Nina Arce, Realtor - HomeSmart PV & Assoc. #01314094

05/05/2024

Did you know? More homeowners are putting their houses up for sale compared to last year.

That means more options for your move. It also means your house has more competition.

I'll help you check out the latest listings for your move and make sure your house still stands out.

If you’re thinking of selling and want to get in on the action, let’s connect.

05/05/2024

Struggling to find a home within your budget? Builders might just have the solution you've been searching for.

With a focus on smaller, more affordable homes, they're catering to what buyers need most.

Ready to explore your options? Let's connect and discover what's available in and around our area.



Call me at (209) 324-5199.

05/04/2024

More homeowners are saying it's a good time to sell. Want to know why?
The short answer is: this is the best time of year to list.
And if you get your home on the market now, you could see some serious perks.
Want to learn more? Let’s chat.

05/04/2024

Smaller Homes Are Coming to Market

Looking for smaller, more budget-friendly options? To find out what’s available locally and in other areas nearby, let’s connect and explore your options together.



Call me at (209) 324-5199.

05/03/2024

The Perks of Buying over Renting

Thinking about buying a home? While today’s mortgage rates might seem a bit intimidating, here are two solid reasons why, if you’re ready and able, it could still be a smart move to get your own place.

1. Home Values Typically Go Up Over Time

There’s been some confusion over the past year or so about which way home prices are headed. Make no mistake, nationally they’re still going up. In fact, over the long-term, home prices almost always go up.

This is a big reason why buying a home can be better than renting. As prices go up and you pay down your mortgage, you build equity. Over time, this growing equity can really increase your net worth. The Urban Institute says: “Homeownership is critical for wealth building and financial stability.”

2. Rent Keeps Rising in the Long Run

Rent just keeps going up over the years. Sure, it might be cheaper to rent right now in some areas, but...

Thinking about buying a home?

05/03/2024

Builders Are Building Smaller Homes [INFOGRAPHIC]

Having a hard time finding a home in your budget? Builders may have a solution that can help. Builders are shifting their attention to what buyers want most right now – smaller, more affordable homes. If you want to see what’s available locally and in other areas nearby, let’s connect and explore your options together.



Call me at (209) 324-5199.

Having a hard time finding a home in your budget? Builders may have a solution that can help.

05/02/2024

What Is Going on with Mortgage Rates?

You may have heard mortgage rates are going to stay a bit higher for longer than originally expected. And if you’re wondering why, the answer lies in the latest economic data.

Economic Factors That Impact Mortgage Rates

When it comes to mortgage rates, things like the job market, the pace of inflation, consumer spending, geopolitical uncertainty, and more all have an impact. Another factor at play is the Federal Reserve (the Fed) and its decisions on monetary policy. And that’s what you may be hearing a lot about right now.

Basically, long story short, inflation and its impact on the broader economy are going to be key moving forward. As Greg McBride, Chief Financial Analyst at Bankrate, says: “It’s the longer-term outlook for economic growth and inflation that have the greatest bearing on the level and direction of mortgage rates. Inflation, inflation, inflation — that’s really the...

You may have heard mortgage rates are going to stay a bit higher for longer than originally expected.

05/02/2024

Hearing that mortgage rates are going to stay high? Here’s why.
The Fed just met and decided inflation is still too high, so they won’t bring down the Federal Funds Rate.
While that doesn’t determine mortgage rates, it does have an impact. It means they’ll be volatile for a while longer.



Call me at (209) 324-5199.

05/01/2024

If you've ever felt the pinch every time you renew your lease, it's time to consider the benefits of owning your own home.

While it may be cheaper to rent than buy in some areas, owning your home means saying goodbye to rising rent and hello to stability and investment in your future.

Let's chat about making homeownership a reality for you.

05/01/2024

The Perks of Buying over Renting

Thinking about buying a home? While today’s mortgage rates might seem a bit intimidating, here are two solid reasons why, if you’re ready and able, it could still be a smart move to get your own place.

1. Home Values Typically Go Up Over Time

There’s been some confusion over the past year or so about which way home prices are headed. Make no mistake, nationally they’re still going up. In fact, over the long-term, home prices almost always go up.

This is a big reason why buying a home can be better than renting. As prices go up and you pay down your mortgage, you build equity. Over time, this growing equity can really increase your net worth. The Urban Institute says: “Homeownership is critical for wealth building and financial stability.”

2. Rent Keeps Rising in the Long Run

Rent just keeps going up over the years. Sure, it might be cheaper to rent...



Call me at (209) 324-5199.

Thinking about buying a home?

04/30/2024

What More Listings Mean When You Sell Your House

The number of homes for sale is playing a big role in today’s housing market. And, if you’re considering whether or not to list your house, today’s limited supply is one of the biggest advantages you have right now. That’s because your house stands out more when the inventory is low, especially if it’s priced right.

But the supply of homes for sale is growing. As Realtor.com says: “. . . sellers turned out in higher numbers this March as newly listed homes were 15.5% above last year’s levels. This marked the fifth month of increasing listing activity after a 17-month streak of decline.”

What This Means for You

If you’ve been putting off selling your house, maybe it’s time to start thinking about it again – before your neighbors do. While we’re not going to suddenly have a surplus of homes for sale, each house that pops on the market in your area runs the risk of pulling buyer...

The number of homes for sale is playing a big role in today’s housing market.

04/30/2024

What More Listings Mean When You Sell Your House

The number of homes for sale is playing a big role in today’s housing market. And, if you’re considering whether or not to list your house, today’s limited supply is one of the biggest advantages you have right now. That’s because your house stands out more when the inventory is low, especially if it’s priced right.

But the supply of homes for sale is growing. As Realtor.com says: “. . . sellers turned out in higher numbers this March as newly listed homes were 15.5% above last year’s levels. This marked the fifth month of increasing listing activity after a 17-month streak of decline.”

What This Means for You

If you’ve been putting off selling your house, maybe it’s time to start thinking about it again – before your neighbors do. While we’re not going to suddenly have a surplus of homes for sale, each house that pops on the market in your area...



Call me at (209) 324-5199.

The number of homes for sale is playing a big role in today’s housing market.