Melissa Alves, Mortgage Loan Officer

Melissa Alves, Mortgage Loan Officer My name is Melissa and I am here to make sure your home purchase or refinance experience is educational, stress-free, and straightforward.

I will look over your budget, income, and savings, helping you get a clear picture of of the mortgage process.

09/05/2026
🏡 Mortgage questions? I’m here to help!Buying a home can come with a LOT of questions — and you shouldn’t have to figure...
08/19/2026

🏡 Mortgage questions? I’m here to help!

Buying a home can come with a LOT of questions — and you shouldn’t have to figure everything out on your own.

Whether you’re wondering about:
🔑 Getting pre-approved
💰 How much you can afford
🏠 Down payment options
📊 Credit and qualifying
📋 FHA, Conventional, VA or USDA loans
✨ Or where to even start...

Ask me ANYTHING!

📲 Send me a message or call/text 209-702-8480 and let’s talk about your homebuying goals.

Melissa Alves | Mortgage Loan Originator
NEXA Lending | NMLS #1993867

🏡🎉 CONGRATULATIONS TO OUR BUYER! 🎉🏡✨ Conventional Financing✨ Only 3% Down Payment✨ First-Time Homebuyer ProgramThink you...
08/11/2026

🏡🎉 CONGRATULATIONS TO OUR BUYER! 🎉🏡

✨ Conventional Financing
✨ Only 3% Down Payment
✨ First-Time Homebuyer Program

Think you need a huge down payment to buy a home? You may have more options than you realize!

If buying a home is one of your goals, I’d love to help you explore your financing options and see what you may qualify for.

Matthew Fontana thank you for your hard work!

📲 Let’s get you PRE-APPROVED and HOME SHOPPING!

Melissa Alves
Mortgage Loan Officer | NEXA Mortgage

Understanding DSCR Loans 👇🏡.
08/05/2026

Understanding DSCR Loans 👇🏡.

Understanding FHA loans🏡 #3.5%down
08/03/2026

Understanding FHA loans🏡

#3.5%down

Looking to buy or refinance your home? We can find you the best interest rates and program for you 🏡. ...
04/13/2026

Looking to buy or refinance your home? We can find you the best interest rates and program for you 🏡.

Address

Modesto, CA

Telephone

+18312549157

Website

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