a lender that provides direct access and a supportive environment to maximize the Hometown Heroes Loan Program, look no further. Let's connect and explore how we can enhance your capabilities and grow your business together.

Together, we can navigate these challenges and unlock new opportunities for our clients. Let's prepare for the high demand and make homeownership more accessible!

Join me and Carolina Bryce this Saturday for the opportunity on this beautiful fully renovated 3-bed, 2-bath Delray Bea...
03/08/2024

Join me and Carolina Bryce this Saturday for the opportunity on this beautiful fully renovated 3-bed, 2-bath Delray Beach Condo. Please reach out if you have any questions. Hope to see you there!

https://www.loandepot.com/pflores

Address

2901 SW 149th Avenue Ste 100
Miramar, FL
33027

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+19545959915

Website

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