Moses Oliva & Associates

10/27/2025

Updating the business account— I rarely use this nowadays since you all like to interact with me more in my personal account. I’ll still be on

07/31/2024

I’m thrilled to announce the sale of the property at 7 Christopher Court, Montclair for $1.765 million! It was a pleasure working with these clients who first came to me in the thick of COVID-19 at the tail end of 2020. I remember we were masked up for the closing. Fast forward three short years and a kitchen renovation later, now I represent the seller, and the house appreciated by $500K. It has been empowering to see them grow their investment. Congratulations to the new owners, and best of luck in the city to my sellers!

07/31/2024

Congrats Glen Ridge HS!

See which high school ranked No. 1 in your county for 2024 on U.S. News and World Report's annual list.

07/10/2024

One of my clients runs a business offering funerary & family healing services to the bereaved. Life and death conversations are their everyday reality. As a realtor, I thought I was always on 24/7, but these true warriors are on-call since death can surprise at any moment—especially after the 2020 pandemic. Here is what I’ve learned, just to scratch the surface:

🌟 Planning Makes a Difference! 🌟
What happens to the survivors, and how do they handle the practical and administrative aspects of their loved one’s estate? My client advised me that so many of her clients are simply unprepared—especially for the tax consequences and ongoing legal costs on the horizon which have limited options at that point.

That conversation is certainly going to impact the way that I sell houses— it’s a small piece of a much bigger puzzle the points to a someone’s financial goals or desire to leave a legacy. I’m now treating not just as simple shelter and way to make money….they’re wealth building assets that are tied to either a financial or legacy based goal. And as they grow, they become prone to greater risk from a tax perspective as well as from third parties motivated to try to take that money in one way or another.

When you think about the last few years post Covid quarantine, returns for many homeowners have been so hefty, But what happens when you're gone? Do your successors know how to move your plans forward and how to safeguard them from unintended risks or exposure parties wanting to take a piece of them?

Proper planning ensures the desired legacy lives on. Without it, loved ones can face hefty probate taxes and miss out on opportunities to shelter those assets and carry that thru. Real estate is just one component of a comprehensive wealth-building strategy, including setting up corporate structures, revocable/irrevocable trusts, 1031-exchanges, DSTs, etc…and protecting those assets once you’ve built them from the growing list of litigation that will try to target those assets— or a change of heart by the beneficiated themselves. Confidentiality, regular calibrations/ check-ins, and communicating shared expectations with beneficiaries and those advising them are key.

🔑 Ensure your family's future and protect your wealth. Reach out today to learn how we can help you create a robust plan that stands the test of time. 📞

07/09/2024

I’ll believe it when I see it

Citi sees the Fed slashing rates from 5.25%-5.5% now to 3.25%-3.5% by July 2025.

06/16/2024

Ándale! 🚀 As someone who often encounters bad translations, I know how frustrating it can be when meaning is lost. Literal word-for-word translations miss context and idioms that just don’t make sense in another language. Even common terms like “Real Estate” 🏡 and “Mortgage” 💸 require careful handling to ensure clarity in modern Spanish. “Real Estate” translates more closely to an immovable asset, while “Mortgage” is a simple term that relates to hypothecation in English. And the term “Broker” 📊 is evolving, with “Corredor” being commonly used, but “Broker” is also gaining traction.

Inspired by Octavio Paz’s view that “When we learn to speak, we learn to translate,” I’ve aimed to create materials that meet the unique needs of the Spanish-speaking market, keeping the core content intact but providing better context where needed. 🌟📚

06/13/2024

🚨 Property Repositioning Success! 🚨
In the dynamic world of real estate, timing and strategy are everything. Recently, we had to reposition a property by taking it off the MLS and relisting it two weeks later due to competitive forces when we initially came out of the gate. And our tactical pause turned out to be a real game-changer!

Just down the block, a comparable property went under contract, setting a new benchmark/comparable for our listing from an all cash offer. This development was fantastic news for my sellers. Upon relisting, we received multiple offers, aligning perfectly with the general movement of $1.5M - $2M segment of homes in Montclair.

It’s worth taking pause to remember that on the listing (seller) side, we maintain greater control over marketing strategies and promotion tactics, ensuring each decision is logical and calculated with the information at hand about competitive forces. This is a stark contrast to what our buyers face, often participating in blind auctions for homes with multiple offers. The market can shift dramatically in a short period, and this recent success underscores the importance of adaptability in real estate. And more importantly, to use each opportunity, a client has to view a property as one where they learn more about the competitive landscape and what it means to valuations.

What a difference a week or two makes! 🌟