Veleeta Aaron

Veleeta Aaron Home Loan Expert. Passionate about making homeownership dreams come true-stress free! Let’s connect!

06/23/2026

🏡 Still Renting? It Might Be Time to See What Homeownership Really Looks Like.
What if your monthly payment could be building your future instead of your landlord's?
That's exactly why so many buyers are taking a closer look at Amberley in Robertsdale.
Imagine coming home to:
✔️ Four-sided brick construction
✔️ Gold Fortified protection that may help reduce insurance costs
✔️ Beautiful granite countertops
✔️ 1-2-10 warranty coverage for added peace of mind
✔️ Quiet country surroundings with convenient access to shopping and dining
✔️ Move-in ready homes available now
And here's what surprises most people...
Many renters assume buying a new home is out of reach.
But homes in Amberley are starting around $270,000, making homeownership more achievable than many realize.
The biggest mistake buyers make?
Waiting.
The home you love today may not be available next week. Move-in ready homes are already attracting attention, and inventory is limited.
Instead of wondering what life could look like in a brand-new home, come see it for yourself.
Walk through the homes.
Open the cabinets.
See the finishes.
Experience the community.
You might discover that your next home is already waiting for you.
🏡 Let's Get You Home
📞 Rodney Aldridge
704-860-5804

06/23/2026

Move in Monday! Listed by Adams Homes LLC 🏡

04/07/2026

Applications for the Critical Repair Grant Program are available NOW at the Levon C. Mazie Neighborhood Resource Center! 📢 Administered by the City’s Neighborhood Development Department, this grant program helps qualifying homeowners address serious issues that threaten the safety and livability of their home.

Traditionally funded through federal Community Development Block Grant (CDBG) dollars from the U.S. Department of Housing and Urban Development (HUD), the program will see a major expansion this year. With the addition of $900,000 in discretionary funding from Mayor Cheriogotis, the number of households served is expected to grow from approximately 75 to more than 220. 🏠

Learn more about the resources available to you during Community Development Week at https://www.cityofmobile.gov/city-updates/mayor-cheriogotis-expands-home-repair-program-to-serve-more-mobilians/

01/15/2026

Step 3 The "Hidden" Budget 🏠

Everyone plans for the down payment, but the extras are what can catch buyers off guard. A little planning now = no surprises later! 🙌🏾
Save,Save, Save! Save your funds now so you can save yourself from stress during the closing process.💰💰

Here is what we need to factor into your 2026 plan:

• Closing Costs: For most homes around here, these typically are between $5,500–$8,500. This covers essentials like taxes, title insurance, and lender fees.

• Earnest Money: This is your "good faith" deposit. Your Realtor will let you know the ideal amount based on the home and current competition to keep your offer strong! 📝

• Home Inspection ($400–$700): This is for your protection! It’s the best money you’ll spend for a “Full Physical" of the House before you commit. 🔎

• Appraisal Fee ($500–$650): A required step to ensure the home's value supports the loan amount.

• The Move-In Fund: Don't forget to set aside a little extra for utility deposits and your actual moving costs!🚚

Check back tomorrow for Step #4: Choosing Your Team! 👩🏾‍💻

Step 2: The Credit Check-Up 🧾🏠Your credit score impacts loan approval, interest rate, and loan options, so checking your...
01/13/2026

Step 2: The Credit Check-Up 🧾🏠

Your credit score impacts loan approval, interest rate, and loan options, so checking your credit early is key….not when you’re ready to apply.

What to do now (before application):

📊 Check Your Credit Score
Use a free credit app or your bank’s credit monitoring tool to see where you stand ahead of time.

📄 Review Your Full Credit Report (FREE)
You’re entitled to a free credit report every year at AnnualCreditReport.com. Review all three bureaus for errors well before you apply.

🔎 Dispute Errors EARLY
If you find mistakes, address them now. Mortgage lenders cannot proceed with open credit disputes, so disputes must be resolved before you apply for a home loan.

🚫 🛑No New Credit Activity
Once you begin preparing for a mortgage, avoid opening new credit cards, financing furniture, or purchasing a car. New credit can lower your score and impact approval.

Why this matters:
A stronger credit profile can mean:
✔️ Lower interest rates
✔️ Better loan options
✔️ Lower monthly payments
✔️ Thousands saved over the life of your loan 💰

📅 Check back tomorrow for Step 3: The “Hidden” Budget—one of the most overlooked parts of homebuying!

ACR Home Page

01/12/2026

🏡 2026 is the year you get the keys! 🔑

If buying a home is on your vision board, let’s make it happen!
My goal is to make this a stress-free experience for you by getting you mortgage-ready BEFORE you fall in love with a house.

✨ Day 1: The "Paper Trail" Folder 📂
Start a folder today (digital or physical) with these essentials:
If you are a W-2 Employee:
• Tax Docs: Your 2024 and 2025 W-2s.
• Proof of Income: Your most recent 30 days of paystubs.
• Bank Statements: The last two months of statements for all accounts.
💼 Self-Employed:
• Tax Returns: Full copies of your 2024 and 2025 federal returns (personal and business).
• Business Docs: Your K-1 or Schedule C (whichever applies).
• YTD P&L: A Year-to-Date Profit & Loss statement to show your business is thriving in 2026!

Check back tomorrow for Step #2: Your Credit Check-Up!

Address

3254 Dauphin Street
Mobile, AL
36605

Alerts

Be the first to know and let us send you an email when Veleeta Aaron posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share

Category