Tonya Klingaman: EXIT Prime Realty & EXIT Realty Mitchell

09/23/2026

Most people think the biggest tax benefits of homeownership are deducting mortgage interest and property taxes, but with nearly 90% of taxpayers now taking the standard deduction, some of the most powerful advantages may actually come later through capital gains exclusions when selling and stepped-up basis rules when property is inherited. Homeownership can be about much more than monthly payments; it can also play an important role in long-term wealth building and family planning.

Experience a smooth and stress-free process when buying or selling your home with our expert guidance. Our team of seasoned professionals is dedicated to helping you navigate the real estate market with confidence and ease. Whether you're looking to discover your perfect dream home—with features tailored to your lifestyle—or to unlock the highest value for your current property, we're here to assist you at every step.

Schedule your personalized consultation today and let us create a customized plan that meets your unique real estate goals. Take the first step towards your success in real estate by calling us at 605.990.3948. We look forward to helping you achieve your dreams!

{605.999.0276} {[email protected]}

While many homeowners focus on mortgage interest deductions, two of the most valuable and overlooked tax benefits may actually be the capital gains exclusion and stepped-up basis for inherited property.

09/22/2026

One of the biggest mistakes I see sellers make is assuming buyers will overlook little things. In reality, small details often shape a buyer's first impression and influence how they perceive the home's overall value. The good news is that many of the most effective improvements are simple and affordable. If you're thinking about selling, I'd be happy to recommend which updates are worth doing and which ones you can skip, so you can make the best first impression possible. Reach out anytime for a no-obligation consultation.

Learn more at https://BetterHomeowners.com/TonyaKlingaman/2026/09/22/Small-Improvements-Can-Create-Big-Perception-Shifts-with-Buyers

09/21/2026

Life changes, but our homes don't always change with us. Maybe you need more space or less. Maybe the stairs are becoming a challenge, the commute is wearing you down, or your lifestyle has shifted in ways your home no longer supports. You don't have to feel "stuck"; exploring your options doesn't mean you're committing to a move. It simply gives you clarity.If you're starting to feel like your current home no longer fits your life, reach out. I can walk you through your choices, estimate your equity, and help you plan your next step, whether that's now or years from now.

Learn more at https://BetterHomeowners.com/TonyaKlingaman/2026/09/21/How-much-longer-are-you-willing-to-stay

Experience a smooth and stress-free process when buying or selling your home with our expert guidance. Our team of seasoned professionals is dedicated to helping you navigate the real estate market with confidence and ease. Whether you're looking to discover your perfect dream home—with features tailored to your lifestyle—or to unlock the highest value for your current property, we're here to assist you at every step.

Schedule your personalized consultation today and let us create a customized plan that meets your unique real estate goals. Take the first step towards your success in real estate by calling us at 605.990.3948. We look forward to helping you achieve your dreams!

{605.999.0276} {[email protected]}

09/18/2026

The face of first-time homebuyers has changed dramatically according to the NAR 2025 Profile of Buyers & Sellers. In 1985, married couples made up a whopping 75% of first-time buyers, and today, it's just 50%. Meanwhile, single women have surged from 11% to 25%, and unmarried couples have nearly tripled from 4% to 11%. The American Dream is evolving; are you ready to claim your piece of it? Don't wait for trends to pass you by...start your journey today!

Learn more at https://BetterHomeowners.com/TonyaKlingaman/2026/09/18/Rewriting-the-Rules-of-Homeownership

Experience a smooth and stress-free process when buying or selling your home with our expert guidance. Our team of seasoned professionals is dedicated to helping you navigate the real estate market with confidence and ease. Whether you're looking to discover your perfect dream home—with features tailored to your lifestyle—or to unlock the highest value for your current property, we're here to assist you at every step.

Schedule your personalized consultation today and let us create a customized plan that meets your unique real estate goals. Take the first step towards your success in real estate by calling us at 605.990.3948. We look forward to helping you achieve your dreams!

{605.999.0276} {[email protected]}

09/17/2026

While insurance carriers in storm‑heavy areas (Midwest, South, Plains) were the first to adopt higher or percentage-based wind and hail deductibles, multiple sources show the trend started regionally and is now entrenched across the U.S. continuing to expand as severe weather spreads to new areas.This option lowers premiums but the insured will be out of pocket more if a loss occurs.

Learn more at https://BetterHomeowners.com/TonyaKlingaman/2026/09/17/Increasing-Deductibles-Can-Lower-Insurance

Experience a smooth and stress-free process when buying or selling your home with our expert guidance. Our team of seasoned professionals is dedicated to helping you navigate the real estate market with confidence and ease. Whether you're looking to discover your perfect dream home—with features tailored to your lifestyle—or to unlock the highest value for your current property, we're here to assist you at every step.

Schedule your personalized consultation today and let us create a customized plan that meets your unique real estate goals. Take the first step towards your success in real estate by calling us at 605.990.3948. We look forward to helping you achieve your dreams!

{605.999.0276} {[email protected]}

09/16/2026

Not all second homes are treated the same. Whether a property is used primarily for personal enjoyment, short-term vacation use, or as a rental investment can affect financing options, tax treatment, and deductible expenses. Understanding those differences before buying can help homeowners make smarter long-term decisions. If you'd like to explore your options, I'd be happy to help.

Experience a smooth and stress-free process when buying or selling your home with our expert guidance. Our team of seasoned professionals is dedicated to helping you navigate the real estate market with confidence and ease. Whether you're looking to discover your perfect dream home—with features tailored to your lifestyle—or to unlock the highest value for your current property, we're here to assist you at every step.

Schedule your personalized consultation today and let us create a customized plan that meets your unique real estate goals. Take the first step towards your success in real estate by calling us at 605.990.3948. We look forward to helping you achieve your dreams!

{605.999.0276} {[email protected]}

The way a second property is used, personal enjoyment, limited vacation use, or rental income, can significantly affect financing, taxes, and long-term investment benefits.