Tonda Richards Re/Max All Stars

Tonda Richards Re/Max All Stars Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Tonda Richards Re/Max All Stars, Estate agent, 3420 S Reserve Street, Missoula, MT.

09/15/2026

Summer's winding down, and if you've been thinking about selling, you might be wondering if you missed your chance.

09/12/2026

Data centers probably weren't on your list of things to think about when buying or selling a home.

09/10/2026

Ask a couple people how the housing market is doing and you’ll probably get a couple different answers. That’s because right now, the market runs on 2 very different tracks, split by price point.

09/08/2026

For most first-time buyers, the hardest part of buying a home is making the numbers work. You budget, you save, and the finish line still feels far away.

Repeat buyers, you’ve got a big leg up on your next move. It’s your equity, the difference between what your house is wo...
09/06/2026

Repeat buyers, you’ve got a big leg up on your next move.

It’s your equity, the difference between what your house is worth and what you still owe on your mortgage. Sell, and that equity turns into cash you can roll right into your next down payment.

That’s how a lot of repeat buyers put down 20% or more. But why do they, especially when they don’t necessarily have to?

Because putting more down saves you money in the long run. A bigger down payment means a smaller loan, so your monthly payment is lower and you’re paying less interest over time.

You can also skip private mortgage insurance, or PMI, which is an additional monthly fee required for loans with less than 20% down.

Talk to a trusted lender to figure out what down payment makes the most sense for your budget. And when you’re ready to kick start your move, let’s talk.

09/05/2026

Most people think a newly built home costs more than an existing one. But right now, that’s actually backwards.

Buying and selling at the same time and not sure where to start?With houses staying on the market a little longer these ...
09/04/2026

Buying and selling at the same time and not sure where to start?

With houses staying on the market a little longer these days, selling first could be the right move. It keeps you from juggling two mortgages while you wait for your house to sell.

You’ll also know exactly how much equity you’re walking away with (probably more than you think), and you can put it straight toward your next home.

Not sure where you’d stay in between? That part’s manageable with the right plan.

Let’s talk through the pros and cons. We’ll figure out what makes the most sense for you – and how to make the whole process as stress-free as possible.

09/03/2026

You've been waiting for something to change before you buy. It just might not be the thing you expected…

09/01/2026

Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home.

08/29/2026

A recent survey from Talker Research asked Americans to pick one word to describe how 2026 has felt so far. The winner? Stressful. And honestly, there’s been a lot going on.

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3420 S Reserve Street
Missoula, MT
59801

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