Ricky Smith, Realtor with MKB Realtors

03/19/2026

02/20/2026

Need some color inspiration? Interior designers share the hues they're using in projects this year, plus tips on how you can incorporate them into your space.

01/10/2026

Looking to buy or sell at Smith Mountain Lake or in the surrounding areas?

I bring 35 years of housing industry experience and unmatched local knowledge of Smith Mountain Lake, Franklin County, Bedford County, and beyond. As a Franklin County native, I understand the market—and the community—inside and out.
Give me a call at 540-420-4663 to learn more!

01/09/2026

Thinking About Buying in 2026? Let’s Talk Numbers!

Here’s a quick snapshot of today’s mortgage rate landscape:

✔️ 30-Year Fixed: ~6.1%–6.2%
✔️ 15-Year Fixed: ~5.4%–5.5%
✔️ 5/1 ARM: ~5.5%–5.6%
✔️ VA Loans: Often lower, around 5.5%–5.9%

Good news for Roanoke-area buyers: 70% of homes sold in 2025 closed under $400,000—meaning opportunities are still out there!

Remember: rates depend on credit score, loan type, location, and market movement. For more information, give me a call at 540-420-4663

01/07/2026

If you are heading into 2026 with plans to buy or sell, I would love to help you! With over 35 years of experience in the housing industry, I bring a wealth of knowledge about SML, Franklin County, Bedford County, and the surrounding areas. Give me a call at 540-420-4663.

01/06/2026

Let’s kick off the year with a look at current mortgage rate trends:

Estimated Rates
• 30-Year Fixed: ~6.1%–6.2%
• 15-Year Fixed: ~5.4%–5.5%
• 5/1 ARM: ~5.5%–5.6%
• VA Loans: Often lower, ~5.5%–5.9% (30-year)

Rates can vary based on loan type, credit score, location, loan term, and daily market conditions. To learn more, give me a call at 540-420-4663.

11/04/2025

Check out this listing in Callaway. Call me for your own private showing. Full listing details in comments.

10/01/2025

https://www.facebook.com/share/p/19top1F3e6/

Nothing beats seeing families, friends, and fellow car lovers come together at Cruisin’ Rocky Mount. We’re proud to keep this tradition rolling in our community!

BUY IN AT SCHEWELS- $20 for one hand, $50 for 3 hands.
We hope to see everyone this weekend!