Gabriela Rodriguez | Realtor®

08/08/2023

Have you ever wondered what's the value of vour home? 😊
Wonder no more.

Follow the link below to get a FREE home value report. 🤑

http://app.cloudcma.com/api_widget6693659bb442f4df7ad4a38af823d7showpost_url=https://app.cloudcma.com&source_url=ua

Let me know how I can help you meet your real estate goals.☺️

07/13/2023

06/08/2023

🤔When applying for a mortgage loan, do you the think the Bank looks at your Gross or Net Income?
(Gross income is before your taxes while Net income is after you pay taxes).


Typically, the bank takes a look at your income through your pay stubs and your tax returns.🙂
They consider your Gross Income along with your monthly debts to determined your purchase power.👈🏻

That's why I advise my clients to make estimates, structure a budget, and keep a conservative mortgage monthly payment in mind when home shopping.🙌🏻

The bank will most likely give you a preapproval to the highest debt to income ratio. That’s why I recommend to create a list of the following expenses in order to come up with a payment that makes sense for your budget:📝

💡💡💡💡
- Your Monthly Net Income
- Car Payment
- Utilities
- Car Insurance & Gas
- Internet & Phone Bill
- Groceries


Let me know if you have any questions. Reach out to me. My team and I are more than ready to answer your questions!📲

06/02/2023

SAY IT with me:


✅ I DO NOT need 20% down to buy a home.

✅ I DO NOT need perfect credit to buy a home.


✅I DO need dedication from a great agent.


Let’s connect so we can create a plan to make your purchase a reality.

05/21/2023

Many times I come across buyers who swear they’re already approved for an X amount and want to start writing offers right away. When in reality they still need to be pre-approved.


It’s easy to confuse getting pre qualified over getting pre approved. That’s why I would love to share this table with you guys. ‼️swipe left to see table ‼️


Contact me if you have ANY real estate questions or plans and I’ll love to help answer them and help you reach them.


•DM
•Text or call (209)416-6555

05/17/2023

Hello! 👋🏻


When it comes down to purchasing a home, many people think about the down payment and tend to forget about the closing costs.


Here are some examples of what closing costs will consist of, depending on the side of the transaction you’re on. 📝


BUYER:
• appraisal fee
• application fee
• loan origination fee
• prepaid interest
• title insurance policy for the lender
• homeowners insurance
• pro-rated property taxes
• recording fee
• notary fee
• bank processing fee
• title fee
• loan discount points


SELLER
• agent commission
• transfer tax
• title insurance
• escrow and closing fees
• prorated property taxes
• HOA fees (if any)
• credits applied towards closing costs


📣Send me a DM, text or call me to see if you’re ready to buy or if you want to know your home value for FREE.

09/23/2021

“If you need you need something to believe in, start with YOURSELF”. ☀️


Just as a reminder, 👀 if you need a real estate plug 🔌 I’m your girl. 🗣👩🏻‍💻

09/21/2021

Hello guys! ☺️


I’m ALWAYS honored to welcome hardworking individuals to our team! 🙏🏻


Please help me welcome this rockstar to the TEAM!🎉 she’s working on her classes and will be licensed in no time.😎


If you’d like to learn about creating a career through real estate, send me a DM and let’s talk!👊🏻

06/01/2020

Un día leí las siguientes palabras y me gustaría compartirlas con ustedes.🤍


Esas palabras son las siguiente:

“Deseo que lo BUSCAS encuentre mil maneras de llegar a ti. 🗺


Que lo que SUÉÑES te motive lo suficiente para ir por ello. 🧞‍♂️


Que lo que te hace FELIZ te inunde y se quede contigo. 🤗


Que SUELTES lo que te duele y por fin logres sanar. 👊🏻


Que lo que te LIMITA se rompas. ✌🏻


Y lo que te asusta te llene de VALOR. 🦸🦸‍♀️”


Y con eso les digo a todos ustedes que desde el fondo de mi corazón encuentren GRATITUD hasta en las cosas más pequeñas de la vida, ya que con ello encontrarás lo que te hace únic@. Porque recuerda que antes de dar y recibir amor tienes que amarte a ti mismo.🤍

05/30/2020

The TEAM is growing fam!😉


Help me welcome Ceci Manzo to the best team in the Central Valley (in Cali really).😎


Super excited for her. She’s learning FAST and I cannot wait to see what she conquers this year.🤍


And Yaya isn’t taking a break and getting back to business now that we’re officially opening up.🙃😁


These girls are going to KILL IT!!