07/28/2026
Being a realtor means more than just showing houses; it requires knowing loan types by and spotting repair issues
For FHA loans, appraisers commonly flag key items: a water heater lacking double bracing, missing smoke detectors, a non-working stove, a poorly attached deck, entry posts with dry rot, and exposed or damaged flooring.
FHA Appraisal Repair Items.
Water heater double bracing: Must be YOU strapped securely to prevent movement during an earthquake.
Smoke detectors: Must be installed on every level of the home and inside sleeping areas.
Stove: All burners and the oven must be fully operational for safety.
Deck attached to home: Must be structurally sound and properly secured to the house.
Entry post with dry rot: Wooden support posts showing decay or damage must be repaired or replaced.Exposed subflooring:
Raw wood subfloor must not be showing and requires a finished floor covering.
Disclaimer: Final repair requirements depend entirely on the individual appraiser and what they specifically note in their report.
West Coast Marketing Group.
Blanca Cortes DRE 01964306.
209-535-6009
